World Acceptance [WRLD] vs Visa [V] Detailed Stock Comparison

World Acceptance Corporation

NASDAQ
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Visa Inc.

NYSE
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TLDR: Quick Comparison Summary

Based on 21 vital metrics comparison: World Acceptance Corporation wins in 7 metrics, Visa Inc. wins in 12 metrics, with 0 ties. Visa Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric World Acceptance Corporation Visa Inc. Better
P/E Ratio (TTM) 19.02 28.98 World Acceptance Corporation
Price-to-Book Ratio 2.00 15.42 World Acceptance Corporation
Debt-to-Equity Ratio 213.86 54.61 Visa Inc.
PEG Ratio -0.18 1.66 Visa Inc.
EV/EBITDA 12.96 20.50 World Acceptance Corporation
Profit Margin (TTM) 7.46% 50.23% Visa Inc.
Operating Margin (TTM) 8.33% 68.30% Visa Inc.
EBITDA Margin (TTM) 8.33% 68.30% Visa Inc.
Return on Equity 10.97% 53.95% Visa Inc.
Return on Assets (TTM) 5.67% 18.36% Visa Inc.
Free Cash Flow (TTM) $250.48M $21.58B Visa Inc.
Dividend Yield N/A 0.78% N/A
1-Year Return 6.87% -10.63% World Acceptance Corporation
Price-to-Sales Ratio (TTM) 1.30 14.39 World Acceptance Corporation
Enterprise Value $1.44B $594.14B Visa Inc.
EV/Revenue Ratio 2.52 14.35 World Acceptance Corporation
Gross Profit Margin (TTM) N/A 81.68% N/A
Revenue per Share (TTM) $112 $21 World Acceptance Corporation
Earnings per Share (Diluted) $7.77 $10.66 Visa Inc.
Beta (Stock Volatility) 1.17 0.80 Visa Inc.
Short % of Float 89.48% 1.40% Visa Inc.

World Acceptance Corporation vs Visa Inc. Stock Performance Analysis

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WRLD
V

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
World Acceptance Corporation0.96%3.89%19.37%15.10%8.47%18.34%
Visa Inc.2.49%-1.47%-2.04%-0.09%-2.12%-7.59%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
World Acceptance Corporation6.87%40.83%8.33%302.66%156.11%405.17%
Visa Inc.-10.63%42.65%41.81%308.26%1,549.95%1,928.34%

Performance & Financial Health Analysis: World Acceptance Corporation vs Visa Inc.

MetricWRLDV
Market Information
Market Cap i$766.19M$596.57B
Market Cap CategorySmall capMega cap
10 Day Avg. Volume i158,0516,138,912
90 Day Avg. Volume i155,1706,859,421
Last Close$167.80$320.18
52 Week Range$110.00 - $185.48$293.89 - $375.51
% from 52W High-9.53%-14.73%
All-Time High$265.75 (Dec 20, 2021)$375.51 (Jun 11, 2025)
% from All-Time High-36.86%-14.73%
Growth Metrics
Quarterly Revenue Growth0.02%0.15%
Quarterly Earnings Growth0.01%0.14%
Financial Health
Profit Margin (TTM) i0.07%0.50%
Operating Margin (TTM) i0.08%0.68%
Return on Equity (TTM) i0.11%0.54%
Debt to Equity (MRQ) i213.8654.61
Cash & Liquidity
Book Value per Share (MRQ)$73.90$20.03
Cash per Share (MRQ)$2.10$8.60
Operating Cash Flow (TTM) i$255.64M$24.44B
Levered Free Cash Flow (TTM) i$15.97M$22.03B
Dividends
Last 12-Month Dividend Yield iN/A0.78%
Last 12-Month Dividend iN/A$2.52

Valuation & Enterprise Metrics Analysis: World Acceptance Corporation vs Visa Inc.

MetricWRLD (Apr 24, 2026)V (Apr 26, 2026)
Price Ratios
P/E Ratio (TTM) i19.0228.98
Forward P/E i13.7721.23
PEG Ratio i-0.181.66
Price to Sales (TTM) i1.3014.39
Price to Book (MRQ) i2.0015.42
Market Capitalization
Market Capitalization i$766.19M$596.57B
Enterprise Value i$1.44B$594.14B
Enterprise Value Metrics
Enterprise to Revenue i2.5214.35
Enterprise to EBITDA i12.9620.50
Risk & Other Metrics
Beta i1.170.80
Book Value per Share (MRQ) i$73.90$20.03

Financial Statements Comparison: World Acceptance Corporation vs Visa Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricWRLD (2025)V (2025)
Revenue/Sales i522.13M40.00B
Cost of Goods Sold iN/A7.86B
COGS % of Revenue i0.0%19.6%
Gross Profit iN/A32.15B
Gross Margin i0.0%80.4%
Research & Development iN/AN/A
Operating Income (EBIT) iN/A26.56B
Operating Margin i0.0%66.4%
EBITDA iN/A27.78B
EBITDA Margin i0.0%69.4%
Pre-Tax Income i111.99M24.19B
Pre-Tax Income % of Revenue i21.4%60.5%
Income Tax i22.24M4.14B
Income Tax % of Revenue i4.3%10.3%
Net Income (Profit) i89.74M20.06B
Profit Margin i17.2%50.1%

Balance Sheet & Liquidity Metrics

MetricWRLD (2025)V (2025)
Cash & Equivalents i9.73M17.16B
Total Current Assets iN/A37.77B
Total Current Assets % of Revenue i0.0%94.4%
Total Current Liabilities iN/A35.05B
Total Current Liabilities % of Revenue i0.0%87.6%
Long-Term Debt i525.56M19.60B
Long-Term Debt % of Revenue i100.7%49.0%
Total Shareholders Equity i439.48M37.91B
Retained Earnings i173.05M15.11B
Retained Earnings % of Revenue i33.1%37.8%
Property, Plant & Equipment i76.23M0

Cash Flow Statement Comparison

MetricWRLD (2025)V (2025)
Operating Cash Flow i72.51M22.89B
Operating Cash Flow % of Revenue i13.9%57.2%
Capital Expenditures i-3.13M-1.48B
Free Cash Flow i250.48M21.58B
FCF Margin i48.0%53.9%
Debt Repayment i-465.56M0
Common Stock Repurchase i-54.20M-18.32B

Short Interest & Institutional Ownership Analysis

MetricWRLDV
Shares Short i434,18023.46M
Short Ratio i2.713.17
Short % of Float i89.48%1.40%
Shares Outstanding i4.94M1.93B
Float Shares i2.31M1.74B
% Held by Insiders i19.48%0.59%
% Held by Institutions i85.50%90.99%
% Held by Public i-4.98%8.42%

Dividend Analysis & Yield Comparison: World Acceptance Corporation vs Visa Inc.

MetricWRLDV
Last 12-Month Dividend iN/A$2.52
Last 12-Month Dividend Yield iN/A0.78%
3-Year Avg Annual Dividend iN/A$2.23
3-Year Avg Dividend Yield iN/A0.19%
3-Year Total Dividends iN/A$6.68
Ex-Dividend DateN/AFeb 10, 2026