World Acceptance [WRLD] vs Federal Agricultural [AGM] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: World Acceptance Corporation wins in 8 metrics, Federal Agricultural Mortgage Corporation wins in 10 metrics, with 0 ties. Federal Agricultural Mortgage Corporation appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | World Acceptance Corporation | Federal Agricultural Mortgage Corporation | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 19.02 | 10.44 | Federal Agricultural Mortgage Corporation |
| Price-to-Book Ratio | 2.00 | 1.55 | Federal Agricultural Mortgage Corporation |
| Debt-to-Equity Ratio | 213.86 | 1,931.97 | World Acceptance Corporation |
| PEG Ratio | -0.18 | -0.52 | World Acceptance Corporation |
| EV/EBITDA | 12.96 | N/A | N/A |
| Profit Margin (TTM) | 7.46% | 55.71% | Federal Agricultural Mortgage Corporation |
| Operating Margin (TTM) | 8.33% | 65.51% | Federal Agricultural Mortgage Corporation |
| EBITDA Margin (TTM) | 8.33% | 65.51% | Federal Agricultural Mortgage Corporation |
| Return on Equity | 10.97% | 12.93% | Federal Agricultural Mortgage Corporation |
| Return on Assets (TTM) | 5.67% | 0.62% | World Acceptance Corporation |
| Free Cash Flow (TTM) | $250.48M | $80.06M | World Acceptance Corporation |
| Dividend Yield | N/A | 4.13% | N/A |
| 1-Year Return | 6.87% | -4.63% | World Acceptance Corporation |
| Price-to-Sales Ratio (TTM) | 1.30 | 5.06 | World Acceptance Corporation |
| Enterprise Value | $1.44B | $34.65B | Federal Agricultural Mortgage Corporation |
| EV/Revenue Ratio | 2.52 | 93.06 | World Acceptance Corporation |
| Revenue per Share (TTM) | $112 | $34 | World Acceptance Corporation |
| Earnings per Share (Diluted) | $7.77 | $16.61 | Federal Agricultural Mortgage Corporation |
| Beta (Stock Volatility) | 1.17 | 0.97 | Federal Agricultural Mortgage Corporation |
| Short % of Float | 89.48% | 0.11% | Federal Agricultural Mortgage Corporation |
World Acceptance Corporation vs Federal Agricultural Mortgage Corporation Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| World Acceptance Corporation | 0.96% | 3.89% | 19.37% | 15.10% | 8.47% | 18.34% |
| Federal Agricultural Mortgage Corporation | -0.63% | 1.46% | 6.80% | 14.00% | 3.54% | 3.23% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| World Acceptance Corporation | 6.87% | 40.83% | 8.33% | 302.66% | 156.11% | 405.17% |
| Federal Agricultural Mortgage Corporation | -4.63% | 26.26% | 77.42% | 395.37% | 882.81% | 574.21% |
Performance & Financial Health Analysis: World Acceptance Corporation vs Federal Agricultural Mortgage Corporation
| Metric | WRLD | AGM |
|---|---|---|
| Market Information | ||
| Market Cap | $766.19M | $1.88B |
| Market Cap Category | Small cap | Small cap |
| 10 Day Avg. Volume | 158,051 | 87,912 |
| 90 Day Avg. Volume | 155,170 | 115,861 |
| Last Close | $167.80 | $180.97 |
| 52 Week Range | $110.00 - $185.48 | $136.57 - $210.64 |
| % from 52W High | -9.53% | -14.09% |
| All-Time High | $265.75 (Dec 20, 2021) | $217.60 (Jul 22, 2024) |
| % from All-Time High | -36.86% | -16.83% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.02% | -0.06% |
| Quarterly Earnings Growth | 0.01% | -0.15% |
| Financial Health | ||
| Profit Margin (TTM) | 0.07% | 0.56% |
| Operating Margin (TTM) | 0.08% | 0.66% |
| Return on Equity (TTM) | 0.11% | 0.13% |
| Debt to Equity (MRQ) | 213.86 | 1,931.97 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $73.90 | $111.54 |
