Veritex Holdings [VBTX] vs Nu Holdings [NU] Detailed Stock Comparison

Veritex Holdings Inc.

NASDAQ
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Nu Holdings Ltd.

NYSE
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TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Veritex Holdings Inc. wins in 10 metrics, Nu Holdings Ltd. wins in 8 metrics, with 0 ties. Veritex Holdings Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Veritex Holdings Inc. Nu Holdings Ltd. Better
P/E Ratio (TTM) 14.41 25.60 Veritex Holdings Inc.
Price-to-Book Ratio 1.00 6.39 Veritex Holdings Inc.
Debt-to-Equity Ratio 0.21 0.47 Veritex Holdings Inc.
PEG Ratio 1.03 12.95 Veritex Holdings Inc.
Profit Margin (TTM) 27.29% 41.04% Nu Holdings Ltd.
Operating Margin (TTM) 39.27% 52.15% Nu Holdings Ltd.
EBITDA Margin (TTM) 39.27% 52.15% Nu Holdings Ltd.
Return on Equity 7.25% 30.28% Nu Holdings Ltd.
Return on Assets (TTM) 0.92% 4.60% Nu Holdings Ltd.
Free Cash Flow (TTM) $123.83M $3.16B Nu Holdings Ltd.
Dividend Yield 3.10% N/A N/A
1-Year Return 11.74% 9.33% Veritex Holdings Inc.
Price-to-Sales Ratio (TTM) 3.91 10.32 Veritex Holdings Inc.
Enterprise Value $1.23B $61.08B Nu Holdings Ltd.
EV/Revenue Ratio 2.90 8.74 Veritex Holdings Inc.
Revenue per Share (TTM) $8 $1 Veritex Holdings Inc.
Earnings per Share (Diluted) $2.10 $0.58 Veritex Holdings Inc.
Beta (Stock Volatility) 1.05 1.11 Veritex Holdings Inc.
Short % of Float 4.26% 3.57% Nu Holdings Ltd.

Veritex Holdings Inc. vs Nu Holdings Ltd. Stock Performance Analysis

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VBTX
NU

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Veritex Holdings Inc.0.00%-4.99%-10.10%-6.72%40.55%42.47%
Nu Holdings Ltd.-2.43%-10.67%-17.80%-21.14%-33.26%-31.61%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Veritex Holdings Inc.11.74%-4.00%53.37%75.12%103.22%103.22%
Nu Holdings Ltd.9.33%88.38%10.80%10.80%10.80%10.80%

Performance & Financial Health Analysis: Veritex Holdings Inc. vs Nu Holdings Ltd.

MetricVBTXNU
Market Information
Market Cap i$1.66B$70.28B
Market Cap CategoryN/ALarge cap
10 Day Avg. Volume i3,992,42435,805,275
90 Day Avg. Volume i2,102,65148,322,045
Last Close$30.26$11.64
52 Week Range$20.37 - $34.96$11.20 - $18.98
% from 52W High-13.44%-38.67%
All-Time High$45.36 (Nov 08, 2021)$18.98 (Jan 29, 2026)
% from All-Time High-33.29%-38.67%
Growth Metrics
Quarterly Revenue Growth0.08%0.44%
Quarterly Earnings Growth0.14%0.62%
Financial Health
Profit Margin (TTM) i0.27%0.41%
Operating Margin (TTM) i0.39%0.52%
Return on Equity (TTM) i0.07%0.30%
Debt to Equity (MRQ) i0.210.47
Cash & Liquidity
Book Value per Share (MRQ)$30.39$2.33
Cash per Share (MRQ)$14.20$3.36
Operating Cash Flow (TTM) i$121.79M$-9,360,818,176
Levered Free Cash Flow (TTM) i$107.24M$2.87B
Dividends
Last 12-Month Dividend Yield i3.10%N/A
Last 12-Month Dividend i$1.06N/A

Valuation & Enterprise Metrics Analysis: Veritex Holdings Inc. vs Nu Holdings Ltd.

MetricVBTX (Nov 10, 2025)NU (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i14.4125.60
Forward P/E i13.6312.95
PEG Ratio i1.0312.95
Price to Sales (TTM) i3.9110.32
Price to Book (MRQ) i1.006.39
Market Capitalization
Market Capitalization i$1.66B$70.28B
Enterprise Value i$1.23B$61.08B
Enterprise Value Metrics
Enterprise to Revenue i2.908.74
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i1.051.11
Book Value per Share (MRQ) i$30.39$2.33

Financial Statements Comparison: Veritex Holdings Inc. vs Nu Holdings Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricVBTX (2024)NU (2025)
Revenue/Sales i425.65M10.63B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i138.99M3.87B
Pre-Tax Income % of Revenue i32.7%36.4%
Income Tax i31.75M996.75M
Income Tax % of Revenue i7.5%9.4%
Net Income (Profit) i107.24M2.87B
Profit Margin i25.2%27.0%

Balance Sheet & Liquidity Metrics

MetricVBTX (2024)NU (2025)
Cash & Equivalents i855.20M20.93B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i230.74M299.00M
Long-Term Debt % of Revenue i54.2%2.8%
Total Shareholders Equity i1.60B11.32B
Retained Earnings i507.90M6.41B
Retained Earnings % of Revenue i119.3%60.3%
Property, Plant & Equipment iN/A49.79M

Cash Flow Statement Comparison

MetricVBTX (2024)NU (2025)
Operating Cash Flow i119.82M2.44B
Operating Cash Flow % of Revenue i28.1%23.0%
Capital Expenditures i-12.55M-7.22M
Free Cash Flow i123.83M3.16B
FCF Margin i29.1%29.7%
Debt Repayment i-100.00M-539.46M
Common Stock Repurchase i-3.54MN/A

Short Interest & Institutional Ownership Analysis

MetricVBTXNU
Shares Short i2.25M135.40M
Short Ratio i2.102.26
Short % of Float i4.26%3.57%
Shares Outstanding i54.27M4.86B
Float Shares i52.44M3.63B
% Held by Insiders i3.99%5.61%
% Held by Institutions i88.80%85.71%
% Held by Public i7.21%8.68%

Dividend Analysis & Yield Comparison: Veritex Holdings Inc. vs Nu Holdings Ltd.

MetricVBTXNU
Last 12-Month Dividend i$1.06N/A
Last 12-Month Dividend Yield i3.10%N/A
3-Year Avg Annual Dividend i$0.89N/A
3-Year Avg Dividend Yield i0.86%N/A
3-Year Total Dividends i$2.66N/A
Ex-Dividend DateSep 16, 2025N/A