Arman Financial [ARMANFIN] vs Automobile [ACGL] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: Arman Financial Services Ltd. wins in 9 metrics, Automobile Corporation of Goa Ltd. wins in 10 metrics, with 0 ties. Automobile Corporation of Goa Ltd. appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Arman Financial Services Ltd. | Automobile Corporation of Goa Ltd. | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 55.55 | 19.89 | Automobile Corporation of Goa Ltd. |
| Price-to-Book Ratio | 1.79 | 4.22 | Arman Financial Services Ltd. |
| Debt-to-Equity Ratio | 137.29 | 33.68 | Automobile Corporation of Goa Ltd. |
| PEG Ratio | -0.14 | 0.69 | Automobile Corporation of Goa Ltd. |
| EV/EBITDA | 10.41 | 14.09 | Arman Financial Services Ltd. |
| Profit Margin (TTM) | 10.75% | 7.43% | Arman Financial Services Ltd. |
| Operating Margin (TTM) | 34.32% | 7.22% | Arman Financial Services Ltd. |
| EBITDA Margin (TTM) | 34.32% | 7.22% | Arman Financial Services Ltd. |
| Return on Equity | 5.96% | 18.37% | Automobile Corporation of Goa Ltd. |
| Return on Assets (TTM) | 2.34% | 10.02% | Automobile Corporation of Goa Ltd. |
| Free Cash Flow (TTM) | $4.67B | $-66.56M | Arman Financial Services Ltd. |
| Dividend Yield | N/A | 1.74% | N/A |
| 1-Year Return | -4.49% | 18.08% | Automobile Corporation of Goa Ltd. |
| Price-to-Sales Ratio (TTM) | 5.93 | 1.34 | Automobile Corporation of Goa Ltd. |
| Enterprise Value | $23.16B | $11.46B | Arman Financial Services Ltd. |
| EV/Revenue Ratio | 8.78 | 1.30 | Automobile Corporation of Goa Ltd. |
| Gross Profit Margin (TTM) | 40.86% | 27.23% | Arman Financial Services Ltd. |
| Revenue per Share (TTM) | $251 | $1,445 | Automobile Corporation of Goa Ltd. |
| Earnings per Share (Diluted) | $26.81 | $97.03 | Automobile Corporation of Goa Ltd. |
| Beta (Stock Volatility) | 0.06 | 0.14 | Arman Financial Services Ltd. |
Arman Financial Services Ltd. vs Automobile Corporation of Goa Ltd. Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Arman Financial Services Ltd. | 0.71% | 6.68% | -7.20% | 20.70% | 11.11% | 5.73% |
| Automobile Corporation of Goa Ltd. | -0.59% | -6.00% | 9.84% | 36.66% | 27.52% | 19.26% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Arman Financial Services Ltd. | -4.49% | -13.78% | 164.80% | 617.60% | 617.60% | 617.60% |
| Automobile Corporation of Goa Ltd. | 18.08% | 106.50% | 436.99% | 340.11% | 560.81% | 602.88% |
Performance & Financial Health Analysis: Arman Financial Services Ltd. vs Automobile Corporation of Goa Ltd.
| Metric | ARMANFIN | ACGL |
|---|---|---|
| Market Information | ||
| Market Cap | ₹15.66B | ₹12.00B |
| Market Cap Category | Small cap | Small cap |
| 10 Day Avg. Volume | 40,954 | 1,732 |
| 90 Day Avg. Volume | 43,233 | 2,250 |
| Last Close | ₹1,658.60 | ₹2,128.10 |
| 52 Week Range | ₹1,270.00 - ₹1,906.60 | ₹1,410.50 - ₹2,390.00 |
| % from 52W High | -13.01% | -10.96% |
| All-Time High | ₹2,680.00 (Dec 18, 2023) | ₹3,449.00 (Jul 29, 2024) |
| % from All-Time High | -38.11% | -38.30% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 1.61% | 0.81% |
| Quarterly Earnings Growth | -0.02% | 1.41% |
| Financial Health | ||
| Profit Margin (TTM) | 0.11% | 0.07% |
| Operating Margin (TTM) | 0.34% | 0.07% |
| Return on Equity (TTM) | 0.06% | 0.18% |
| Debt to Equity (MRQ) | 137.29 | 33.68 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | ₹831.24 | ₹457.53 |
| Cash per Share (MRQ) | ₹423.77 | ₹174.35 |
| Operating Cash Flow (TTM) | ₹1.71B | ₹-125,974,000 |
| Levered Free Cash Flow (TTM) | ₹520.73M | ₹466.04M |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 1.74% |
| Last 12-Month Dividend | ₹0.00 | ₹30.00 |
Valuation & Enterprise Metrics Analysis: Arman Financial Services Ltd. vs Automobile Corporation of Goa Ltd.
