Bajaj Finance [BAJFINANCE] vs Bajaj Finserv [BAJAJFINSV] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: Bajaj Finance Ltd. wins in 9 metrics, Bajaj Finserv Ltd. wins in 9 metrics, with 0 ties. Both stocks appear equally matched on key metrics.
View Metrics Details
Vital Metrics Comparison
| Metric | Bajaj Finance Ltd. | Bajaj Finserv Ltd. | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 31.69 | 29.93 | Bajaj Finserv Ltd. |
| Price-to-Book Ratio | 5.53 | 3.73 | Bajaj Finserv Ltd. |
| Debt-to-Equity Ratio | 310.29 | 237.54 | Bajaj Finserv Ltd. |
| PEG Ratio | 54.50 | 22.08 | Bajaj Finserv Ltd. |
| EV/EBITDA | N/A | 12.22 | N/A |
| Profit Margin (TTM) | 43.68% | 6.58% | Bajaj Finance Ltd. |
| Operating Margin (TTM) | 55.55% | 34.63% | Bajaj Finance Ltd. |
| EBITDA Margin (TTM) | 55.55% | 34.63% | Bajaj Finance Ltd. |
| Return on Equity | 16.82% | 6.91% | Bajaj Finance Ltd. |
| Return on Assets (TTM) | 3.57% | 1.36% | Bajaj Finance Ltd. |
| Free Cash Flow (TTM) | $-692.36B | $-639.77B | Bajaj Finserv Ltd. |
| Dividend Yield | 10.01% | 0.05% | Bajaj Finance Ltd. |
| 1-Year Return | -1.59% | -16.01% | Bajaj Finance Ltd. |
| Price-to-Sales Ratio (TTM) | 13.83 | 1.95 | Bajaj Finserv Ltd. |
| Enterprise Value | $8,982.32B | $6,623.68B | Bajaj Finance Ltd. |
| EV/Revenue Ratio | 21.76 | 4.51 | Bajaj Finserv Ltd. |
| Revenue per Share (TTM) | $66 | $921 | Bajaj Finserv Ltd. |
| Earnings per Share (Diluted) | $28.98 | $59.89 | Bajaj Finserv Ltd. |
| Beta (Stock Volatility) | 0.31 | 0.37 | Bajaj Finance Ltd. |
Bajaj Finance Ltd. vs Bajaj Finserv Ltd. Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Bajaj Finance Ltd. | 2.61% | 8.17% | 3.50% | 7.31% | -6.95% | -3.17% |
| Bajaj Finserv Ltd. | 3.62% | 4.51% | 1.28% | -1.34% | -15.47% | -14.08% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Bajaj Finance Ltd. | -1.59% | 27.49% | 50.86% | 1,119.52% | 16,095.77% | 32,008.39% |
| Bajaj Finserv Ltd. | -16.01% | 11.96% | 40.77% | 721.47% | 3,117.95% | -26.07% |
Performance & Financial Health Analysis: Bajaj Finance Ltd. vs Bajaj Finserv Ltd.
| Metric | BAJFINANCE | BAJAJFINSV |
|---|---|---|
| Market Information | ||
| Market Cap | ₹5.71T | ₹2.86T |
| Market Cap Category | Large cap | Large cap |
| 10 Day Avg. Volume | 8,128,781 | 983,301 |
| 90 Day Avg. Volume | 11,082,959 | 1,538,870 |
| Last Close | ₹942.30 | ₹1,750.20 |
| 52 Week Range | ₹787.90 - ₹1,102.50 | ₹1,597.00 - ₹2,195.00 |
| % from 52W High | -14.53% | -20.26% |
| All-Time High | ₹9,788.00 (Jun 09, 2025) | ₹3,375.20 (Feb 12, 2007) |
| % from All-Time High | -90.37% | -48.15% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.06% | 0.25% |
| Quarterly Earnings Growth | -0.06% | 0.00% |
| Financial Health | ||
| Profit Margin (TTM) | 0.44% | 0.07% |
| Operating Margin (TTM) | 0.56% | 0.35% |
| Return on Equity (TTM) | 0.17% | 0.07% |
| Debt to Equity (MRQ) | 310.29 | 237.54 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | ₹166.19 | ₹480.60 |
| Cash per Share (MRQ) | ₹20.60 | ₹80.10 |
| Operating Cash Flow (TTM) | ₹-147,267,100,000 | ₹-1,138,832,700,000 |
| Levered Free Cash Flow (TTM) | ₹166.38B | ₹88.72B |
| Dividends | ||
| Last 12-Month Dividend Yield | 10.01% | 0.05% |
| Last 12-Month Dividend | ₹92.00 | ₹1.00 |
Valuation & Enterprise Metrics Analysis: Bajaj Finance Ltd. vs Bajaj Finserv Ltd.
