Baid Finserv Limited [BAIDFIN] vs Reliance Home [RHFL] Detailed Stock Comparison

Baid Finserv Limited

NSE
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Reliance Home Finance Ltd.

NSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Baid Finserv Limited wins in 9 metrics, Reliance Home Finance Ltd. wins in 5 metrics, with 3 ties. Baid Finserv Limited appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Baid Finserv Limited Reliance Home Finance Ltd. Better
P/E Ratio (TTM) 8.13 12.72 Baid Finserv Limited
Price-to-Book Ratio 0.69 N/A N/A
Debt-to-Equity Ratio 0.00 -0.76 Tie
PEG Ratio -2.14 N/A N/A
EV/EBITDA 0.00 -44.81 Tie
Profit Margin (TTM) 27.39% -415.05% Baid Finserv Limited
Operating Margin (TTM) 36.18% 431.95% Reliance Home Finance Ltd.
EBITDA Margin (TTM) 36.18% 431.95% Reliance Home Finance Ltd.
Return on Equity 7.51% -45.60% Baid Finserv Limited
Return on Assets (TTM) 2.96% 153.94% Reliance Home Finance Ltd.
Free Cash Flow (TTM) $2.24M $89.90M Reliance Home Finance Ltd.
Dividend Yield 0.86% N/A N/A
1-Year Return -16.76% -71.39% Baid Finserv Limited
Price-to-Sales Ratio (TTM) 2.76 -151.90 Baid Finserv Limited
Enterprise Value $0 $1.85B Reliance Home Finance Ltd.
EV/Revenue Ratio 0.00 -272.61 Tie
Gross Profit Margin (TTM) 37.20% -10,368.42% Baid Finserv Limited
Revenue per Share (TTM) $5 $0 Baid Finserv Limited
Earnings per Share (Diluted) $1.36 $-0.08 Baid Finserv Limited
Beta (Stock Volatility) 0.06 0.84 Baid Finserv Limited

Baid Finserv Limited vs Reliance Home Finance Ltd. Stock Performance Analysis

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BAIDFIN
RHFL

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Baid Finserv Limited1.42%0.40%-13.55%-9.40%-19.65%-9.32%
Reliance Home Finance Ltd.1.83%1.83%-0.45%-17.78%-27.21%-22.65%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Baid Finserv Limited-16.76%-77.60%-89.26%-89.39%-89.39%-89.39%
Reliance Home Finance Ltd.-71.39%-38.59%-58.87%-97.97%-97.97%-97.97%

Performance & Financial Health Analysis: Baid Finserv Limited vs Reliance Home Finance Ltd.

MetricBAIDFINRHFL
Market Information
Market Cap i₹1.71B₹1.03B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i93,407126,600
90 Day Avg. Volume i131,628241,298
Last Close₹10.02₹2.22
52 Week Range₹8.80 - ₹14.10₹1.82 - ₹7.46
% from 52W High-28.94%-70.24%
All-Time High₹125.10 (Jan 04, 2021)₹113.00 (Sep 25, 2017)
% from All-Time High-91.99%-98.04%
Growth Metrics
Quarterly Revenue Growth0.60%-0.91%
Quarterly Earnings Growth0.28%-0.99%
Financial Health
Profit Margin (TTM) i0.27%-4.15%
Operating Margin (TTM) i0.36%4.32%
Return on Equity (TTM) i0.08%-0.46%
Debt to Equity (MRQ) i0.00-0.76
Cash & Liquidity
Book Value per Share (MRQ)₹15.94₹-0.77
Cash per Share (MRQ)N/A₹0.01
Operating Cash Flow (TTM) i₹62.71M₹89.90M
Levered Free Cash Flow (TTM) i₹134.46M₹241.73M
Dividends
Last 12-Month Dividend Yield i0.86%N/A
Last 12-Month Dividend i₹0.10₹0.00

Valuation & Enterprise Metrics Analysis: Baid Finserv Limited vs Reliance Home Finance Ltd.

MetricBAIDFIN (Apr 24, 2026)RHFL (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i8.1312.72
Forward P/E iN/AN/A
PEG Ratio i-2.14N/A
Price to Sales (TTM) i2.76-151.90
Price to Book (MRQ) i0.69N/A
Market Capitalization
Market Capitalization i₹1.71B₹1.03B
Enterprise Value i₹0₹1.85B
Enterprise Value Metrics
Enterprise to Revenue i0.00-272.61
Enterprise to EBITDA i0.00-44.81
Risk & Other Metrics
Beta i0.060.84
Book Value per Share (MRQ) i₹15.94₹-0.77

Financial Statements Comparison: Baid Finserv Limited vs Reliance Home Finance Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricBAIDFIN (2025)RHFL (2025)
Revenue/Sales i809.02M2.23M
Cost of Goods Sold i531.45M11.47M
COGS % of Revenue i65.7%515.0%
Gross Profit i277.57M-9.24M
Gross Margin i34.3%-415.0%
Research & Development iN/AN/A
Operating Income (EBIT) i167.09M-41.23M
Operating Margin i20.7%-1,852.2%
EBITDA i188.92M-41.23M
EBITDA Margin i23.4%-1,852.2%
Pre-Tax Income i181.37M-41.23M
Pre-Tax Income % of Revenue i22.4%-1,852.2%
Income Tax i46.91M-660,000
Income Tax % of Revenue i5.8%-29.6%
Net Income (Profit) i134.46M241.73M
Profit Margin i16.6%10,859.6%

Balance Sheet & Liquidity Metrics

MetricBAIDFIN (2025)RHFL (2025)
Cash & Equivalents i113.15M5.04M
Total Current Assets i4.38B7.36M
Total Current Assets % of Revenue i541.6%330.4%
Total Current Liabilities i136.29M0
Total Current Liabilities % of Revenue i16.8%0.0%
Long-Term Debt i2.55B402.75M
Long-Term Debt % of Revenue i315.6%18,092.9%
Total Shareholders Equity i1.79B-530.08M
Retained Earnings i633.89MN/A
Retained Earnings % of Revenue i78.4%0.0%
Property, Plant & Equipment i2.80MN/A

Cash Flow Statement Comparison

MetricBAIDFIN (2025)RHFL (2025)
Operating Cash Flow i62.71M94.11M
Operating Cash Flow % of Revenue i7.8%4,227.7%
Capital Expenditures i-15.95MN/A
Free Cash Flow i2.24M89.90M
FCF Margin i0.3%4,038.8%
Debt Repayment iN/A-130.68M
Common Stock Repurchase i0N/A

Short Interest & Institutional Ownership Analysis

MetricBAIDFINRHFL
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i154.89M485.06M
Float Shares i48.50M636.29M
% Held by Insiders i64.62%3.17%
% Held by Institutions i0.00%1.54%
% Held by Public i35.38%95.29%

Dividend Analysis & Yield Comparison: Baid Finserv Limited vs Reliance Home Finance Ltd.

MetricBAIDFINRHFL
Last 12-Month Dividend i₹0.10₹0.00
Last 12-Month Dividend Yield i0.86%N/A
3-Year Avg Annual Dividend i₹0.07₹0.00
3-Year Avg Dividend Yield i0.42%N/A
3-Year Total Dividends i₹0.20₹0.00
Ex-Dividend DateJul 09, 2024N/A