TFS Financial [TFSL] vs SouthState [SSB] Detailed Stock Comparison

TFS Financial Corporation

NASDAQ
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SouthState Corporation

NYSE
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TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: TFS Financial Corporation wins in 3 metrics, SouthState Corporation wins in 16 metrics, with 0 ties. SouthState Corporation appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric TFS Financial Corporation SouthState Corporation Better
P/E Ratio (TTM) 46.13 12.53 SouthState Corporation
Price-to-Book Ratio 2.17 1.08 SouthState Corporation
Debt-to-Equity Ratio 2.62 0.26 SouthState Corporation
PEG Ratio 41.58 0.40 SouthState Corporation
Profit Margin (TTM) 27.74% 31.25% SouthState Corporation
Operating Margin (TTM) 37.47% 51.08% SouthState Corporation
EBITDA Margin (TTM) 37.47% 51.08% SouthState Corporation
Return on Equity 4.76% 10.69% SouthState Corporation
Return on Assets (TTM) 0.53% 1.41% SouthState Corporation
Free Cash Flow (TTM) $70.97M $230.59M SouthState Corporation
Dividend Yield 9.99% 2.17% TFS Financial Corporation
1-Year Return 33.23% 16.12% TFS Financial Corporation
Price-to-Sales Ratio (TTM) 12.65 3.88 SouthState Corporation
Enterprise Value $8.64B $8.87B SouthState Corporation
EV/Revenue Ratio 26.40 3.47 SouthState Corporation
Revenue per Share (TTM) $1 $25 SouthState Corporation
Earnings per Share (Diluted) $0.32 $7.87 SouthState Corporation
Beta (Stock Volatility) 0.70 0.75 TFS Financial Corporation
Short % of Float 15.35% 2.43% SouthState Corporation

TFS Financial Corporation vs SouthState Corporation Stock Performance Analysis

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TFSL
SSB

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
TFS Financial Corporation-2.42%0.12%7.84%22.39%18.35%21.67%
SouthState Corporation-1.37%3.01%5.83%7.81%0.54%3.58%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
TFS Financial Corporation33.23%32.81%-14.97%-2.08%74.61%43.51%
SouthState Corporation16.12%39.64%22.19%50.90%253.30%205.62%

Performance & Financial Health Analysis: TFS Financial Corporation vs SouthState Corporation

MetricTFSLSSB
Market Information
Market Cap i$4.13B$9.86B
Market Cap CategoryMid capMid cap
10 Day Avg. Volume i666,622888,466
90 Day Avg. Volume i718,574875,845
Last Close$16.51$97.60
52 Week Range$12.54 - $17.00$84.48 - $108.46
% from 52W High-2.88%-10.01%
All-Time High$22.54 (May 31, 2021)$114.27 (Nov 25, 2024)
% from All-Time High-26.75%-14.59%
Growth Metrics
Quarterly Revenue Growth0.11%0.52%
Quarterly Earnings Growth-0.01%0.72%
Financial Health
Profit Margin (TTM) i0.28%0.31%
Operating Margin (TTM) i0.37%0.51%
Return on Equity (TTM) i0.05%0.11%
Debt to Equity (MRQ) i2.620.26
Cash & Liquidity
Book Value per Share (MRQ)$6.82$91.38
Cash per Share (MRQ)$1.64$32.67
Operating Cash Flow (TTM) i$95.62M$300.85M
Levered Free Cash Flow (TTM) i$89.50M$798.67M
Dividends
Last 12-Month Dividend Yield i9.99%2.17%
Last 12-Month Dividend i$1.40$2.34

Valuation & Enterprise Metrics Analysis: TFS Financial Corporation vs SouthState Corporation

MetricTFSL (Apr 24, 2026)SSB (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i46.1312.53
Forward P/E i41.589.27
PEG Ratio i41.580.40
Price to Sales (TTM) i12.653.88
Price to Book (MRQ) i2.171.08
Market Capitalization
Market Capitalization i$4.13B$9.86B
Enterprise Value i$8.64B$8.87B
Enterprise Value Metrics
Enterprise to Revenue i26.403.47
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.700.75
Book Value per Share (MRQ) i$6.82$91.38

Financial Statements Comparison: TFS Financial Corporation vs SouthState Corporation

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricTFSL (2025)SSB (2025)
Revenue/Sales i321.47M2.62B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i114.72M1.04B
Pre-Tax Income % of Revenue i35.7%39.7%
Income Tax i23.76M241.54M
Income Tax % of Revenue i7.4%9.2%
Net Income (Profit) i90.96M798.67M
Profit Margin i28.3%30.5%

Balance Sheet & Liquidity Metrics

MetricTFSL (2025)SSB (2025)
Cash & Equivalents i429.44M885.56M
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i4.90B686.23M
Long-Term Debt % of Revenue i1,524.4%26.2%
Total Shareholders Equity i1.89B9.06B
Retained Earnings i946.78M2.61B
Retained Earnings % of Revenue i294.5%99.9%
Property, Plant & Equipment iN/A516.00M

Cash Flow Statement Comparison

MetricTFSL (2025)SSB (2025)
Operating Cash Flow i98.49M506.84M
Operating Cash Flow % of Revenue i30.6%19.4%
Capital Expenditures i-11.45M-69.26M
Free Cash Flow i70.97M230.59M
FCF Margin i22.1%8.8%
Debt Repayment i-427.00M-1.11B
Common Stock Repurchase i-3.98M-235.82M

Short Interest & Institutional Ownership Analysis

MetricTFSLSSB
Shares Short i7.98M2.15M
Short Ratio i9.852.44
Short % of Float i15.35%2.43%
Shares Outstanding i280.62M99.14M
Float Shares i50.35M96.62M
% Held by Insiders i0.46%1.26%
% Held by Institutions i93.87%85.27%
% Held by Public i5.67%13.47%

Dividend Analysis & Yield Comparison: TFS Financial Corporation vs SouthState Corporation

MetricTFSLSSB
Last 12-Month Dividend i$1.40$2.34
Last 12-Month Dividend Yield i9.99%2.17%
3-Year Avg Annual Dividend i$1.21$2.18
3-Year Avg Dividend Yield i2.17%0.64%
3-Year Total Dividends i$3.64$6.54
Ex-Dividend DateMar 11, 2026Feb 06, 2026