Tiptree [TIPT] vs Ryan Specialty [RYAN] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: Tiptree Inc. wins in 8 metrics, Ryan Specialty Holdings Inc. wins in 12 metrics, with 0 ties. Ryan Specialty Holdings Inc. appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Tiptree Inc. | Ryan Specialty Holdings Inc. | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 14.14 | 77.21 | Tiptree Inc. |
| Price-to-Book Ratio | 1.27 | 7.26 | Tiptree Inc. |
| Debt-to-Equity Ratio | 10.98 | 281.55 | Tiptree Inc. |
| PEG Ratio | -0.18 | -1.70 | Tiptree Inc. |
| EV/EBITDA | -19.91 | 10.09 | Ryan Specialty Holdings Inc. |
| Profit Margin (TTM) | 0.00% | 2.12% | Ryan Specialty Holdings Inc. |
| Operating Margin (TTM) | 902.42% | 19.00% | Tiptree Inc. |
| EBITDA Margin (TTM) | 902.42% | 19.00% | Tiptree Inc. |
| Return on Equity | -5.52% | 18.21% | Ryan Specialty Holdings Inc. |
| Return on Assets (TTM) | -0.48% | 3.54% | Ryan Specialty Holdings Inc. |
| Free Cash Flow (TTM) | $168.22M | $575.71M | Ryan Specialty Holdings Inc. |
| Dividend Yield | 1.45% | 1.55% | Ryan Specialty Holdings Inc. |
| 1-Year Return | -17.76% | -55.50% | Tiptree Inc. |
| Price-to-Sales Ratio (TTM) | -630.30 | 3.20 | Ryan Specialty Holdings Inc. |
| Enterprise Value | $931.49M | $8.68B | Ryan Specialty Holdings Inc. |
| EV/Revenue Ratio | -904.36 | 2.90 | Ryan Specialty Holdings Inc. |
| Revenue per Share (TTM) | $0 | $24 | Ryan Specialty Holdings Inc. |
| Earnings per Share (Diluted) | $-1.04 | $0.47 | Ryan Specialty Holdings Inc. |
| Beta (Stock Volatility) | 1.00 | 0.71 | Ryan Specialty Holdings Inc. |
| Short % of Float | 1.94% | 8.68% | Tiptree Inc. |
Tiptree Inc. vs Ryan Specialty Holdings Inc. Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Tiptree Inc. | -3.11% | 1.08% | 3.81% | 3.15% | -4.84% | -1.83% |
| Ryan Specialty Holdings Inc. | -4.43% | -0.09% | 8.90% | -19.67% | -42.76% | -36.18% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Tiptree Inc. | -17.76% | 32.27% | 80.42% | 231.64% | 155.46% | 35.11% |
| Ryan Specialty Holdings Inc. | -55.50% | -23.93% | 11.40% | 11.40% | 11.40% | 11.40% |
Performance & Financial Health Analysis: Tiptree Inc. vs Ryan Specialty Holdings Inc.
| Metric | TIPT | RYAN |
|---|---|---|
| Market Information | ||
| Market Cap | $649.21M | $9.35B |
| Market Cap Category | Small cap | Mid cap |
| 10 Day Avg. Volume | 194,291 | 1,677,772 |
| 90 Day Avg. Volume | 257,237 | 1,831,667 |
| Last Close | $17.16 | $30.86 |
| 52 Week Range | $15.49 - $27.41 | $29.28 - $72.50 |
| % from 52W High | -37.40% | -57.43% |
| All-Time High | $27.38 (Sep 25, 2025) | $77.16 (Mar 31, 2025) |
| % from All-Time High | -37.33% | -60.01% |
| Growth Metrics | ||
| Quarterly Revenue Growth | -3.96% | 0.14% |
| Quarterly Earnings Growth | -0.70% | -0.42% |
| Financial Health | ||
| Profit Margin (TTM) | 0.00% | 0.02% |
| Operating Margin (TTM) | 9.02% | 0.19% |
| Return on Equity (TTM) | -0.06% | 0.18% |
| Debt to Equity (MRQ) | 10.98 | 281.55 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $13.45 | $5.00 |
| Cash per Share (MRQ) | $1.39 | $1.22 |
| Operating Cash Flow (TTM) | $168.22M | $643.67M |
| Levered Free Cash Flow (TTM) | $-18,469,250 | $506.21M |
| Dividends | ||
| Last 12-Month Dividend Yield | 1.45% | 1.55% |
| Last 12-Month Dividend | $0.24 | $0.61 |
Valuation & Enterprise Metrics Analysis: Tiptree Inc. vs Ryan Specialty Holdings Inc.
