Veritex Holdings [VBTX] vs U.S. Bancorp [USB] Detailed Stock Comparison

Veritex Holdings Inc.

NASDAQ
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U.S. Bancorp

NYSE
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TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Veritex Holdings Inc. wins in 5 metrics, U.S. Bancorp wins in 14 metrics, with 0 ties. U.S. Bancorp appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Veritex Holdings Inc. U.S. Bancorp Better
P/E Ratio (TTM) 14.41 11.92 U.S. Bancorp
Price-to-Book Ratio 1.00 1.51 Veritex Holdings Inc.
Debt-to-Equity Ratio 0.21 1.21 Veritex Holdings Inc.
PEG Ratio 1.03 0.82 U.S. Bancorp
Profit Margin (TTM) 27.29% 29.29% U.S. Bancorp
Operating Margin (TTM) 39.27% 37.84% Veritex Holdings Inc.
EBITDA Margin (TTM) 39.27% 37.84% Veritex Holdings Inc.
Return on Equity 7.25% 12.35% U.S. Bancorp
Return on Assets (TTM) 0.92% 1.14% U.S. Bancorp
Free Cash Flow (TTM) $123.83M $7.97B U.S. Bancorp
Dividend Yield 3.10% 3.82% U.S. Bancorp
1-Year Return 11.74% 25.83% U.S. Bancorp
Price-to-Sales Ratio (TTM) 3.91 3.32 U.S. Bancorp
Enterprise Value $1.23B $126.46B U.S. Bancorp
EV/Revenue Ratio 2.90 4.75 Veritex Holdings Inc.
Revenue per Share (TTM) $8 $17 U.S. Bancorp
Earnings per Share (Diluted) $2.10 $4.77 U.S. Bancorp
Beta (Stock Volatility) 1.05 1.03 U.S. Bancorp
Short % of Float 4.26% 0.00% U.S. Bancorp

Veritex Holdings Inc. vs U.S. Bancorp Stock Performance Analysis

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VBTX
USB

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Veritex Holdings Inc.0.00%-4.99%-10.10%-6.72%40.55%42.47%
U.S. Bancorp-2.67%-2.83%-3.80%-1.57%4.34%-1.46%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Veritex Holdings Inc.11.74%-4.00%53.37%75.12%103.22%103.22%
U.S. Bancorp25.83%72.81%-9.74%29.45%123.42%73.14%

Performance & Financial Health Analysis: Veritex Holdings Inc. vs U.S. Bancorp

MetricVBTXUSB
Market Information
Market Cap i$1.66B$88.06B
Market Cap CategoryN/ALarge cap
10 Day Avg. Volume i3,992,4249,829,002
90 Day Avg. Volume i2,102,65110,401,007
Last Close$30.26$53.14
52 Week Range$20.37 - $34.96$42.55 - $61.19
% from 52W High-13.44%-13.16%
All-Time High$45.36 (Nov 08, 2021)$63.57 (Jan 10, 2022)
% from All-Time High-33.29%-16.41%
Growth Metrics
Quarterly Revenue Growth0.08%0.05%
Quarterly Earnings Growth0.14%0.14%
Financial Health
Profit Margin (TTM) i0.27%0.29%
Operating Margin (TTM) i0.39%0.38%
Return on Equity (TTM) i0.07%0.12%
Debt to Equity (MRQ) i0.211.21
Cash & Liquidity
Book Value per Share (MRQ)$30.39$37.54
Cash per Share (MRQ)$14.20$31.14
Operating Cash Flow (TTM) i$121.79M$6.04B
Levered Free Cash Flow (TTM) i$107.24M$7.19B
Dividends
Last 12-Month Dividend Yield i3.10%3.82%
Last 12-Month Dividend i$1.06$2.04

Valuation & Enterprise Metrics Analysis: Veritex Holdings Inc. vs U.S. Bancorp

MetricVBTX (Nov 10, 2025)USB (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i14.4111.92
Forward P/E i13.6310.09
PEG Ratio i1.030.82
Price to Sales (TTM) i3.913.32
Price to Book (MRQ) i1.001.51
Market Capitalization
Market Capitalization i$1.66B$88.06B
Enterprise Value i$1.23B$126.46B
Enterprise Value Metrics
Enterprise to Revenue i2.904.75
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i1.051.03
Book Value per Share (MRQ) i$30.39$37.54

Financial Statements Comparison: Veritex Holdings Inc. vs U.S. Bancorp

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricVBTX (2024)USB (2025)
Revenue/Sales i425.65M28.54B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i138.99M9.52B
Pre-Tax Income % of Revenue i32.7%33.3%
Income Tax i31.75M1.92B
Income Tax % of Revenue i7.5%6.7%
Net Income (Profit) i107.24M7.60B
Profit Margin i25.2%26.6%

Balance Sheet & Liquidity Metrics

MetricVBTX (2024)USB (2025)
Cash & Equivalents i855.20M46.89B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i230.74M60.76B
Long-Term Debt % of Revenue i54.2%212.9%
Total Shareholders Equity i1.60B65.65B
Retained Earnings i507.90M80.91B
Retained Earnings % of Revenue i119.3%283.5%
Property, Plant & Equipment iN/A1.51B

Cash Flow Statement Comparison

MetricVBTX (2024)USB (2025)
Operating Cash Flow i119.82M6.04B
Operating Cash Flow % of Revenue i28.1%21.2%
Capital Expenditures i-12.55MN/A
Free Cash Flow i123.83M7.97B
FCF Margin i29.1%27.9%
Debt Repayment i-100.00M-9.05B
Common Stock Repurchase i-3.54M-489.00M

Short Interest & Institutional Ownership Analysis

MetricVBTXUSB
Shares Short i2.25M27,002
Short Ratio i2.100.00
Short % of Float i4.26%0.00%
Shares Outstanding i54.27M1.56B
Float Shares i52.44M1.55B
% Held by Insiders i3.99%0.14%
% Held by Institutions i88.80%83.55%
% Held by Public i7.21%16.31%

Dividend Analysis & Yield Comparison: Veritex Holdings Inc. vs U.S. Bancorp

MetricVBTXUSB
Last 12-Month Dividend i$1.06$2.04
Last 12-Month Dividend Yield i3.10%3.82%
3-Year Avg Annual Dividend i$0.89$1.98
3-Year Avg Dividend Yield i0.86%1.19%
3-Year Total Dividends i$2.66$5.95
Ex-Dividend DateSep 16, 2025Dec 31, 2025