AU Small Finance [AUBANK] vs HDFC Bank Limited [HDFCBANK] Detailed Stock Comparison
AU Small Finance
NSE
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HDFC Bank Limited
NSE
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TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: AU Small Finance wins in 5 metrics, HDFC Bank Limited wins in 13 metrics, with 0 ties. HDFC Bank Limited appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | AU Small Finance | HDFC Bank Limited | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 24.48 | 22.12 | HDFC Bank Limited |
| Price-to-Book Ratio | 3.11 | 2.72 | HDFC Bank Limited |
| Debt-to-Equity Ratio | 0.68 | 1.06 | AU Small Finance |
| PEG Ratio | 1.61 | -0.43 | HDFC Bank Limited |
| Profit Margin (TTM) | 24.49% | 25.79% | HDFC Bank Limited |
| Operating Margin (TTM) | 33.55% | 29.77% | AU Small Finance |
| EBITDA Margin (TTM) | 33.55% | 29.77% | AU Small Finance |
| Return on Equity | 14.70% | 13.93% | AU Small Finance |
| Return on Assets (TTM) | 1.33% | 1.73% | HDFC Bank Limited |
| Free Cash Flow (TTM) | $51.98B | $1,129.22B | HDFC Bank Limited |
| Dividend Yield | 0.25% | 1.09% | HDFC Bank Limited |
| 1-Year Return | 0.69% | 8.53% | HDFC Bank Limited |
| Price-to-Sales Ratio (TTM) | 5.98 | 5.43 | HDFC Bank Limited |
| Enterprise Value | $638.54B | $19,543.31B | HDFC Bank Limited |
| EV/Revenue Ratio | 7.16 | 7.14 | HDFC Bank Limited |
| Revenue per Share (TTM) | $120 | $179 | HDFC Bank Limited |
| Earnings per Share (Diluted) | $29.25 | $43.58 | HDFC Bank Limited |
| Beta (Stock Volatility) | 0.34 | 0.61 | AU Small Finance |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
AU Small Finance vs HDFC Bank Limited Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| AU Small Finance | 0.74% | 3.87% | -1.79% | -8.06% | 33.83% | 29.48% |
| HDFC Bank Limited | -0.13% | -1.60% | -3.16% | -3.00% | 5.67% | 6.69% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| AU Small Finance | 0.69% | 18.89% | 10.53% | 22.94% | 22.94% | 22.94% |
| HDFC Bank Limited | 8.53% | 33.82% | 71.83% | 256.32% | 660.60% | 2,675.98% |
News Based Sentiment: AU Small Finance vs HDFC Bank Limited
AU Small Finance
News based Sentiment: MIXED
September presented a mixed bag for AU Small Finance Bank, with strong financial results offset by margin compression, a diverging analyst outlook (upgrade from Morgan Stanley vs. downgrade to 'Sell'), and insider selling. While institutional investors remain largely positive, the conflicting signals create a complex picture for investors, making this a significant month for the bank's investment story.
HDFC Bank Limited
News based Sentiment: MIXED
September presented a mixed bag for HDFC Bank, with strong investor interest and institutional activity counterbalanced by a temporary service disruption and varied analyst perspectives. While the bank continues to invest in its infrastructure and maintain a solid market position, the fluctuating share price and differing analyst opinions suggest potential short-term volatility.
