Wintrust Financial [WTFC] vs Nu Holdings [NU] Detailed Stock Comparison
Wintrust Financial
NASDAQ
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Nu Holdings
NYSE
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TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: Wintrust Financial wins in 9 metrics, Nu Holdings wins in 8 metrics, with 0 ties. Wintrust Financial appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Wintrust Financial | Nu Holdings | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 13.19 | 31.36 | Wintrust Financial |
| Price-to-Book Ratio | 1.46 | 7.44 | Wintrust Financial |
| Debt-to-Equity Ratio | 0.62 | 0.36 | Nu Holdings |
| PEG Ratio | 0.66 | 1.06 | Wintrust Financial |
| Profit Margin (TTM) | 29.83% | 39.32% | Nu Holdings |
| Operating Margin (TTM) | 43.78% | 54.14% | Nu Holdings |
| EBITDA Margin (TTM) | 43.78% | 54.14% | Nu Holdings |
| Return on Equity | 11.60% | 27.88% | Nu Holdings |
| Return on Assets (TTM) | 1.15% | 4.28% | Nu Holdings |
| Free Cash Flow (TTM) | $635.53M | $2.22B | Nu Holdings |
| Dividend Yield | 1.82% | N/A | N/A |
| 1-Year Return | 32.02% | 3.26% | Wintrust Financial |
| Price-to-Sales Ratio (TTM) | 3.77 | 12.18 | Wintrust Financial |
| Enterprise Value | $9.18B | $60.60B | Nu Holdings |
| EV/Revenue Ratio | 3.70 | 10.36 | Wintrust Financial |
| Revenue per Share (TTM) | $37 | $1 | Wintrust Financial |
| Earnings per Share (Diluted) | $10.58 | $0.47 | Wintrust Financial |
| Beta (Stock Volatility) | 0.87 | 1.08 | Wintrust Financial |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
Wintrust Financial vs Nu Holdings Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Wintrust Financial | -0.57% | 1.44% | 12.02% | 13.58% | 28.74% | 11.87% |
| Nu Holdings | 3.26% | 2.42% | 23.74% | 27.68% | 50.40% | 43.18% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Wintrust Financial | 32.02% | 62.81% | 236.40% | 170.75% | 351.74% | 174.60% |
| Nu Holdings | 3.26% | 188.26% | 28.44% | 28.44% | 28.44% | 28.44% |
News Based Sentiment: Wintrust Financial vs Nu Holdings
Wintrust Financial
News based Sentiment: POSITIVE
Wintrust Financial delivered strong Q2 results, leading to increased analyst price targets and a positive market reaction. The company's inclusion in American Banker's top bank ranking further reinforces its positive trajectory, making this a significant month for investors.
Nu Holdings
News based Sentiment: POSITIVE
Nu Holdings delivered exceptional Q2 results, driving a significant stock price increase and attracting positive analyst attention. The potential acquisition of Brubank signals ambitious expansion plans, further strengthening the company's growth trajectory and solidifying its position in the Latin American fintech market.
Performance & Financial Health Analysis: Wintrust Financial vs Nu Holdings
| Metric | WTFC | NU |
|---|---|---|
| Market Information | ||
| Market Cap | $9.34B | $71.23B |
| Market Cap Category | Mid cap | Large cap |
| 10 Day Avg. Volume | 437,260 | 51,299,450 |
| 90 Day Avg. Volume | 388,030 | 50,441,697 |
| Last Close | $138.73 | $15.22 |
| 52 Week Range | $89.10 - $142.04 | $9.01 - $16.15 |
| % from 52W High | -2.33% | -5.73% |
| All-Time High | $142.04 (Nov 25, 2024) | $16.15 (Nov 11, 2024) |
| % from All-Time High | -2.33% | -5.76% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.18% | 0.14% |
| Quarterly Earnings Growth | 0.28% | 0.31% |
| Financial Health | ||
| Profit Margin (TTM) | 0.30% | 0.39% |
| Operating Margin (TTM) | 0.44% | 0.54% |
| Return on Equity (TTM) | 0.12% | 0.28% |
| Debt to Equity (MRQ) | 0.62 | 0.36 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $95.44 | $1.98 |
| Cash per Share (MRQ) | $81.94 | $2.92 |
| Operating Cash Flow (TTM) | $878.10M | $-7,625,014,784 |
| Levered Free Cash Flow (TTM) | $667.08M | $1.97B |
| Dividends | ||
| Last 12-Month Dividend Yield | 1.82% | N/A |
| Last 12-Month Dividend | $2.40 | N/A |
Valuation & Enterprise Metrics Analysis: Wintrust Financial vs Nu Holdings
| Metric | WTFC | NU |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 13.19 | 31.36 |
| Forward P/E | 13.67 | 23.77 |
| PEG Ratio | 0.66 | 1.06 |
| Price to Sales (TTM) | 3.77 | 12.18 |
| Price to Book (MRQ) | 1.46 | 7.44 |
| Market Capitalization | ||
| Market Capitalization | $9.34B | $71.23B |
| Enterprise Value | $9.18B | $60.60B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 3.70 | 10.36 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.87 | 1.08 |
| Book Value per Share (MRQ) | $95.44 | $1.98 |
Financial Statements Comparison: Wintrust Financial vs Nu Holdings
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | WTFC | NU |
|---|---|---|
| Revenue/Sales | $643.12M | $2.25B |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $253.06M | $795.07M |
| Income Tax | $64.02M | $237.87M |
| Net Income (Profit) | $189.04M | $557.21M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | WTFC | NU |
|---|---|---|
| Cash & Equivalents | $4.85B | $14.93B |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $4.23B | $26.70M |
| Total Shareholders Equity | $6.60B | $8.61B |
| Retained Earnings | $4.05B | $4.03B |
| Property, Plant & Equipment | $1.06B | $46.08M |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | WTFC | NU |
|---|---|---|
| Operating Cash Flow | $57.16M | $3.21B |
| Capital Expenditures | $7.30M | $-2.40M |
| Free Cash Flow | $119.75M | $1.00B |
| Debt Repayment | $-4.80M | $-356.77M |
| Common Stock Repurchase | $-3.00M | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | WTFC | NU |
|---|---|---|
| Shares Short | 1.08M | 124.71M |
| Short Ratio | 2.44 | 2.27 |
| Short % of Float | 0.02% | 0.03% |
| Average Daily Volume (10 Day) | 437,260 | 51,299,450 |
| Average Daily Volume (90 Day) | 388,030 | 50,441,697 |
| Shares Outstanding | 66.50M | 4.82B |
| Float Shares | 65.98M | 3.61B |
| % Held by Insiders | 0.01% | 0.05% |
| % Held by Institutions | 0.98% | 0.80% |
Dividend Analysis & Yield Comparison: Wintrust Financial vs Nu Holdings
| Metric | WTFC | NU |
|---|---|---|
| Last 12-Month Dividend | $2.40 | N/A |
| Last 12-Month Dividend Yield | 1.82% | N/A |
| 3-Year Avg Annual Dividend | $1.86 | N/A |
| 3-Year Avg Dividend Yield | 0.44% | N/A |
| 3-Year Total Dividends | $5.58 | N/A |
| Ex-Dividend Date | Aug 07, 2025 | N/A |