World Acceptance [WRLD] vs Mastercard [MA] Detailed Stock Comparison

World Acceptance Corporation

NASDAQ
Loading...

Mastercard Inc.

NYSE
Loading...

TLDR: Quick Comparison Summary

Based on 21 vital metrics comparison: World Acceptance Corporation wins in 8 metrics, Mastercard Inc. wins in 11 metrics, with 0 ties. Mastercard Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric World Acceptance Corporation Mastercard Inc. Better
P/E Ratio (TTM) 19.02 30.95 World Acceptance Corporation
Price-to-Book Ratio 2.00 59.09 World Acceptance Corporation
Debt-to-Equity Ratio 213.86 256.04 World Acceptance Corporation
PEG Ratio -0.18 1.27 Mastercard Inc.
EV/EBITDA 12.96 22.63 World Acceptance Corporation
Profit Margin (TTM) 7.46% 45.65% Mastercard Inc.
Operating Margin (TTM) 8.33% 57.73% Mastercard Inc.
EBITDA Margin (TTM) 8.33% 57.73% Mastercard Inc.
Return on Equity 10.97% 209.92% Mastercard Inc.
Return on Assets (TTM) 5.67% 23.72% Mastercard Inc.
Free Cash Flow (TTM) $250.48M $16.43B Mastercard Inc.
Dividend Yield N/A 0.55% N/A
1-Year Return 6.87% -15.65% World Acceptance Corporation
Price-to-Sales Ratio (TTM) 1.30 13.92 World Acceptance Corporation
Enterprise Value $1.44B $464.97B Mastercard Inc.
EV/Revenue Ratio 2.52 14.18 World Acceptance Corporation
Gross Profit Margin (TTM) N/A 79.35% N/A
Revenue per Share (TTM) $112 $36 World Acceptance Corporation
Earnings per Share (Diluted) $7.77 $16.52 Mastercard Inc.
Beta (Stock Volatility) 1.17 0.83 Mastercard Inc.
Short % of Float 89.48% 0.70% Mastercard Inc.

World Acceptance Corporation vs Mastercard Inc. Stock Performance Analysis

Loading Price Chart...

WRLD
MA

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
World Acceptance Corporation0.96%3.89%19.37%15.10%8.47%18.34%
Mastercard Inc.1.96%-2.43%-4.55%-7.87%-11.17%-14.45%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
World Acceptance Corporation6.87%40.83%8.33%302.66%156.11%405.17%
Mastercard Inc.-15.65%32.18%34.96%414.40%1,682.68%10,410.21%

Performance & Financial Health Analysis: World Acceptance Corporation vs Mastercard Inc.

MetricWRLDMA
Market Information
Market Cap i$766.19M$448.34B
Market Cap CategorySmall capMega cap
10 Day Avg. Volume i158,0513,152,477
90 Day Avg. Volume i155,1703,291,506
Last Close$167.80$491.21
52 Week Range$110.00 - $185.48$464.52 - $601.77
% from 52W High-9.53%-18.37%
All-Time High$265.75 (Dec 20, 2021)$601.77 (Aug 22, 2025)
% from All-Time High-36.86%-18.37%
Growth Metrics
Quarterly Revenue Growth0.02%0.18%
Quarterly Earnings Growth0.01%0.22%
Financial Health
Profit Margin (TTM) i0.07%0.46%
Operating Margin (TTM) i0.08%0.58%
Return on Equity (TTM) i0.11%2.10%
Debt to Equity (MRQ) i213.86256.04
Cash & Liquidity
Book Value per Share (MRQ)$73.90$8.65
Cash per Share (MRQ)$2.10$12.22
Operating Cash Flow (TTM) i$255.64M$17.65B
Levered Free Cash Flow (TTM) i$15.97M$16.27B
Dividends
Last 12-Month Dividend Yield iN/A0.55%
Last 12-Month Dividend iN/A$3.15

Valuation & Enterprise Metrics Analysis: World Acceptance Corporation vs Mastercard Inc.

MetricWRLD (Apr 24, 2026)MA (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i19.0230.95
Forward P/E i13.7722.56
PEG Ratio i-0.181.27
Price to Sales (TTM) i1.3013.92
Price to Book (MRQ) i2.0059.09
Market Capitalization
Market Capitalization i$766.19M$448.34B
Enterprise Value i$1.44B$464.97B
Enterprise Value Metrics
Enterprise to Revenue i2.5214.18
Enterprise to EBITDA i12.9622.63
Risk & Other Metrics
Beta i1.170.83
Book Value per Share (MRQ) i$73.90$8.65

Financial Statements Comparison: World Acceptance Corporation vs Mastercard Inc.

Financial Metrics

Loading Financial Charts...

Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricWRLD (2025)MA (2025)
Revenue/Sales i522.13M32.79B
Cost of Goods Sold iN/A7.25B
COGS % of Revenue i0.0%22.1%
Gross Profit iN/A25.54B
Gross Margin i0.0%77.9%
Research & Development iN/AN/A
Operating Income (EBIT) iN/A19.51B
Operating Margin i0.0%59.5%
EBITDA iN/A20.82B
EBITDA Margin i0.0%63.5%
Pre-Tax Income i111.99M18.58B
Pre-Tax Income % of Revenue i21.4%56.7%
Income Tax i22.24M3.61B
Income Tax % of Revenue i4.3%11.0%
Net Income (Profit) i89.74M14.97B
Profit Margin i17.2%45.6%

Balance Sheet & Liquidity Metrics

MetricWRLD (2025)MA (2025)
Cash & Equivalents i9.73M10.57B
Total Current Assets iN/A23.56B
Total Current Assets % of Revenue i0.0%71.8%
Total Current Liabilities iN/A22.76B
Total Current Liabilities % of Revenue i0.0%69.4%
Long-Term Debt i525.56M18.25B
Long-Term Debt % of Revenue i100.7%55.7%
Total Shareholders Equity i439.48M7.75B
Retained Earnings i173.05M85.04B
Retained Earnings % of Revenue i33.1%259.3%
Property, Plant & Equipment i76.23M3.71B

Cash Flow Statement Comparison

MetricWRLD (2025)MA (2025)
Operating Cash Flow i72.51M19.44B
Operating Cash Flow % of Revenue i13.9%59.3%
Capital Expenditures i-3.13M-489.00M
Free Cash Flow i250.48M16.43B
FCF Margin i48.0%50.1%
Debt Repayment i-465.56M-750.00M
Common Stock Repurchase i-54.20M-11.73B

Short Interest & Institutional Ownership Analysis

MetricWRLDMA
Shares Short i434,1806.24M
Short Ratio i2.711.83
Short % of Float i89.48%0.70%
Shares Outstanding i4.94M894.04M
Float Shares i2.31M883.99M
% Held by Insiders i19.48%0.55%
% Held by Institutions i85.50%90.43%
% Held by Public i-4.98%9.02%

Dividend Analysis & Yield Comparison: World Acceptance Corporation vs Mastercard Inc.

MetricWRLDMA
Last 12-Month Dividend iN/A$3.15
Last 12-Month Dividend Yield iN/A0.55%
3-Year Avg Annual Dividend iN/A$2.75
3-Year Avg Dividend Yield iN/A0.14%
3-Year Total Dividends iN/A$8.26
Ex-Dividend DateN/AJan 09, 2026