Xp [XP] vs Goldman Sachs [GS] Detailed Stock Comparison

Xp Inc.

NASDAQ
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Goldman Sachs Group Inc.

NYSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Xp Inc. wins in 8 metrics, Goldman Sachs Group Inc. wins in 11 metrics, with 0 ties. Goldman Sachs Group Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Xp Inc. Goldman Sachs Group Inc. Better
P/E Ratio (TTM) 10.51 17.07 Xp Inc.
Price-to-Book Ratio 2.24 2.60 Xp Inc.
Debt-to-Equity Ratio 631.20 608.94 Goldman Sachs Group Inc.
PEG Ratio 0.78 0.70 Goldman Sachs Group Inc.
Profit Margin (TTM) 29.09% 29.36% Goldman Sachs Group Inc.
Operating Margin (TTM) 31.50% 38.35% Goldman Sachs Group Inc.
EBITDA Margin (TTM) 31.50% 38.35% Goldman Sachs Group Inc.
Return on Equity 23.72% 14.59% Xp Inc.
Return on Assets (TTM) 1.39% 0.94% Xp Inc.
Free Cash Flow (TTM) $2.08B $-47.22B Xp Inc.
Dividend Yield 4.85% 1.80% Xp Inc.
1-Year Return -18.43% 73.22% Goldman Sachs Group Inc.
Price-to-Sales Ratio (TTM) 0.59 4.51 Xp Inc.
Enterprise Value $-21.59B $107.71B Goldman Sachs Group Inc.
EV/Revenue Ratio -6.05 1.75 Goldman Sachs Group Inc.
Gross Profit Margin (TTM) 27.12% N/A N/A
Revenue per Share (TTM) $34 $199 Goldman Sachs Group Inc.
Earnings per Share (Diluted) $1.94 $54.78 Goldman Sachs Group Inc.
Beta (Stock Volatility) 1.28 1.31 Xp Inc.
Short % of Float 3.89% 2.20% Goldman Sachs Group Inc.

Xp Inc. vs Goldman Sachs Group Inc. Stock Performance Analysis

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XP
GS

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Xp Inc.-1.31%3.60%-9.50%-17.70%-10.12%-2.29%
Goldman Sachs Group Inc.1.26%2.98%13.46%35.41%20.97%17.70%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Xp Inc.-18.43%-27.61%-65.17%-57.52%-57.52%-57.52%
Goldman Sachs Group Inc.73.22%214.13%204.66%629.71%674.43%638.02%

Performance & Financial Health Analysis: Xp Inc. vs Goldman Sachs Group Inc.

MetricXPGS
Market Information
Market Cap i$10.15B$276.37B
Market Cap CategoryLarge capMega cap
10 Day Avg. Volume i4,684,1612,297,089
90 Day Avg. Volume i5,642,4702,180,363
Last Close$15.81$1,076.17
52 Week Range$14.80 - $23.13$618.00 - $1,098.36
% from 52W High-31.65%-2.02%
All-Time High$53.08 (Aug 30, 2021)$1,098.36 (Jun 05, 2026)
% from All-Time High-70.21%-2.02%
Growth Metrics
Quarterly Revenue Growth0.13%0.15%
Quarterly Earnings Growth0.10%0.19%
Financial Health
Profit Margin (TTM) i0.29%0.29%
Operating Margin (TTM) i0.32%0.38%
Return on Equity (TTM) i0.24%0.15%
Debt to Equity (MRQ) i631.20608.94
Cash & Liquidity
Book Value per Share (MRQ)$9.08$359.77
Cash per Share (MRQ)$514.15$3,090.85
Operating Cash Flow (TTM) i$2.42B$-30,646,000,000
Levered Free Cash Flow (TTM) i$0$16.30B
Dividends
Last 12-Month Dividend Yield i4.85%1.80%
Last 12-Month Dividend i$0.83$15.50

Valuation & Enterprise Metrics Analysis: Xp Inc. vs Goldman Sachs Group Inc.

MetricXP (Apr 24, 2026)GS (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i10.5117.07
Forward P/E i8.2714.31
PEG Ratio i0.780.70
Price to Sales (TTM) i0.594.51
Price to Book (MRQ) i2.242.60
Market Capitalization
Market Capitalization i$10.15B$276.37B
Enterprise Value i$-21,593,576,152$107.71B
Enterprise Value Metrics
Enterprise to Revenue i-6.051.75
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i1.281.31
Book Value per Share (MRQ) i$9.08$359.77

Financial Statements Comparison: Xp Inc. vs Goldman Sachs Group Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricXP (2025)GS (2025)
Revenue/Sales iN/A58.28B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i-0.0%
Gross Profit iN/AN/A
Gross Margin i-0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i-0.0%
EBITDA iN/AN/A
EBITDA Margin i-0.0%
Pre-Tax Income iN/A21.85B
Pre-Tax Income % of Revenue i-37.5%
Income Tax iN/A4.68B
Income Tax % of Revenue i-8.0%
Net Income (Profit) iN/A17.18B
Profit Margin i-29.5%

Balance Sheet & Liquidity Metrics

MetricXP (2025)GS (2025)
Cash & Equivalents i1.07B164.26B
Total Current Assets i30.27BN/A
Total Current Assets % of Revenue i-0.0%
Total Current Liabilities i37.56BN/A
Total Current Liabilities % of Revenue i-0.0%
Long-Term Debt i6.38B298.38B
Long-Term Debt % of Revenue i-512.0%
Total Shareholders Equity i3.84B124.97B
Retained Earnings iN/A165.29B
Retained Earnings % of Revenue i-283.6%
Property, Plant & Equipment i97.80M24.69B

Cash Flow Statement Comparison

MetricXP (2025)GS (2025)
Operating Cash Flow i-4.40B-30.65B
Operating Cash Flow % of Revenue i--52.6%
Capital Expenditures i-25.82M-1.26B
Free Cash Flow i2.08B-47.22B
FCF Margin i--81.0%
Debt Repayment i-680.25M-74.83B
Common Stock Repurchase i-259.24M-12.36B

Short Interest & Institutional Ownership Analysis

MetricXPGS
Shares Short i16.20M6.45M
Short Ratio i2.602.70
Short % of Float i3.89%2.20%
Shares Outstanding i525.75M294.99M
Float Shares i413.44M302.13M
% Held by Insiders i0.02%0.52%
% Held by Institutions i103.44%76.12%
% Held by Public i-3.46%23.36%

Dividend Analysis & Yield Comparison: Xp Inc. vs Goldman Sachs Group Inc.

MetricXPGS
Last 12-Month Dividend i$0.83$15.50
Last 12-Month Dividend Yield i4.85%1.80%
3-Year Avg Annual Dividend i$0.71$12.67
3-Year Avg Dividend Yield i2.78%0.62%
3-Year Total Dividends i$2.14$38.00
Ex-Dividend DateDec 10, 2025Mar 02, 2026