Performance & Financial Health Analysis: AU Small Finance vs HDFC Bank Limited
| Metric | AUBANK | HDFCBANK |
|---|---|---|
| Market Information | ||
| Market Cap | ₹526.99B | ₹14.74T |
| Market Cap Category | Large cap | Large cap |
| 10 Day Avg. Volume | 2,161,227 | 17,195,216 |
| 90 Day Avg. Volume | 2,037,798 | 15,500,427 |
| Last Close | ₹741.60 | ₹949.85 |
| 52 Week Range | ₹489.45 - ₹841.00 | ₹806.50 - ₹1,018.85 |
| % from 52W High | -11.82% | -6.77% |
| All-Time High | ₹1,465.95 (Apr 18, 2022) | ₹2,037.70 (Jul 24, 2025) |
| % from All-Time High | -49.41% | -53.39% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.08% | 0.01% |
| Quarterly Earnings Growth | 0.16% | -0.01% |
| Financial Health | ||
| Profit Margin (TTM) | 0.24% | 0.26% |
| Operating Margin (TTM) | 0.34% | 0.30% |
| Return on Equity (TTM) | 0.15% | 0.14% |
| Debt to Equity (MRQ) | 0.68 | 1.06 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | ₹230.57 | ₹354.29 |
| Cash per Share (MRQ) | ₹17.82 | ₹93.08 |
| Operating Cash Flow (TTM) | ₹15.03B | ₹795.18B |
| Levered Free Cash Flow (TTM) | ₹21.06B | ₹673.51B |
| Dividends | ||
| Last 12-Month Dividend Yield | 0.25% | 1.09% |
| Last 12-Month Dividend | ₹2.00 | ₹22.00 |
Valuation & Enterprise Metrics Analysis: AU Small Finance vs HDFC Bank Limited
| Metric | AUBANK | HDFCBANK |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 24.48 | 22.12 |
| Forward P/E | 33.76 | 10.01 |
| PEG Ratio | 1.61 | -0.43 |
| Price to Sales (TTM) | 5.98 | 5.43 |
| Price to Book (MRQ) | 3.11 | 2.72 |
| Market Capitalization | ||
| Market Capitalization | ₹526.99B | ₹14.74T |
| Enterprise Value | ₹638.54B | ₹19.54T |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 7.16 | 7.14 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.34 | 0.61 |
| Book Value per Share (MRQ) | ₹230.57 | ₹354.29 |
Financial Statements Comparison: AU Small Finance vs HDFC Bank Limited
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | AUBANK | HDFCBANK |
|---|---|---|
| Revenue/Sales | ₹28.55B | ₹853.46B |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | ₹7.79B | ₹208.50B |
| Income Tax | ₹1.98B | ₹37.59B |
| Net Income (Profit) | ₹5.81B | ₹170.90B |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | AUBANK | HDFCBANK |
|---|---|---|
| Cash & Equivalents | ₹95.68B | ₹3.22T |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | ₹116.60B | ₹6.02T |
| Total Shareholders Equity | ₹171.66B | ₹8.62T |
| Retained Earnings | ₹69.39B | ₹2.10T |
| Property, Plant & Equipment | ₹19.48B | ₹215.96B |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | AUBANK | HDFCBANK |
|---|---|---|
| Operating Cash Flow | N/A | N/A |
| Capital Expenditures | N/A | N/A |
| Free Cash Flow | N/A | N/A |
| Debt Repayment | N/A | N/A |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | AUBANK | HDFCBANK |
|---|---|---|
| Shares Short | N/A | N/A |
| Short Ratio | N/A | N/A |
| Short % of Float | N/A | N/A |
| Average Daily Volume (10 Day) | 2,161,227 | 17,195,216 |
| Average Daily Volume (90 Day) | 2,037,798 | 15,500,427 |
| Shares Outstanding | 744.53M | 15.30B |
| Float Shares | 533.23M | 15.27B |
| % Held by Insiders | 0.35% | 0.00% |
| % Held by Institutions | 0.46% | 0.56% |
Dividend Analysis & Yield Comparison: AU Small Finance vs HDFC Bank Limited
| Metric | AUBANK | HDFCBANK |
|---|---|---|
| Last 12-Month Dividend | ₹2.00 | ₹22.00 |
| Last 12-Month Dividend Yield | 0.25% | 1.09% |
| 3-Year Avg Annual Dividend | ₹1.17 | ₹20.17 |
| 3-Year Avg Dividend Yield | 0.12% | 1.19% |
| 3-Year Total Dividends | ₹3.50 | ₹60.50 |
| Ex-Dividend Date | Jul 04, 2025 | Jun 27, 2025 |