| Metric | TIPT (Apr 22, 2026) | RYAN (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 14.14 | 77.21 |
| Forward P/E | N/A | 14.15 |
| PEG Ratio | -0.18 | -1.70 |
| Price to Sales (TTM) | -630.30 | 3.20 |
| Price to Book (MRQ) | 1.27 | 7.26 |
| Market Capitalization | ||
| Market Capitalization | $649.21M | $9.35B |
| Enterprise Value | $931.49M | $8.68B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | -904.36 | 2.90 |
| Enterprise to EBITDA | -19.91 | 10.09 |
| Risk & Other Metrics | ||
| Beta | 1.00 | 0.71 |
| Book Value per Share (MRQ) | $13.45 | $5.00 |
Financial Statements Comparison: Tiptree Inc. vs Ryan Specialty Holdings Inc.
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | TIPT (2025) | RYAN (2025) |
|---|---|---|
| Revenue/Sales | -1.03M | 3.05B |
| Cost of Goods Sold | N/A | N/A |
| COGS % of Revenue | 0.0% | 0.0% |
| Gross Profit | N/A | N/A |
| Gross Margin | 0.0% | 0.0% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| Operating Margin | 0.0% | 0.0% |
| EBITDA | N/A | N/A |
| EBITDA Margin | 0.0% | 0.0% |
| Pre-Tax Income | -44.60M | 293.18M |
| Pre-Tax Income % of Revenue | 4,330.3% | 9.6% |
| Income Tax | -5.69M | 79.03M |
| Income Tax % of Revenue | 552.5% | 2.6% |
| Net Income (Profit) | 34.93M | 214.16M |
| Profit Margin | -3,391.0% | 7.0% |
Balance Sheet & Liquidity Metrics
| Metric | TIPT (2025) | RYAN (2025) |
|---|---|---|
| Cash & Equivalents | 30.78M | 158.32M |
| Total Current Assets | N/A | N/A |
| Total Current Assets % of Revenue | 0.0% | 0.0% |
| Total Current Liabilities | N/A | N/A |
| Total Current Liabilities % of Revenue | 0.0% | 0.0% |
| Long-Term Debt | 72.60M | 3.44B |
| Long-Term Debt % of Revenue | -7,048.7% | 112.9% |
| Total Shareholders Equity | 752.40M | 1.25B |
| Retained Earnings | 121.57M | 120.35M |
| Retained Earnings % of Revenue | -11,803.3% | 3.9% |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison
| Metric | TIPT (2025) | RYAN (2025) |
|---|---|---|
| Operating Cash Flow | -29.55M | 351.50M |
| Operating Cash Flow % of Revenue | 2,868.8% | 11.5% |
| Capital Expenditures | 0 | N/A |
| Free Cash Flow | 168.22M | 575.71M |
| FCF Margin | -16,331.8% | 18.9% |
| Debt Repayment | -751,000 | -1.28B |
| Common Stock Repurchase | N/A | -3.73M |
Short Interest & Institutional Ownership Analysis
| Metric | TIPT | RYAN |
|---|---|---|
| Shares Short | 516,347 | 9.71M |
| Short Ratio | 1.80 | 5.49 |
| Short % of Float | 1.94% | 8.68% |
| Shares Outstanding | 37.82M | 129.60M |
| Float Shares | 23.35M | 113.81M |
| % Held by Insiders | 38.51% | 13.80% |
| % Held by Institutions | 44.68% | 88.15% |
| % Held by Public | 16.81% | -1.95% |
Dividend Analysis & Yield Comparison: Tiptree Inc. vs Ryan Specialty Holdings Inc.
| Metric | TIPT | RYAN |
|---|---|---|
| Last 12-Month Dividend | $0.24 | $0.61 |
| Last 12-Month Dividend Yield | 1.45% | 1.55% |
| 3-Year Avg Annual Dividend | $0.33 | $0.35 |
| 3-Year Avg Dividend Yield | 0.37% | 0.20% |
| 3-Year Total Dividends | $0.99 | $1.05 |
| Ex-Dividend Date | Mar 16, 2026 | Feb 24, 2026 |