AU Small Finance [AUBANK] vs HDFC Bank Limited [HDFCBANK] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: AU Small Finance Bank Ltd. wins in 3 metrics, HDFC Bank Limited wins in 14 metrics, with 0 ties. HDFC Bank Limited appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric AU Small Finance Bank Ltd. HDFC Bank Limited Better
P/E Ratio (TTM) 34.60 17.85 HDFC Bank Limited
Price-to-Book Ratio 4.34 2.18 HDFC Bank Limited
Debt-to-Equity Ratio 0.60 1.04 AU Small Finance Bank Ltd.
PEG Ratio 2.11 -0.35 AU Small Finance Bank Ltd.
Profit Margin (TTM) 21.37% 26.83% HDFC Bank Limited
Operating Margin (TTM) 32.34% 40.54% HDFC Bank Limited
EBITDA Margin (TTM) 32.34% 40.54% HDFC Bank Limited
Return on Equity 12.27% 13.82% HDFC Bank Limited
Return on Assets (TTM) 1.33% 1.70% HDFC Bank Limited
Free Cash Flow (TTM) $51.98B $1,129.22B HDFC Bank Limited
Dividend Yield 0.25% 1.09% HDFC Bank Limited
1-Year Return 32.12% -19.44% AU Small Finance Bank Ltd.
Price-to-Sales Ratio (TTM) 75.15 4.35 HDFC Bank Limited
Enterprise Value $825.99B $15,485.45B HDFC Bank Limited
EV/Revenue Ratio 77.84 5.47 HDFC Bank Limited
Revenue per Share (TTM) $118 $184 HDFC Bank Limited
Earnings per Share (Diluted) $30.80 $44.81 HDFC Bank Limited
Beta (Stock Volatility) N/A 0.49 N/A

AU Small Finance Bank Ltd. vs HDFC Bank Limited Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
AU Small Finance Bank Ltd.1.78%7.79%4.35%16.75%5.57%3.42%
HDFC Bank Limited0.63%5.24%1.28%-7.52%-21.96%-21.57%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
AU Small Finance Bank Ltd.32.12%30.40%-1.18%69.59%69.59%69.59%
HDFC Bank Limited-19.44%-3.61%4.40%164.09%557.63%2,003.62%

Performance & Financial Health Analysis: AU Small Finance Bank Ltd. vs HDFC Bank Limited

MetricAUBANKHDFCBANK
Market Information
Market Cap i₹796.23B₹12.07T
Market Cap CategoryLarge capLarge cap
10 Day Avg. Volume i2,641,24346,991,486
90 Day Avg. Volume i2,780,25656,548,432
Last Close₹1,033.60₹777.35
52 Week Range₹682.15 - ₹1,079.55₹726.65 - ₹1,020.50
% from 52W High-4.26%-23.83%
All-Time High₹1,465.95 (Apr 18, 2022)₹2,037.70 (Jul 24, 2025)
% from All-Time High-29.49%-61.85%
Growth Metrics
Quarterly Revenue Growth0.28%-0.02%
Quarterly Earnings Growth0.26%0.08%
Financial Health
Profit Margin (TTM) i0.21%0.27%
Operating Margin (TTM) i0.32%0.41%
Return on Equity (TTM) i0.12%0.14%
Debt to Equity (MRQ) i0.601.04
Cash & Liquidity
Book Value per Share (MRQ)₹245.58₹367.24
Cash per Share (MRQ)₹97.81₹202.63
Operating Cash Flow (TTM) i₹15.03B₹-2,752,336,887,808
Levered Free Cash Flow (TTM) i₹21.06B₹673.51B
Dividends
Last 12-Month Dividend Yield i0.25%1.09%
Last 12-Month Dividend i₹2.00₹22.00

Valuation & Enterprise Metrics Analysis: AU Small Finance Bank Ltd. vs HDFC Bank Limited

MetricAUBANK (Apr 26, 2026)HDFCBANK (Apr 23, 2026)
Price Ratios
P/E Ratio (TTM) i34.6017.85
Forward P/E i22.6312.73
PEG Ratio i2.11-0.35
Price to Sales (TTM) i75.154.35
Price to Book (MRQ) i4.342.18
Market Capitalization
Market Capitalization i₹796.23B₹12.07T
Enterprise Value i₹825.99B₹15.49T
Enterprise Value Metrics
Enterprise to Revenue i77.845.47
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta iN/A0.49
Book Value per Share (MRQ) i₹245.58₹367.24

Financial Statements Comparison: AU Small Finance Bank Ltd. vs HDFC Bank Limited

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricAUBANK (2025)HDFCBANK (2025)
Revenue/Sales i105.42B2.37T
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i27.88B861.55B
Pre-Tax Income % of Revenue i26.4%36.3%
Income Tax i6.82B175.01B
Income Tax % of Revenue i6.5%7.4%
Net Income (Profit) i21.06B686.53B
Profit Margin i20.0%28.9%

Balance Sheet & Liquidity Metrics

MetricAUBANK (2025)HDFCBANK (2025)
Cash & Equivalents i95.68B3.22T
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i116.60B6.02T
Long-Term Debt % of Revenue i110.6%253.9%
Total Shareholders Equity i171.66B8.62T
Retained Earnings i69.39B2.10T
Retained Earnings % of Revenue i65.8%88.5%
Property, Plant & Equipment i19.48B215.96B

Cash Flow Statement Comparison

MetricAUBANK (2025)HDFCBANK (2025)
Operating Cash Flow i15.03B795.18B
Operating Cash Flow % of Revenue i14.3%33.5%
Capital Expenditures i-2.57B-65.42B
Free Cash Flow i51.98B1.13T
FCF Margin i49.3%47.6%
Debt Repayment iN/A-1.46T
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricAUBANKHDFCBANK
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i748.36M15.34B
Float Shares i188.06M15.33B
% Held by Insiders i31.32%0.17%
% Held by Institutions i44.70%58.26%
% Held by Public i23.98%41.57%

Dividend Analysis & Yield Comparison: AU Small Finance Bank Ltd. vs HDFC Bank Limited

MetricAUBANKHDFCBANK
Last 12-Month Dividend i₹2.00₹22.00
Last 12-Month Dividend Yield i0.25%1.09%
3-Year Avg Annual Dividend i₹1.17₹20.17
3-Year Avg Dividend Yield i0.12%1.19%
3-Year Total Dividends i₹3.50₹60.50
Ex-Dividend DateJul 04, 2025Jun 27, 2025