Bajaj Housing [BAJAJHFL] vs Aadhar Housing [AADHARHFC] Detailed Stock Comparison

Bajaj Housing Finance Limited

NSE
Loading...

Aadhar Housing Finance Ltd.

NSE
Loading...

TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: Bajaj Housing Finance Limited wins in 4 metrics, Aadhar Housing Finance Ltd. wins in 14 metrics, with 0 ties. Aadhar Housing Finance Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Bajaj Housing Finance Limited Aadhar Housing Finance Ltd. Better
P/E Ratio (TTM) 30.10 20.95 Aadhar Housing Finance Ltd.
Price-to-Book Ratio 3.52 3.06 Aadhar Housing Finance Ltd.
Debt-to-Equity Ratio 443.87 255.35 Aadhar Housing Finance Ltd.
PEG Ratio 1.89 1.25 Aadhar Housing Finance Ltd.
EV/EBITDA 62.01 16.61 Aadhar Housing Finance Ltd.
Profit Margin (TTM) 64.70% 48.02% Bajaj Housing Finance Limited
Operating Margin (TTM) 80.67% 64.92% Bajaj Housing Finance Limited
EBITDA Margin (TTM) 80.67% 64.92% Bajaj Housing Finance Limited
Return on Equity 10.84% 14.31% Aadhar Housing Finance Ltd.
Return on Assets (TTM) 2.10% 3.93% Aadhar Housing Finance Ltd.
Free Cash Flow (TTM) $-171.16B $-30.41B Aadhar Housing Finance Ltd.
1-Year Return -30.45% 8.19% Aadhar Housing Finance Ltd.
Price-to-Sales Ratio (TTM) 19.44 9.92 Aadhar Housing Finance Ltd.
Enterprise Value $1,681.66B $369.61B Bajaj Housing Finance Limited
EV/Revenue Ratio 43.91 17.24 Aadhar Housing Finance Ltd.
Gross Profit Margin (TTM) 34.42% 45.55% Aadhar Housing Finance Ltd.
Revenue per Share (TTM) $5 $50 Aadhar Housing Finance Ltd.
Earnings per Share (Diluted) $2.97 $23.30 Aadhar Housing Finance Ltd.

Bajaj Housing Finance Limited vs Aadhar Housing Finance Ltd. Stock Performance Analysis

Loading Price Chart...

BAJAJHFL
AADHARHFC

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Bajaj Housing Finance Limited2.36%4.92%3.27%6.49%-9.60%-9.91%
Aadhar Housing Finance Ltd.3.23%6.19%5.34%2.13%-1.69%1.57%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Bajaj Housing Finance Limited-30.45%-48.34%-48.34%-48.34%-48.34%-48.34%
Aadhar Housing Finance Ltd.8.19%34.89%34.89%34.89%34.89%34.89%

Performance & Financial Health Analysis: Bajaj Housing Finance Limited vs Aadhar Housing Finance Ltd.

MetricBAJAJHFLAADHARHFC
Market Information
Market Cap i₹744.50B₹212.67B
Market Cap CategoryLarge capLarge cap
10 Day Avg. Volume i6,526,565403,593
90 Day Avg. Volume i8,616,841356,553
Last Close₹86.59₹488.95
52 Week Range₹72.65 - ₹124.00₹411.30 - ₹547.80
% from 52W High-30.17%-10.74%
All-Time High₹188.50 (Sep 16, 2024)₹547.80 (Sep 24, 2025)
% from All-Time High-54.06%-10.74%
Growth Metrics
Quarterly Revenue Growth0.23%0.20%
Quarterly Earnings Growth0.21%0.18%
Financial Health
Profit Margin (TTM) i0.65%0.48%
Operating Margin (TTM) i0.81%0.65%
Return on Equity (TTM) i0.11%0.14%
Debt to Equity (MRQ) i443.87255.35
Cash & Liquidity
Book Value per Share (MRQ)₹25.37₹159.38
Cash per Share (MRQ)₹0.17₹41.38
Operating Cash Flow (TTM) i₹-198,767,800,000₹-6,486,300,000
Levered Free Cash Flow (TTM) i₹21.63B₹9.12B
Dividends
Last 12-Month Dividend Yield iN/AN/A
Last 12-Month Dividend iN/AN/A

Valuation & Enterprise Metrics Analysis: Bajaj Housing Finance Limited vs Aadhar Housing Finance Ltd.

