Univest Financial [UVSP] vs PNC Financial [PNC] Detailed Stock Comparison
Univest Financial
NASDAQ
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PNC Financial
NYSE
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TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: Univest Financial wins in 7 metrics, PNC Financial wins in 11 metrics, with 0 ties. PNC Financial appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Univest Financial | PNC Financial | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 10.79 | 12.56 | Univest Financial |
| Price-to-Book Ratio | 0.93 | 1.39 | Univest Financial |
| Debt-to-Equity Ratio | 0.43 | 1.12 | Univest Financial |
| PEG Ratio | 12.87 | 11.84 | PNC Financial |
| Profit Margin (TTM) | 26.78% | 28.75% | PNC Financial |
| Operating Margin (TTM) | 34.63% | 35.28% | PNC Financial |
| EBITDA Margin (TTM) | 34.63% | 35.28% | PNC Financial |
| Return on Equity | 9.02% | 11.33% | PNC Financial |
| Return on Assets (TTM) | 1.01% | 1.09% | PNC Financial |
| Free Cash Flow (TTM) | $72.00M | $7.88B | PNC Financial |
| Dividend Yield | 3.64% | 2.74% | Univest Financial |
| 1-Year Return | 8.21% | 13.26% | PNC Financial |
| Price-to-Sales Ratio (TTM) | 2.85 | 3.35 | Univest Financial |
| Enterprise Value | $1.07B | $128.31B | PNC Financial |
| EV/Revenue Ratio | 3.60 | 6.11 | Univest Financial |
| Revenue per Share (TTM) | $10 | $53 | PNC Financial |
| Earnings per Share (Diluted) | $2.73 | $14.15 | PNC Financial |
| Beta (Stock Volatility) | 0.73 | 1.07 | Univest Financial |
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends
Univest Financial vs PNC Financial Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Univest Financial | -2.00% | -8.49% | -3.86% | -2.23% | -6.23% | -0.55% |
| PNC Financial | -0.42% | -2.63% | 3.29% | 19.83% | -4.71% | 0.61% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Univest Financial | 8.21% | 13.93% | 72.52% | 42.83% | 70.38% | 3.77% |
| PNC Financial | 13.26% | 15.27% | 75.52% | 96.88% | 227.30% | 253.30% |
Performance & Financial Health Analysis: Univest Financial vs PNC Financial
| Metric | UVSP | PNC |
|---|---|---|
| Market Information | ||
| Market Cap | $849.05M | $70.31B |
| Market Cap Category | Small cap | Large cap |
| 10 Day Avg. Volume | 114,630 | 1,904,080 |
| 90 Day Avg. Volume | 114,817 | 1,960,760 |
| Last Close | $28.88 | $192.55 |
| 52 Week Range | $22.83 - $32.86 | $145.12 - $216.26 |
| % from 52W High | -12.11% | -10.96% |
| All-Time High | $38.99 (Sep 15, 2008) | $228.14 (Jan 10, 2022) |
| % from All-Time High | -25.93% | -15.60% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.06% | 0.05% |
| Quarterly Earnings Growth | 0.10% | 0.11% |
| Financial Health | ||
| Profit Margin (TTM) | 0.27% | 0.29% |
| Operating Margin (TTM) | 0.35% | 0.35% |
| Return on Equity (TTM) | 0.09% | 0.11% |
| Debt to Equity (MRQ) | 0.43 | 1.12 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $31.82 | $127.98 |
| Cash per Share (MRQ) | $5.57 | $27.54 |
| Operating Cash Flow (TTM) | $68.13M | $5.61B |
| Levered Free Cash Flow (TTM) | $75.93M | $5.50B |
| Dividends | ||
| Last 12-Month Dividend Yield | 3.64% | 2.74% |
| Last 12-Month Dividend | $1.07 | $4.80 |
Valuation & Enterprise Metrics Analysis: Univest Financial vs PNC Financial
| Metric | UVSP | PNC |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 10.79 | 12.56 |
| Forward P/E | 12.87 | 11.84 |
| PEG Ratio | 12.87 | 11.84 |
| Price to Sales (TTM) | 2.85 | 3.35 |
| Price to Book (MRQ) | 0.93 | 1.39 |
| Market Capitalization | ||
| Market Capitalization | $849.05M | $70.31B |
| Enterprise Value | $1.07B | $128.31B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 3.60 | 6.11 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.73 | 1.07 |
| Book Value per Share (MRQ) | $31.82 | $127.98 |
Financial Statements Comparison: Univest Financial vs PNC Financial
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | UVSP | PNC |
|---|---|---|
| Revenue/Sales | $79.20M | $5.45B |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $27.56M | $1.85B |
| Income Tax | $5.16M | $347.00M |
| Net Income (Profit) | $22.40M | $1.50B |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | UVSP | PNC |
|---|---|---|
| Cash & Equivalents | $169.13M | $38.40B |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $354.45M | $60.72B |
| Total Shareholders Equity | $903.47M | $56.45B |
| Retained Earnings | $541.78M | $60.05B |
| Property, Plant & Equipment | $74.36M | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | UVSP | PNC |
|---|---|---|
| Operating Cash Flow | $13.06M | $2.73B |
| Capital Expenditures | $-1.87M | N/A |
| Free Cash Flow | $13.66M | $1.80B |
| Debt Repayment | $-50.00M | $-10.81B |
| Common Stock Repurchase | $-8.12M | $-721.00M |
Short Interest & Institutional Ownership Analysis
| Metric | UVSP | PNC |
|---|---|---|
| Shares Short | 373,322 | 4.98M |
| Short Ratio | 3.25 | 2.41 |
| Short % of Float | 0.01% | 0.01% |
| Average Daily Volume (10 Day) | 114,630 | 1,904,080 |
| Average Daily Volume (90 Day) | 114,817 | 1,960,760 |
| Shares Outstanding | 29.05M | 395.94M |
| Float Shares | 27.88M | 392.38M |
| % Held by Insiders | 0.01% | 0.00% |
| % Held by Institutions | 0.80% | 0.85% |
Dividend Analysis & Yield Comparison: Univest Financial vs PNC Financial
| Metric | UVSP | PNC |
|---|---|---|
| Last 12-Month Dividend | $1.07 | $4.80 |
| Last 12-Month Dividend Yield | 3.64% | 2.74% |
| 3-Year Avg Annual Dividend | $0.92 | $5.67 |
| 3-Year Avg Dividend Yield | 0.88% | 1.03% |
| 3-Year Total Dividends | $2.75 | $17.00 |
| Ex-Dividend Date | Aug 06, 2025 | Jan 15, 2025 |