| Cash per Share (MRQ) | $2.10 | $87.64 |
| Operating Cash Flow (TTM) | $255.64M | $80.06M |
| Levered Free Cash Flow (TTM) | $15.97M | $182.49M |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 4.13% |
| Last 12-Month Dividend | N/A | $6.10 |
Valuation & Enterprise Metrics Analysis: World Acceptance Corporation vs Federal Agricultural Mortgage Corporation
| Metric | WRLD (Apr 24, 2026) | AGM (Apr 26, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 19.02 | 10.44 |
| Forward P/E | 13.77 | 8.31 |
| PEG Ratio | -0.18 | -0.52 |
| Price to Sales (TTM) | 1.30 | 5.06 |
| Price to Book (MRQ) | 2.00 | 1.55 |
| Market Capitalization | ||
| Market Capitalization | $766.19M | $1.88B |
| Enterprise Value | $1.44B | $34.65B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 2.52 | 93.06 |
| Enterprise to EBITDA | 12.96 | N/A |
| Risk & Other Metrics | ||
| Beta | 1.17 | 0.97 |
| Book Value per Share (MRQ) | $73.90 | $111.54 |
Financial Statements Comparison: World Acceptance Corporation vs Federal Agricultural Mortgage Corporation
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | WRLD (2025) | AGM (2025) |
|---|---|---|
| Revenue/Sales | 522.13M | 408.37M |
| Cost of Goods Sold | N/A | N/A |
| COGS % of Revenue | 0.0% | 0.0% |
| Gross Profit | N/A | N/A |
| Gross Margin | 0.0% | 0.0% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| Operating Margin | 0.0% | 0.0% |
| EBITDA | N/A | N/A |
| EBITDA Margin | 0.0% | 0.0% |
| Pre-Tax Income | 111.99M | 255.71M |
| Pre-Tax Income % of Revenue | 21.4% | 62.6% |
| Income Tax | 22.24M | 48.30M |
| Income Tax % of Revenue | 4.3% | 11.8% |
| Net Income (Profit) | 89.74M | 207.42M |
| Profit Margin | 17.2% | 50.8% |
Balance Sheet & Liquidity Metrics
| Metric | WRLD (2025) | AGM (2025) |
|---|---|---|
| Cash & Equivalents | 9.73M | 906.59M |
| Total Current Assets | N/A | N/A |
| Total Current Assets % of Revenue | 0.0% | 0.0% |
| Total Current Liabilities | N/A | N/A |
| Total Current Liabilities % of Revenue | 0.0% | 0.0% |
| Long-Term Debt | 525.56M | 21.92B |
| Long-Term Debt % of Revenue | 100.7% | 5,366.8% |
| Total Shareholders Equity | 439.48M | 1.72B |
| Retained Earnings | 173.05M | 1.05B |
| Retained Earnings % of Revenue | 33.1% | 256.5% |
| Property, Plant & Equipment | 76.23M | N/A |
Cash Flow Statement Comparison
| Metric | WRLD (2025) | AGM (2025) |
|---|---|---|
| Operating Cash Flow | 72.51M | 211.15M |
| Operating Cash Flow % of Revenue | 13.9% | 51.7% |
| Capital Expenditures | -3.13M | 0 |
| Free Cash Flow | 250.48M | 80.06M |
| FCF Margin | 48.0% | 19.6% |
| Debt Repayment | -465.56M | -87.02B |
| Common Stock Repurchase | -54.20M | -12.89M |
Short Interest & Institutional Ownership Analysis
| Metric | WRLD | AGM |
|---|---|---|
| Shares Short | 434,180 | 10,241 |
| Short Ratio | 2.71 | 0.08 |
| Short % of Float | 89.48% | 0.11% |
| Shares Outstanding | 4.94M | 10.86M |
| Float Shares | 2.31M | 10.21M |
| % Held by Insiders | 19.48% | 1.56% |
| % Held by Institutions | 85.50% | 87.95% |
| % Held by Public | -4.98% | 10.49% |
Dividend Analysis & Yield Comparison: World Acceptance Corporation vs Federal Agricultural Mortgage Corporation
| Metric | WRLD | AGM |
|---|---|---|
| Last 12-Month Dividend | N/A | $6.10 |
| Last 12-Month Dividend Yield | N/A | 4.13% |
| 3-Year Avg Annual Dividend | N/A | $5.50 |
| 3-Year Avg Dividend Yield | N/A | 0.78% |
| 3-Year Total Dividends | N/A | $16.50 |
| Ex-Dividend Date | N/A | Mar 16, 2026 |