Univest Financial [UVSP] vs Customers Bancorp [CUBI] Detailed Stock Comparison
Univest Financial
NASDAQ
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Customers Bancorp
NYSE
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TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: Univest Financial wins in 9 metrics, Customers Bancorp wins in 8 metrics, with 0 ties. Univest Financial appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Univest Financial | Customers Bancorp | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 10.79 | 16.52 | Univest Financial |
| Price-to-Book Ratio | 0.93 | 1.17 | Univest Financial |
| Debt-to-Equity Ratio | 0.43 | 0.79 | Univest Financial |
| PEG Ratio | 12.87 | 10.71 | Customers Bancorp |
| Profit Margin (TTM) | 26.78% | 24.73% | Univest Financial |
| Operating Margin (TTM) | 34.63% | 48.95% | Customers Bancorp |
| EBITDA Margin (TTM) | 34.63% | 48.95% | Customers Bancorp |
| Return on Equity | 9.02% | 8.17% | Univest Financial |
| Return on Assets (TTM) | 1.01% | 0.68% | Univest Financial |
| Free Cash Flow (TTM) | $72.00M | $79.87M | Customers Bancorp |
| Dividend Yield | 3.64% | N/A | N/A |
| 1-Year Return | 8.21% | 13.08% | Customers Bancorp |
| Price-to-Sales Ratio (TTM) | 2.85 | 3.48 | Univest Financial |
| Enterprise Value | $1.07B | $133.69M | Univest Financial |
| EV/Revenue Ratio | 3.60 | 0.22 | Customers Bancorp |
| Revenue per Share (TTM) | $10 | $19 | Customers Bancorp |
| Earnings per Share (Diluted) | $2.73 | $3.98 | Customers Bancorp |
| Beta (Stock Volatility) | 0.73 | 1.56 | Univest Financial |
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends
Univest Financial vs Customers Bancorp Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Univest Financial | -2.00% | -8.49% | -3.86% | -2.23% | -6.23% | -0.55% |
| Customers Bancorp | -0.47% | 3.95% | 10.69% | 30.04% | 13.45% | 37.06% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Univest Financial | 8.21% | 13.93% | 72.52% | 42.83% | 70.38% | 3.77% |
| Customers Bancorp | 13.08% | 75.45% | 389.61% | 160.60% | 601.40% | 601.40% |
Performance & Financial Health Analysis: Univest Financial vs Customers Bancorp
| Metric | UVSP | CUBI |
|---|---|---|
| Market Information | ||
| Market Cap | $849.05M | $2.08B |
| Market Cap Category | Small cap | Mid cap |
| 10 Day Avg. Volume | 114,630 | 360,294 |
| 90 Day Avg. Volume | 114,817 | 378,541 |
| Last Close | $28.88 | $65.02 |
| 52 Week Range | $22.83 - $32.86 | $40.75 - $67.19 |
| % from 52W High | -12.11% | -3.23% |
| All-Time High | $38.99 (Sep 15, 2008) | $76.13 (Jan 03, 2022) |
| % from All-Time High | -25.93% | -14.59% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.06% | 0.03% |
| Quarterly Earnings Growth | 0.10% | 0.05% |
| Financial Health | ||
| Profit Margin (TTM) | 0.27% | 0.25% |
| Operating Margin (TTM) | 0.35% | 0.49% |
| Return on Equity (TTM) | 0.09% | 0.08% |
| Debt to Equity (MRQ) | 0.43 | 0.79 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $31.82 | $56.36 |
| Cash per Share (MRQ) | $5.57 | $110.85 |
| Operating Cash Flow (TTM) | $68.13M | $74.13M |
| Levered Free Cash Flow (TTM) | $75.93M | $166.43M |
| Dividends | ||
| Last 12-Month Dividend Yield | 3.64% | N/A |
| Last 12-Month Dividend | $1.07 | N/A |
Valuation & Enterprise Metrics Analysis: Univest Financial vs Customers Bancorp
| Metric | UVSP | CUBI |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 10.79 | 16.52 |
| Forward P/E | 12.87 | 10.71 |
| PEG Ratio | 12.87 | 10.71 |
| Price to Sales (TTM) | 2.85 | 3.48 |
| Price to Book (MRQ) | 0.93 | 1.17 |
| Market Capitalization | ||
| Market Capitalization | $849.05M | $2.08B |
| Enterprise Value | $1.07B | $133.69M |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 3.60 | 0.22 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.73 | 1.56 |
| Book Value per Share (MRQ) | $31.82 | $56.36 |
Financial Statements Comparison: Univest Financial vs Customers Bancorp
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | UVSP | CUBI |
|---|---|---|
| Revenue/Sales | $79.20M | $138.33M |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $27.56M | $11.89M |
| Income Tax | $5.16M | $-1.02M |
| Net Income (Profit) | $22.40M | $12.91M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | UVSP | CUBI |
|---|---|---|
| Cash & Equivalents | $169.13M | $3.43B |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $354.45M | $1.32B |
| Total Shareholders Equity | $903.47M | $1.86B |
| Retained Earnings | $541.78M | $1.34B |
| Property, Plant & Equipment | $74.36M | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | UVSP | CUBI |
|---|---|---|
| Operating Cash Flow | $13.06M | $19.80M |
| Capital Expenditures | $-1.87M | $-16.67M |
| Free Cash Flow | $13.66M | $77.04M |
| Debt Repayment | $-50.00M | $-100.00M |
| Common Stock Repurchase | $-8.12M | $-5.64M |
Short Interest & Institutional Ownership Analysis
| Metric | UVSP | CUBI |
|---|---|---|
| Shares Short | 373,322 | 1.39M |
| Short Ratio | 3.25 | 3.54 |
| Short % of Float | 0.01% | 0.07% |
| Average Daily Volume (10 Day) | 114,630 | 360,294 |
| Average Daily Volume (90 Day) | 114,817 | 378,541 |
| Shares Outstanding | 29.05M | 31.35M |
| Float Shares | 27.88M | 29.38M |
| % Held by Insiders | 0.01% | 0.08% |
| % Held by Institutions | 0.80% | 0.93% |
Dividend Analysis & Yield Comparison: Univest Financial vs Customers Bancorp
| Metric | UVSP | CUBI |
|---|---|---|
| Last 12-Month Dividend | $1.07 | N/A |
| Last 12-Month Dividend Yield | 3.64% | N/A |
| 3-Year Avg Annual Dividend | $0.92 | N/A |
| 3-Year Avg Dividend Yield | 0.88% | N/A |
| 3-Year Total Dividends | $2.75 | N/A |
| Ex-Dividend Date | Aug 06, 2025 | N/A |