Wintrust Financial [WTFC] vs Nu Holdings [NU] Detailed Stock Comparison

Wintrust Financial Corporation

NASDAQ
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Nu Holdings Ltd.

NYSE
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TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Wintrust Financial Corporation wins in 10 metrics, Nu Holdings Ltd. wins in 8 metrics, with 0 ties. Wintrust Financial Corporation appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Wintrust Financial Corporation Nu Holdings Ltd. Better
P/E Ratio (TTM) 12.40 25.60 Wintrust Financial Corporation
Price-to-Book Ratio 1.45 6.39 Wintrust Financial Corporation
Debt-to-Equity Ratio 0.60 0.47 Nu Holdings Ltd.
PEG Ratio 0.64 12.95 Wintrust Financial Corporation
Profit Margin (TTM) 32.03% 41.04% Nu Holdings Ltd.
Operating Margin (TTM) 46.29% 52.15% Nu Holdings Ltd.
EBITDA Margin (TTM) 46.29% 52.15% Nu Holdings Ltd.
Return on Equity 12.34% 30.28% Nu Holdings Ltd.
Return on Assets (TTM) 1.25% 4.60% Nu Holdings Ltd.
Free Cash Flow (TTM) $860.40M $3.16B Nu Holdings Ltd.
Dividend Yield 1.75% N/A N/A
1-Year Return 34.98% 2.44% Wintrust Financial Corporation
Price-to-Sales Ratio (TTM) 3.70 10.32 Wintrust Financial Corporation
Enterprise Value $11.15B $61.08B Nu Holdings Ltd.
EV/Revenue Ratio 4.14 8.74 Wintrust Financial Corporation
Revenue per Share (TTM) $40 $1 Wintrust Financial Corporation
Earnings per Share (Diluted) $11.93 $0.58 Wintrust Financial Corporation
Beta (Stock Volatility) 0.86 1.11 Wintrust Financial Corporation
Short % of Float 3.23% 3.57% Wintrust Financial Corporation

Wintrust Financial Corporation vs Nu Holdings Ltd. Stock Performance Analysis

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WTFC
NU

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Wintrust Financial Corporation-1.61%3.37%8.38%19.13%10.89%9.84%
Nu Holdings Ltd.1.97%7.16%1.97%-12.89%-25.35%-26.97%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Wintrust Financial Corporation34.98%127.16%114.20%221.35%399.56%213.57%
Nu Holdings Ltd.2.44%61.67%2.87%2.87%2.87%2.87%

Performance & Financial Health Analysis: Wintrust Financial Corporation vs Nu Holdings Ltd.

MetricWTFCNU
Market Information
Market Cap i$10.15B$70.28B
Market Cap CategoryLarge capLarge cap
10 Day Avg. Volume i467,81935,805,275
90 Day Avg. Volume i483,72648,322,045
Last Close$156.70$12.43
52 Week Range$116.57 - $162.96$11.20 - $18.98
% from 52W High-3.84%-34.51%
All-Time High$162.96 (Feb 06, 2026)$18.98 (Jan 29, 2026)
% from All-Time High-3.84%-34.51%
Growth Metrics
Quarterly Revenue Growth0.10%0.44%
Quarterly Earnings Growth0.20%0.62%
Financial Health
Profit Margin (TTM) i0.32%0.41%
Operating Margin (TTM) i0.46%0.52%
Return on Equity (TTM) i0.12%0.30%
Debt to Equity (MRQ) i0.600.47
Cash & Liquidity
Book Value per Share (MRQ)$102.03$2.33
Cash per Share (MRQ)$53.31$3.36
Operating Cash Flow (TTM) i$958.66M$-9,360,818,176
Levered Free Cash Flow (TTM) i$774.15M$2.87B
Dividends
Last 12-Month Dividend Yield i1.75%N/A
Last 12-Month Dividend i$2.55N/A

Valuation & Enterprise Metrics Analysis: Wintrust Financial Corporation vs Nu Holdings Ltd.

MetricWTFC (Apr 24, 2026)NU (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i12.4025.60
Forward P/E i10.7412.95
PEG Ratio i0.6412.95
Price to Sales (TTM) i3.7010.32
Price to Book (MRQ) i1.456.39
Market Capitalization
Market Capitalization i$10.15B$70.28B
Enterprise Value i$11.15B$61.08B
Enterprise Value Metrics
Enterprise to Revenue i4.148.74
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.861.11
Book Value per Share (MRQ) i$102.03$2.33

Financial Statements Comparison: Wintrust Financial Corporation vs Nu Holdings Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricWTFC (2025)NU (2025)
Revenue/Sales i2.73B10.63B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i1.12B3.87B
Pre-Tax Income % of Revenue i41.0%36.4%
Income Tax i294.56M996.75M
Income Tax % of Revenue i10.8%9.4%
Net Income (Profit) i823.84M2.87B
Profit Margin i30.2%27.0%

Balance Sheet & Liquidity Metrics

MetricWTFC (2025)NU (2025)
Cash & Equivalents i3.65B20.93B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i4.48B299.00M
Long-Term Debt % of Revenue i164.4%2.8%
Total Shareholders Equity i7.26B11.32B
Retained Earnings i4.54B6.41B
Retained Earnings % of Revenue i166.5%60.3%
Property, Plant & Equipment i360.65M49.79M

Cash Flow Statement Comparison

MetricWTFC (2025)NU (2025)
Operating Cash Flow i958.66M2.44B
Operating Cash Flow % of Revenue i35.2%23.0%
Capital Expenditures i-49.95M-7.22M
Free Cash Flow i860.40M3.16B
FCF Margin i31.6%29.7%
Debt Repayment i-73.61M-539.46M
Common Stock Repurchase i-415.50MN/A

Short Interest & Institutional Ownership Analysis

MetricWTFCNU
Shares Short i2.16M135.40M
Short Ratio i4.682.26
Short % of Float i3.23%3.57%
Shares Outstanding i67.44M4.86B
Float Shares i66.51M3.63B
% Held by Insiders i1.50%5.61%
% Held by Institutions i97.43%85.71%
% Held by Public i1.07%8.68%

Dividend Analysis & Yield Comparison: Wintrust Financial Corporation vs Nu Holdings Ltd.

MetricWTFCNU
Last 12-Month Dividend i$2.55N/A
Last 12-Month Dividend Yield i1.75%N/A
3-Year Avg Annual Dividend i$1.98N/A
3-Year Avg Dividend Yield i0.44%N/A
3-Year Total Dividends i$5.95N/A
Ex-Dividend DateFeb 05, 2026N/A