MetricBAJAJHFL (Apr 26, 2026)AADHARHFC (Apr 26, 2026)
Price Ratios
P/E Ratio (TTM) i30.1020.95
Forward P/E i24.5715.95
PEG Ratio i1.891.25
Price to Sales (TTM) i19.449.92
Price to Book (MRQ) i3.523.06
Market Capitalization
Market Capitalization i₹744.50B₹212.67B
Enterprise Value i₹1.68T₹369.61B
Enterprise Value Metrics
Enterprise to Revenue i43.9117.24
Enterprise to EBITDA i62.0116.61
Risk & Other Metrics
Beta iN/AN/A
Book Value per Share (MRQ) i₹25.37₹159.38

Financial Statements Comparison: Bajaj Housing Finance Limited vs Aadhar Housing Finance Ltd.

Financial Metrics

Loading Financial Charts...

Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricBAJAJHFL (2025)AADHARHFC (2025)
Revenue/Sales i91.79B28.35B
Cost of Goods Sold i64.12B4.17B
COGS % of Revenue i69.9%14.7%
Gross Profit i27.67B24.18B
Gross Margin i30.1%85.3%
Research & Development iN/AN/A
Operating Income (EBIT) i24.88B21.31B
Operating Margin i27.1%75.1%
EBITDA i27.12B22.25B
EBITDA Margin i29.5%78.5%
Pre-Tax Income i27.70B11.73B
Pre-Tax Income % of Revenue i30.2%41.4%
Income Tax i6.07B2.61B
Income Tax % of Revenue i6.6%9.2%
Net Income (Profit) i21.63B9.12B
Profit Margin i23.6%32.2%

Balance Sheet & Liquidity Metrics

MetricBAJAJHFL (2025)AADHARHFC (2025)
Cash & Equivalents i614.30M8.78B
Total Current Assets i53.50B51.89B
Total Current Assets % of Revenue i58.3%183.0%
Total Current Liabilities i199.11B25.88B
Total Current Liabilities % of Revenue i216.9%91.3%
Long-Term Debt i628.70B141.80B
Long-Term Debt % of Revenue i684.9%500.1%
Total Shareholders Equity i199.47B63.72B
Retained Earnings i54.48B23.81B
Retained Earnings % of Revenue i59.4%84.0%
Property, Plant & Equipment i0893.20M

Cash Flow Statement Comparison

MetricBAJAJHFL (2025)AADHARHFC (2025)
Operating Cash Flow i-198.77B-6.49B
Operating Cash Flow % of Revenue i-216.5%-22.9%
Capital Expenditures i-197.40M-145.90M
Free Cash Flow i-171.16B-30.41B
FCF Margin i-186.5%-107.3%
Debt Repayment i-140.15B-35.25B
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricBAJAJHFLAADHARHFC
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i8.33B435.70M
Float Shares i1.10B106.79M
% Held by Insiders i86.74%10.44%
% Held by Institutions i0.96%8.97%
% Held by Public i12.30%80.59%

Dividend Analysis & Yield Comparison: Bajaj Housing Finance Limited vs Aadhar Housing Finance Ltd.

MetricBAJAJHFLAADHARHFC
Last 12-Month Dividend iN/AN/A
Last 12-Month Dividend Yield iN/AN/A
3-Year Avg Annual Dividend iN/AN/A
3-Year Avg Dividend Yield iN/AN/A
3-Year Total Dividends iN/AN/A
Ex-Dividend DateN/AN/A