Univest Financial [UVSP] vs U.S. Bancorp [USB] Detailed Stock Comparison
Univest Financial
NASDAQ
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U.S. Bancorp
NYSE
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TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: Univest Financial wins in 5 metrics, U.S. Bancorp wins in 12 metrics, with 1 ties. U.S. Bancorp appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Univest Financial | U.S. Bancorp | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 10.79 | 10.98 | Univest Financial |
| Price-to-Book Ratio | 0.93 | 1.31 | Univest Financial |
| Debt-to-Equity Ratio | 0.43 | 1.31 | Univest Financial |
| PEG Ratio | 12.87 | 10.60 | U.S. Bancorp |
| Profit Margin (TTM) | 26.78% | 27.00% | U.S. Bancorp |
| Operating Margin (TTM) | 34.63% | 37.33% | U.S. Bancorp |
| EBITDA Margin (TTM) | 34.63% | 37.33% | U.S. Bancorp |
| Return on Equity | 9.02% | 11.67% | U.S. Bancorp |
| Return on Assets (TTM) | 1.01% | 1.01% | Tie |
| Free Cash Flow (TTM) | $72.00M | $11.27B | U.S. Bancorp |
| Dividend Yield | 3.64% | 4.60% | U.S. Bancorp |
| 1-Year Return | 8.21% | 8.34% | U.S. Bancorp |
| Price-to-Sales Ratio (TTM) | 2.85 | 2.80 | U.S. Bancorp |
| Enterprise Value | $1.07B | $100.32B | U.S. Bancorp |
| EV/Revenue Ratio | 3.60 | 3.93 | Univest Financial |
| Revenue per Share (TTM) | $10 | $16 | U.S. Bancorp |
| Earnings per Share (Diluted) | $2.73 | $4.18 | U.S. Bancorp |
| Beta (Stock Volatility) | 0.73 | 1.02 | Univest Financial |
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends
Univest Financial vs U.S. Bancorp Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Univest Financial | -2.00% | -8.49% | -3.86% | -2.23% | -6.23% | -0.55% |
| U.S. Bancorp | -0.46% | -0.89% | 1.39% | 13.73% | -4.42% | -4.14% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Univest Financial | 8.21% | 13.93% | 72.52% | 42.83% | 70.38% | 3.77% |
| U.S. Bancorp | 8.34% | -3.19% | 22.48% | 1.71% | 97.59% | 54.74% |
Performance & Financial Health Analysis: Univest Financial vs U.S. Bancorp
| Metric | UVSP | USB |
|---|---|---|
| Market Information | ||
| Market Cap | $849.05M | $71.48B |
| Market Cap Category | Small cap | Large cap |
| 10 Day Avg. Volume | 114,630 | 11,506,425 |
| 90 Day Avg. Volume | 114,817 | 12,747,338 |
| Last Close | $28.88 | $45.88 |
| 52 Week Range | $22.83 - $32.86 | $35.18 - $53.98 |
| % from 52W High | -12.11% | -15.01% |
| All-Time High | $38.99 (Sep 15, 2008) | $63.57 (Jan 10, 2022) |
| % from All-Time High | -25.93% | -27.83% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.06% | 0.03% |
| Quarterly Earnings Growth | 0.10% | 0.13% |
| Financial Health | ||
| Profit Margin (TTM) | 0.27% | 0.27% |
| Operating Margin (TTM) | 0.35% | 0.37% |
| Return on Equity (TTM) | 0.09% | 0.12% |
| Debt to Equity (MRQ) | 0.43 | 1.31 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $31.82 | $35.06 |
| Cash per Share (MRQ) | $5.57 | $37.10 |
| Operating Cash Flow (TTM) | $68.13M | $9.10B |
| Levered Free Cash Flow (TTM) | $75.93M | $5.91B |
| Dividends | ||
| Last 12-Month Dividend Yield | 3.64% | 4.60% |
| Last 12-Month Dividend | $1.07 | $1.99 |
Valuation & Enterprise Metrics Analysis: Univest Financial vs U.S. Bancorp
| Metric | UVSP | USB |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 10.79 | 10.98 |
| Forward P/E | 12.87 | 10.60 |
| PEG Ratio | 12.87 | 10.60 |
| Price to Sales (TTM) | 2.85 | 2.80 |
| Price to Book (MRQ) | 0.93 | 1.31 |
| Market Capitalization | ||
| Market Capitalization | $849.05M | $71.48B |
| Enterprise Value | $1.07B | $100.32B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 3.60 | 3.93 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.73 | 1.02 |
| Book Value per Share (MRQ) | $31.82 | $35.06 |
Financial Statements Comparison: Univest Financial vs U.S. Bancorp
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | UVSP | USB |
|---|---|---|
| Revenue/Sales | $79.20M | $6.93B |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $27.56M | $2.16B |
| Income Tax | $5.16M | $443.00M |
| Net Income (Profit) | $22.40M | $1.72B |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | UVSP | USB |
|---|---|---|
| Cash & Equivalents | $169.13M | $50.01B |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $354.45M | $59.86B |
| Total Shareholders Equity | $903.47M | $60.56B |
| Retained Earnings | $541.78M | $77.69B |
| Property, Plant & Equipment | $74.36M | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | UVSP | USB |
|---|---|---|
| Operating Cash Flow | $13.06M | $-750.00M |
| Capital Expenditures | $-1.87M | N/A |
| Free Cash Flow | $13.66M | $-285.00M |
| Debt Repayment | $-50.00M | $-2.10B |
| Common Stock Repurchase | $-8.12M | $-160.00M |
Short Interest & Institutional Ownership Analysis
| Metric | UVSP | USB |
|---|---|---|
| Shares Short | 373,322 | 20.29M |
| Short Ratio | 3.25 | 1.56 |
| Short % of Float | 0.01% | 0.01% |
| Average Daily Volume (10 Day) | 114,630 | 11,506,425 |
| Average Daily Volume (90 Day) | 114,817 | 12,747,338 |
| Shares Outstanding | 29.05M | 1.56B |
| Float Shares | 27.88M | 1.55B |
| % Held by Insiders | 0.01% | 0.00% |
| % Held by Institutions | 0.80% | 0.81% |
Dividend Analysis & Yield Comparison: Univest Financial vs U.S. Bancorp
| Metric | UVSP | USB |
|---|---|---|
| Last 12-Month Dividend | $1.07 | $1.99 |
| Last 12-Month Dividend Yield | 3.64% | 4.60% |
| 3-Year Avg Annual Dividend | $0.92 | $1.78 |
| 3-Year Avg Dividend Yield | 0.88% | 1.19% |
| 3-Year Total Dividends | $2.75 | $5.35 |
| Ex-Dividend Date | Aug 06, 2025 | Mar 31, 2025 |