| Metric | ARMANFIN (Apr 26, 2026) | ACGL (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 55.55 | 19.89 |
| Forward P/E | N/A | 43.79 |
| PEG Ratio | -0.14 | 0.69 |
| Price to Sales (TTM) | 5.93 | 1.34 |
| Price to Book (MRQ) | 1.79 | 4.22 |
| Market Capitalization | ||
| Market Capitalization | ₹15.66B | ₹12.00B |
| Enterprise Value | ₹23.16B | ₹11.46B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 8.78 | 1.30 |
| Enterprise to EBITDA | 10.41 | 14.09 |
| Risk & Other Metrics | ||
| Beta | 0.06 | 0.14 |
| Book Value per Share (MRQ) | ₹831.24 | ₹457.53 |
Financial Statements Comparison: Arman Financial Services Ltd. vs Automobile Corporation of Goa Ltd.
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | ARMANFIN (2025) | ACGL (2025) |
|---|---|---|
| Revenue/Sales | 6.17B | 6.51B |
| Cost of Goods Sold | 3.32B | 4.92B |
| COGS % of Revenue | 53.9% | 75.5% |
| Gross Profit | 2.84B | 1.59B |
| Gross Margin | 46.1% | 24.5% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | 1.93B | 477.40M |
| Operating Margin | 31.4% | 7.3% |
| EBITDA | 2.22B | 670.33M |
| EBITDA Margin | 36.1% | 10.3% |
| Pre-Tax Income | 690.92M | 625.01M |
| Pre-Tax Income % of Revenue | 11.2% | 9.6% |
| Income Tax | 170.19M | 158.97M |
| Income Tax % of Revenue | 2.8% | 2.4% |
| Net Income (Profit) | 520.73M | 466.04M |
| Profit Margin | 8.4% | 7.2% |
Balance Sheet & Liquidity Metrics
| Metric | ARMANFIN (2025) | ACGL (2025) |
|---|---|---|
| Cash & Equivalents | 677.50M | 359.12M |
| Total Current Assets | 16.44B | 3.97B |
| Total Current Assets % of Revenue | 266.6% | 61.0% |
| Total Current Liabilities | 9.75B | 1.97B |
| Total Current Liabilities % of Revenue | 158.1% | 30.3% |
| Long-Term Debt | 3.76B | 6.72M |
| Long-Term Debt % of Revenue | 61.0% | 0.1% |
| Total Shareholders Equity | 8.74B | 2.54B |
| Retained Earnings | 3.59B | 1.74B |
| Retained Earnings % of Revenue | 58.2% | 26.8% |
| Property, Plant & Equipment | 25.54M | 612.78M |
Cash Flow Statement Comparison
| Metric | ARMANFIN (2025) | ACGL (2025) |
|---|---|---|
| Operating Cash Flow | 1.71B | -125.97M |
| Operating Cash Flow % of Revenue | 27.7% | -1.9% |
| Capital Expenditures | -253.70M | -161.26M |
| Free Cash Flow | 4.67B | -66.56M |
| FCF Margin | 75.8% | -1.0% |
| Debt Repayment | -9.77B | N/A |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | ARMANFIN | ACGL |
|---|---|---|
| Shares Short | N/A | N/A |
| Short Ratio | N/A | N/A |
| Short % of Float | N/A | N/A |
| Shares Outstanding | 10.51M | 6.09M |
| Float Shares | 5.97M | 1.99M |
| % Held by Insiders | 29.79% | 66.15% |
| % Held by Institutions | 12.69% | 0.00% |
| % Held by Public | 57.52% | 33.85% |
Dividend Analysis & Yield Comparison: Arman Financial Services Ltd. vs Automobile Corporation of Goa Ltd.
| Metric | ARMANFIN | ACGL |
|---|---|---|
| Last 12-Month Dividend | ₹0.00 | ₹30.00 |
| Last 12-Month Dividend Yield | N/A | 1.74% |
| 3-Year Avg Annual Dividend | ₹0.00 | ₹23.33 |
| 3-Year Avg Dividend Yield | N/A | 0.58% |
| 3-Year Total Dividends | ₹0.00 | ₹70.00 |
| Ex-Dividend Date | N/A | Jan 29, 2026 |