Veritex Holdings [VBTX] vs Nicolet Bankshares [NIC] Detailed Stock Comparison

Veritex Holdings Inc.

NASDAQ
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Nicolet Bankshares Inc.

NYSE
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TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Veritex Holdings Inc. wins in 5 metrics, Nicolet Bankshares Inc. wins in 14 metrics, with 0 ties. Nicolet Bankshares Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Veritex Holdings Inc. Nicolet Bankshares Inc. Better
P/E Ratio (TTM) 14.41 14.68 Veritex Holdings Inc.
Price-to-Book Ratio 1.00 1.69 Veritex Holdings Inc.
Debt-to-Equity Ratio 0.21 0.11 Nicolet Bankshares Inc.
PEG Ratio 1.03 0.70 Nicolet Bankshares Inc.
Profit Margin (TTM) 27.29% 38.86% Nicolet Bankshares Inc.
Operating Margin (TTM) 39.27% 52.77% Nicolet Bankshares Inc.
EBITDA Margin (TTM) 39.27% 52.77% Nicolet Bankshares Inc.
Return on Equity 7.25% 12.40% Nicolet Bankshares Inc.
Return on Assets (TTM) 0.92% 1.68% Nicolet Bankshares Inc.
Free Cash Flow (TTM) $123.83M $149.44M Nicolet Bankshares Inc.
Dividend Yield 3.10% 1.01% Veritex Holdings Inc.
1-Year Return 11.74% 14.38% Nicolet Bankshares Inc.
Price-to-Sales Ratio (TTM) 3.91 7.92 Veritex Holdings Inc.
Enterprise Value $1.23B $2.79B Nicolet Bankshares Inc.
EV/Revenue Ratio 2.90 7.19 Veritex Holdings Inc.
Revenue per Share (TTM) $8 $26 Nicolet Bankshares Inc.
Earnings per Share (Diluted) $2.10 $9.79 Nicolet Bankshares Inc.
Beta (Stock Volatility) 1.05 0.74 Nicolet Bankshares Inc.
Short % of Float 4.26% 3.03% Nicolet Bankshares Inc.

Veritex Holdings Inc. vs Nicolet Bankshares Inc. Stock Performance Analysis

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VBTX
NIC

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Veritex Holdings Inc.0.00%-4.99%-10.10%-6.72%40.55%42.47%
Nicolet Bankshares Inc.-4.11%-5.55%-9.06%-14.94%2.31%9.44%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Veritex Holdings Inc.11.74%-4.00%53.37%75.12%103.22%103.22%
Nicolet Bankshares Inc.14.38%105.43%79.17%270.50%776.69%776.69%

Performance & Financial Health Analysis: Veritex Holdings Inc. vs Nicolet Bankshares Inc.

MetricVBTXNIC
Market Information
Market Cap i$1.66B$3.08B
Market Cap CategoryN/AMid cap
10 Day Avg. Volume i3,992,424145,102
90 Day Avg. Volume i2,102,651168,681
Last Close$30.26$131.86
52 Week Range$20.37 - $34.96$114.12 - $163.11
% from 52W High-13.44%-19.16%
All-Time High$45.36 (Nov 08, 2021)$163.11 (Feb 26, 2026)
% from All-Time High-33.29%-19.16%
Growth Metrics
Quarterly Revenue Growth0.08%0.13%
Quarterly Earnings Growth0.14%0.17%
Financial Health
Profit Margin (TTM) i0.27%0.39%
Operating Margin (TTM) i0.39%0.53%
Return on Equity (TTM) i0.07%0.12%
Debt to Equity (MRQ) i0.210.11
Cash & Liquidity
Book Value per Share (MRQ)$30.39$85.08
Cash per Share (MRQ)$14.20$30.90
Operating Cash Flow (TTM) i$121.79M$153.54M
Levered Free Cash Flow (TTM) i$107.24M$150.69M
Dividends
Last 12-Month Dividend Yield i3.10%1.01%
Last 12-Month Dividend i$1.06$1.56

Valuation & Enterprise Metrics Analysis: Veritex Holdings Inc. vs Nicolet Bankshares Inc.

MetricVBTX (Nov 10, 2025)NIC (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i14.4114.68
Forward P/E i13.6310.27
PEG Ratio i1.030.70
Price to Sales (TTM) i3.917.92
Price to Book (MRQ) i1.001.69
Market Capitalization
Market Capitalization i$1.66B$3.08B
Enterprise Value i$1.23B$2.79B
Enterprise Value Metrics
Enterprise to Revenue i2.907.19
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i1.050.74
Book Value per Share (MRQ) i$30.39$85.08

Financial Statements Comparison: Veritex Holdings Inc. vs Nicolet Bankshares Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricVBTX (2024)NIC (2025)
Revenue/Sales i425.65M392.00M
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i138.99M186.96M
Pre-Tax Income % of Revenue i32.7%47.7%
Income Tax i31.75M36.27M
Income Tax % of Revenue i7.5%9.3%
Net Income (Profit) i107.24M150.69M
Profit Margin i25.2%38.4%

Balance Sheet & Liquidity Metrics

MetricVBTX (2024)NIC (2025)
Cash & Equivalents i855.20M660.23M
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i230.74M134.86M
Long-Term Debt % of Revenue i54.2%34.4%
Total Shareholders Equity i1.60B1.26B
Retained Earnings i507.90M697.80M
Retained Earnings % of Revenue i119.3%178.0%
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison

MetricVBTX (2024)NIC (2025)
Operating Cash Flow i119.82M160.97M
Operating Cash Flow % of Revenue i28.1%41.1%
Capital Expenditures i-12.55M-1.77M
Free Cash Flow i123.83M149.44M
FCF Margin i29.1%38.1%
Debt Repayment i-100.00M-27.40M
Common Stock Repurchase i-3.54M-89.29M

Short Interest & Institutional Ownership Analysis

MetricVBTXNIC
Shares Short i2.25M615,678
Short Ratio i2.103.00
Short % of Float i4.26%3.03%
Shares Outstanding i54.27M14.81M
Float Shares i52.44M19.54M
% Held by Insiders i3.99%8.75%
% Held by Institutions i88.80%39.54%
% Held by Public i7.21%51.71%

Dividend Analysis & Yield Comparison: Veritex Holdings Inc. vs Nicolet Bankshares Inc.

MetricVBTXNIC
Last 12-Month Dividend i$1.06$1.56
Last 12-Month Dividend Yield i3.10%1.01%
3-Year Avg Annual Dividend i$0.89$1.13
3-Year Avg Dividend Yield i0.86%0.29%
3-Year Total Dividends i$2.66$3.40
Ex-Dividend DateSep 16, 2025Mar 02, 2026