Unity Bancorp [UNTY] vs Customers Bancorp [CUBI] Detailed Stock Comparison
Unity Bancorp
NASDAQ
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Customers Bancorp
NYSE
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TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: Unity Bancorp wins in 10 metrics, Customers Bancorp wins in 7 metrics, with 0 ties. Unity Bancorp appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Unity Bancorp | Customers Bancorp | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 10.06 | 16.52 | Unity Bancorp |
| Price-to-Book Ratio | 1.56 | 1.17 | Customers Bancorp |
| Debt-to-Equity Ratio | 1.27 | 0.79 | Customers Bancorp |
| PEG Ratio | 10.90 | 10.71 | Customers Bancorp |
| Profit Margin (TTM) | 43.43% | 24.73% | Unity Bancorp |
| Operating Margin (TTM) | 63.22% | 48.95% | Unity Bancorp |
| EBITDA Margin (TTM) | 63.22% | 48.95% | Unity Bancorp |
| Return on Equity | 17.03% | 8.17% | Unity Bancorp |
| Return on Assets (TTM) | 1.83% | 0.68% | Unity Bancorp |
| Free Cash Flow (TTM) | $47.29M | $79.87M | Customers Bancorp |
| Dividend Yield | 1.23% | N/A | N/A |
| 1-Year Return | 48.29% | 13.08% | Unity Bancorp |
| Price-to-Sales Ratio (TTM) | 4.29 | 3.48 | Customers Bancorp |
| Enterprise Value | $597.09M | $133.69M | Unity Bancorp |
| EV/Revenue Ratio | 5.14 | 0.22 | Customers Bancorp |
| Revenue per Share (TTM) | $12 | $19 | Customers Bancorp |
| Earnings per Share (Diluted) | $4.94 | $3.98 | Unity Bancorp |
| Beta (Stock Volatility) | 0.73 | 1.56 | Unity Bancorp |
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends
Unity Bancorp vs Customers Bancorp Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Unity Bancorp | -0.92% | -6.06% | 5.61% | 20.10% | 3.26% | 18.07% |
| Customers Bancorp | -0.47% | 3.95% | 10.69% | 30.04% | 13.45% | 37.06% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Unity Bancorp | 48.29% | 77.89% | 266.40% | 409.95% | 773.81% | 376.25% |
| Customers Bancorp | 13.08% | 75.45% | 389.61% | 160.60% | 601.40% | 601.40% |
Performance & Financial Health Analysis: Unity Bancorp vs Customers Bancorp
| Metric | UNTY | CUBI |
|---|---|---|
| Market Information | ||
| Market Cap | $498.79M | $2.08B |
| Market Cap Category | Small cap | Mid cap |
| 10 Day Avg. Volume | 68,730 | 360,294 |
| 90 Day Avg. Volume | 87,447 | 378,541 |
| Last Close | $49.72 | $65.02 |
| 52 Week Range | $30.28 - $54.64 | $40.75 - $67.19 |
| % from 52W High | -9.00% | -3.23% |
| All-Time High | $54.64 (Jul 11, 2025) | $76.13 (Jan 03, 2022) |
| % from All-Time High | -9.00% | -14.59% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.41% | 0.03% |
| Quarterly Earnings Growth | 0.74% | 0.05% |
| Financial Health | ||
| Profit Margin (TTM) | 0.43% | 0.25% |
| Operating Margin (TTM) | 0.63% | 0.49% |
| Return on Equity (TTM) | 0.17% | 0.08% |
| Debt to Equity (MRQ) | 1.27 | 0.79 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $31.88 | $56.36 |
| Cash per Share (MRQ) | $29.28 | $110.85 |
| Operating Cash Flow (TTM) | $43.55M | $74.13M |
| Levered Free Cash Flow (TTM) | $41.45M | $166.43M |
| Dividends | ||
| Last 12-Month Dividend Yield | 1.23% | N/A |
| Last 12-Month Dividend | $0.54 | N/A |
Valuation & Enterprise Metrics Analysis: Unity Bancorp vs Customers Bancorp
| Metric | UNTY | CUBI |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 10.06 | 16.52 |
| Forward P/E | 10.90 | 10.71 |
| PEG Ratio | 10.90 | 10.71 |
| Price to Sales (TTM) | 4.29 | 3.48 |
| Price to Book (MRQ) | 1.56 | 1.17 |
| Market Capitalization | ||
| Market Capitalization | $498.79M | $2.08B |
| Enterprise Value | $597.09M | $133.69M |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 5.14 | 0.22 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.73 | 1.56 |
| Book Value per Share (MRQ) | $31.88 | $56.36 |
Financial Statements Comparison: Unity Bancorp vs Customers Bancorp
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | UNTY | CUBI |
|---|---|---|
| Revenue/Sales | $29.35M | $138.33M |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $15.42M | $11.89M |
| Income Tax | $3.83M | $-1.02M |
| Net Income (Profit) | $11.60M | $12.91M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | UNTY | CUBI |
|---|---|---|
| Cash & Equivalents | $211.59M | $3.43B |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $253.60M | $1.32B |
| Total Shareholders Equity | $306.14M | $1.86B |
| Retained Earnings | $237.52M | $1.34B |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | UNTY | CUBI |
|---|---|---|
| Operating Cash Flow | $12.03M | $19.80M |
| Capital Expenditures | $-279,000 | $-16.67M |
| Free Cash Flow | $17.58M | $77.04M |
| Debt Repayment | N/A | $-100.00M |
| Common Stock Repurchase | $0 | $-5.64M |
Short Interest & Institutional Ownership Analysis
| Metric | UNTY | CUBI |
|---|---|---|
| Shares Short | 90,319 | 1.39M |
| Short Ratio | 0.92 | 3.54 |
| Short % of Float | 0.01% | 0.07% |
| Average Daily Volume (10 Day) | 68,730 | 360,294 |
| Average Daily Volume (90 Day) | 87,447 | 378,541 |
| Shares Outstanding | 10.03M | 31.35M |
| Float Shares | 6.62M | 29.38M |
| % Held by Insiders | 0.28% | 0.08% |
| % Held by Institutions | 0.52% | 0.93% |
Dividend Analysis & Yield Comparison: Unity Bancorp vs Customers Bancorp
| Metric | UNTY | CUBI |
|---|---|---|
| Last 12-Month Dividend | $0.54 | N/A |
| Last 12-Month Dividend Yield | 1.23% | N/A |
| 3-Year Avg Annual Dividend | $0.50 | N/A |
| 3-Year Avg Dividend Yield | 0.42% | N/A |
| 3-Year Total Dividends | $1.50 | N/A |
| Ex-Dividend Date | Jun 06, 2025 | N/A |