Tiptree [TIPT] vs Ryan Specialty [RYAN] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Tiptree Inc. wins in 8 metrics, Ryan Specialty Holdings Inc. wins in 12 metrics, with 0 ties. Ryan Specialty Holdings Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Tiptree Inc. Ryan Specialty Holdings Inc. Better
P/E Ratio (TTM) 14.14 77.21 Tiptree Inc.
Price-to-Book Ratio 1.27 7.26 Tiptree Inc.
Debt-to-Equity Ratio 10.98 281.55 Tiptree Inc.
PEG Ratio -0.18 -1.70 Tiptree Inc.
EV/EBITDA -19.91 10.09 Ryan Specialty Holdings Inc.
Profit Margin (TTM) 0.00% 2.12% Ryan Specialty Holdings Inc.
Operating Margin (TTM) 902.42% 19.00% Tiptree Inc.
EBITDA Margin (TTM) 902.42% 19.00% Tiptree Inc.
Return on Equity -5.52% 18.21% Ryan Specialty Holdings Inc.
Return on Assets (TTM) -0.48% 3.54% Ryan Specialty Holdings Inc.
Free Cash Flow (TTM) $168.22M $575.71M Ryan Specialty Holdings Inc.
Dividend Yield 1.45% 1.55% Ryan Specialty Holdings Inc.
1-Year Return -17.76% -55.50% Tiptree Inc.
Price-to-Sales Ratio (TTM) -630.30 3.20 Ryan Specialty Holdings Inc.
Enterprise Value $931.49M $8.68B Ryan Specialty Holdings Inc.
EV/Revenue Ratio -904.36 2.90 Ryan Specialty Holdings Inc.
Revenue per Share (TTM) $0 $24 Ryan Specialty Holdings Inc.
Earnings per Share (Diluted) $-1.04 $0.47 Ryan Specialty Holdings Inc.
Beta (Stock Volatility) 1.00 0.71 Ryan Specialty Holdings Inc.
Short % of Float 1.94% 8.68% Tiptree Inc.

Tiptree Inc. vs Ryan Specialty Holdings Inc. Stock Performance Analysis

Loading Price Chart...

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Tiptree Inc.-3.11%1.08%3.81%3.15%-4.84%-1.83%
Ryan Specialty Holdings Inc.-4.43%-0.09%8.90%-19.67%-42.76%-36.18%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Tiptree Inc.-17.76%32.27%80.42%231.64%155.46%35.11%
Ryan Specialty Holdings Inc.-55.50%-23.93%11.40%11.40%11.40%11.40%

Performance & Financial Health Analysis: Tiptree Inc. vs Ryan Specialty Holdings Inc.

MetricTIPTRYAN
Market Information
Market Cap i$649.21M$9.35B
Market Cap CategorySmall capMid cap
10 Day Avg. Volume i194,2911,677,772
90 Day Avg. Volume i257,2371,831,667
Last Close$17.16$30.86
52 Week Range$15.49 - $27.41$29.28 - $72.50
% from 52W High-37.40%-57.43%
All-Time High$27.38 (Sep 25, 2025)$77.16 (Mar 31, 2025)
% from All-Time High-37.33%-60.01%
Growth Metrics
Quarterly Revenue Growth-3.96%0.14%
Quarterly Earnings Growth-0.70%-0.42%
Financial Health
Profit Margin (TTM) i0.00%0.02%
Operating Margin (TTM) i9.02%0.19%
Return on Equity (TTM) i-0.06%0.18%
Debt to Equity (MRQ) i10.98281.55
Cash & Liquidity
Book Value per Share (MRQ)$13.45$5.00
Cash per Share (MRQ)$1.39$1.22
Operating Cash Flow (TTM) i$168.22M$643.67M
Levered Free Cash Flow (TTM) i$-18,469,250$506.21M
Dividends
Last 12-Month Dividend Yield i1.45%1.55%
Last 12-Month Dividend i$0.24$0.61

Valuation & Enterprise Metrics Analysis: Tiptree Inc. vs Ryan Specialty Holdings Inc.

MetricTIPT (Apr 22, 2026)RYAN (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i14.1477.21
Forward P/E iN/A14.15
PEG Ratio i-0.18-1.70
Price to Sales (TTM) i-630.303.20
Price to Book (MRQ) i1.277.26
Market Capitalization
Market Capitalization i$649.21M$9.35B
Enterprise Value i$931.49M$8.68B
Enterprise Value Metrics
Enterprise to Revenue i-904.362.90
Enterprise to EBITDA i-19.9110.09
Risk & Other Metrics
Beta i1.000.71
Book Value per Share (MRQ) i$13.45$5.00

Financial Statements Comparison: Tiptree Inc. vs Ryan Specialty Holdings Inc.

Financial Metrics

Loading Financial Charts...

Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricTIPT (2025)RYAN (2025)
Revenue/Sales i-1.03M3.05B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i-44.60M293.18M
Pre-Tax Income % of Revenue i4,330.3%9.6%
Income Tax i-5.69M79.03M
Income Tax % of Revenue i552.5%2.6%
Net Income (Profit) i34.93M214.16M
Profit Margin i-3,391.0%7.0%

Balance Sheet & Liquidity Metrics

MetricTIPT (2025)RYAN (2025)
Cash & Equivalents i30.78M158.32M
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i72.60M3.44B
Long-Term Debt % of Revenue i-7,048.7%112.9%
Total Shareholders Equity i752.40M1.25B
Retained Earnings i121.57M120.35M
Retained Earnings % of Revenue i-11,803.3%3.9%
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison

MetricTIPT (2025)RYAN (2025)
Operating Cash Flow i-29.55M351.50M
Operating Cash Flow % of Revenue i2,868.8%11.5%
Capital Expenditures i0N/A
Free Cash Flow i168.22M575.71M
FCF Margin i-16,331.8%18.9%
Debt Repayment i-751,000-1.28B
Common Stock Repurchase iN/A-3.73M

Short Interest & Institutional Ownership Analysis

MetricTIPTRYAN
Shares Short i516,3479.71M
Short Ratio i1.805.49
Short % of Float i1.94%8.68%
Shares Outstanding i37.82M129.60M
Float Shares i23.35M113.81M
% Held by Insiders i38.51%13.80%
% Held by Institutions i44.68%88.15%
% Held by Public i16.81%-1.95%

Dividend Analysis & Yield Comparison: Tiptree Inc. vs Ryan Specialty Holdings Inc.

MetricTIPTRYAN
Last 12-Month Dividend i$0.24$0.61
Last 12-Month Dividend Yield i1.45%1.55%
3-Year Avg Annual Dividend i$0.33$0.35
3-Year Avg Dividend Yield i0.37%0.20%
3-Year Total Dividends i$0.99$1.05
Ex-Dividend DateMar 16, 2026Feb 24, 2026