Arman Financial [ARMANFIN] vs Automobile [ACGL] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Arman Financial Services Ltd. wins in 9 metrics, Automobile Corporation of Goa Ltd. wins in 10 metrics, with 0 ties. Automobile Corporation of Goa Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Arman Financial Services Ltd. Automobile Corporation of Goa Ltd. Better
P/E Ratio (TTM) 55.55 19.89 Automobile Corporation of Goa Ltd.
Price-to-Book Ratio 1.79 4.22 Arman Financial Services Ltd.
Debt-to-Equity Ratio 137.29 33.68 Automobile Corporation of Goa Ltd.
PEG Ratio -0.14 0.69 Automobile Corporation of Goa Ltd.
EV/EBITDA 10.41 14.09 Arman Financial Services Ltd.
Profit Margin (TTM) 10.75% 7.43% Arman Financial Services Ltd.
Operating Margin (TTM) 34.32% 7.22% Arman Financial Services Ltd.
EBITDA Margin (TTM) 34.32% 7.22% Arman Financial Services Ltd.
Return on Equity 5.96% 18.37% Automobile Corporation of Goa Ltd.
Return on Assets (TTM) 2.34% 10.02% Automobile Corporation of Goa Ltd.
Free Cash Flow (TTM) $4.67B $-66.56M Arman Financial Services Ltd.
Dividend Yield N/A 1.74% N/A
1-Year Return -4.49% 18.08% Automobile Corporation of Goa Ltd.
Price-to-Sales Ratio (TTM) 5.93 1.34 Automobile Corporation of Goa Ltd.
Enterprise Value $23.16B $11.46B Arman Financial Services Ltd.
EV/Revenue Ratio 8.78 1.30 Automobile Corporation of Goa Ltd.
Gross Profit Margin (TTM) 40.86% 27.23% Arman Financial Services Ltd.
Revenue per Share (TTM) $251 $1,445 Automobile Corporation of Goa Ltd.
Earnings per Share (Diluted) $26.81 $97.03 Automobile Corporation of Goa Ltd.
Beta (Stock Volatility) 0.06 0.14 Arman Financial Services Ltd.

Arman Financial Services Ltd. vs Automobile Corporation of Goa Ltd. Stock Performance Analysis

Loading Price Chart...

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Arman Financial Services Ltd.0.71%6.68%-7.20%20.70%11.11%5.73%
Automobile Corporation of Goa Ltd.-0.59%-6.00%9.84%36.66%27.52%19.26%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Arman Financial Services Ltd.-4.49%-13.78%164.80%617.60%617.60%617.60%
Automobile Corporation of Goa Ltd.18.08%106.50%436.99%340.11%560.81%602.88%

Performance & Financial Health Analysis: Arman Financial Services Ltd. vs Automobile Corporation of Goa Ltd.

MetricARMANFINACGL
Market Information
Market Cap i₹15.66B₹12.00B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i40,9541,732
90 Day Avg. Volume i43,2332,250
Last Close₹1,658.60₹2,128.10
52 Week Range₹1,270.00 - ₹1,906.60₹1,410.50 - ₹2,390.00
% from 52W High-13.01%-10.96%
All-Time High₹2,680.00 (Dec 18, 2023)₹3,449.00 (Jul 29, 2024)
% from All-Time High-38.11%-38.30%
Growth Metrics
Quarterly Revenue Growth1.61%0.81%
Quarterly Earnings Growth-0.02%1.41%
Financial Health
Profit Margin (TTM) i0.11%0.07%
Operating Margin (TTM) i0.34%0.07%
Return on Equity (TTM) i0.06%0.18%
Debt to Equity (MRQ) i137.2933.68
Cash & Liquidity
Book Value per Share (MRQ)₹831.24₹457.53
Cash per Share (MRQ)₹423.77₹174.35
Operating Cash Flow (TTM) i₹1.71B₹-125,974,000
Levered Free Cash Flow (TTM) i₹520.73M₹466.04M
Dividends
Last 12-Month Dividend Yield iN/A1.74%
Last 12-Month Dividend i₹0.00₹30.00

Valuation & Enterprise Metrics Analysis: Arman Financial Services Ltd. vs Automobile Corporation of Goa Ltd.

MetricARMANFIN (Apr 26, 2026)ACGL (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i55.5519.89
Forward P/E iN/A43.79
PEG Ratio i-0.140.69
Price to Sales (TTM) i5.931.34
Price to Book (MRQ) i1.794.22
Market Capitalization
Market Capitalization i₹15.66B₹12.00B
Enterprise Value i₹23.16B₹11.46B
Enterprise Value Metrics
Enterprise to Revenue i8.781.30
Enterprise to EBITDA i10.4114.09
Risk & Other Metrics
Beta i0.060.14
Book Value per Share (MRQ) i₹831.24₹457.53

Financial Statements Comparison: Arman Financial Services Ltd. vs Automobile Corporation of Goa Ltd.

Financial Metrics

Loading Financial Charts...

Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricARMANFIN (2025)ACGL (2025)
Revenue/Sales i6.17B6.51B
Cost of Goods Sold i3.32B4.92B
COGS % of Revenue i53.9%75.5%
Gross Profit i2.84B1.59B
Gross Margin i46.1%24.5%
Research & Development iN/AN/A
Operating Income (EBIT) i1.93B477.40M
Operating Margin i31.4%7.3%
EBITDA i2.22B670.33M
EBITDA Margin i36.1%10.3%
Pre-Tax Income i690.92M625.01M
Pre-Tax Income % of Revenue i11.2%9.6%
Income Tax i170.19M158.97M
Income Tax % of Revenue i2.8%2.4%
Net Income (Profit) i520.73M466.04M
Profit Margin i8.4%7.2%

Balance Sheet & Liquidity Metrics

MetricARMANFIN (2025)ACGL (2025)
Cash & Equivalents i677.50M359.12M
Total Current Assets i16.44B3.97B
Total Current Assets % of Revenue i266.6%61.0%
Total Current Liabilities i9.75B1.97B
Total Current Liabilities % of Revenue i158.1%30.3%
Long-Term Debt i3.76B6.72M
Long-Term Debt % of Revenue i61.0%0.1%
Total Shareholders Equity i8.74B2.54B
Retained Earnings i3.59B1.74B
Retained Earnings % of Revenue i58.2%26.8%
Property, Plant & Equipment i25.54M612.78M

Cash Flow Statement Comparison

MetricARMANFIN (2025)ACGL (2025)
Operating Cash Flow i1.71B-125.97M
Operating Cash Flow % of Revenue i27.7%-1.9%
Capital Expenditures i-253.70M-161.26M
Free Cash Flow i4.67B-66.56M
FCF Margin i75.8%-1.0%
Debt Repayment i-9.77BN/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricARMANFINACGL
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i10.51M6.09M
Float Shares i5.97M1.99M
% Held by Insiders i29.79%66.15%
% Held by Institutions i12.69%0.00%
% Held by Public i57.52%33.85%

Dividend Analysis & Yield Comparison: Arman Financial Services Ltd. vs Automobile Corporation of Goa Ltd.

MetricARMANFINACGL
Last 12-Month Dividend i₹0.00₹30.00
Last 12-Month Dividend Yield iN/A1.74%
3-Year Avg Annual Dividend i₹0.00₹23.33
3-Year Avg Dividend Yield iN/A0.58%
3-Year Total Dividends i₹0.00₹70.00
Ex-Dividend DateN/AJan 29, 2026