| Metric | BAJFINANCE (Apr 24, 2026) | BAJAJFINSV (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 31.69 | 29.93 |
| Forward P/E | 22.75 | 22.08 |
| PEG Ratio | 54.50 | 22.08 |
| Price to Sales (TTM) | 13.83 | 1.95 |
| Price to Book (MRQ) | 5.53 | 3.73 |
| Market Capitalization | ||
| Market Capitalization | ₹5.71T | ₹2.86T |
| Enterprise Value | ₹8.98T | ₹6.62T |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 21.76 | 4.51 |
| Enterprise to EBITDA | N/A | 12.22 |
| Risk & Other Metrics | ||
| Beta | 0.31 | 0.37 |
| Book Value per Share (MRQ) | ₹166.19 | ₹480.60 |
Financial Statements Comparison: Bajaj Finance Ltd. vs Bajaj Finserv Ltd.
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | BAJFINANCE (2025) | BAJAJFINSV (2025) |
|---|---|---|
| Revenue/Sales | 423.56B | 1.21T |
| Cost of Goods Sold | N/A | N/A |
| COGS % of Revenue | 0.0% | 0.0% |
| Gross Profit | N/A | N/A |
| Gross Margin | 0.0% | 0.0% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| Operating Margin | 0.0% | 0.0% |
| EBITDA | N/A | N/A |
| EBITDA Margin | 0.0% | 0.0% |
| Pre-Tax Income | 220.80B | 237.48B |
| Pre-Tax Income % of Revenue | 52.1% | 19.6% |
| Income Tax | 53.00B | 61.91B |
| Income Tax % of Revenue | 12.5% | 5.1% |
| Net Income (Profit) | 167.79B | 175.58B |
| Profit Margin | 39.6% | 14.5% |
Balance Sheet & Liquidity Metrics
| Metric | BAJFINANCE (2025) | BAJAJFINSV (2025) |
|---|---|---|
| Cash & Equivalents | 107.68B | 58.17B |
| Total Current Assets | N/A | N/A |
| Total Current Assets % of Revenue | 0.0% | 0.0% |
| Total Current Liabilities | N/A | N/A |
| Total Current Liabilities % of Revenue | 0.0% | 0.0% |
| Long-Term Debt | 2.75T | 2.53T |
| Long-Term Debt % of Revenue | 650.1% | 208.9% |
| Total Shareholders Equity | 989.37B | 1.28T |
| Retained Earnings | 517.83B | 455.70B |
| Retained Earnings % of Revenue | 122.3% | 37.6% |
| Property, Plant & Equipment | 5.52B | 32.60B |
Cash Flow Statement Comparison
| Metric | BAJFINANCE (2025) | BAJAJFINSV (2025) |
|---|---|---|
| Operating Cash Flow | -147.27B | -1.14T |
| Operating Cash Flow % of Revenue | -34.8% | -94.0% |
| Capital Expenditures | -5.48B | -11.75B |
| Free Cash Flow | -692.36B | -639.77B |
| FCF Margin | -163.5% | -52.8% |
| Debt Repayment | -390.27B | -391.24B |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | BAJFINANCE | BAJAJFINSV |
|---|---|---|
| Shares Short | N/A | N/A |
| Short Ratio | N/A | N/A |
| Short % of Float | N/A | N/A |
| Shares Outstanding | 6.22B | 1.60B |
| Float Shares | 2.65B | 554.60M |
| % Held by Insiders | 56.26% | 63.86% |
| % Held by Institutions | 24.14% | 14.34% |
| % Held by Public | 19.60% | 21.80% |
Dividend Analysis & Yield Comparison: Bajaj Finance Ltd. vs Bajaj Finserv Ltd.
| Metric | BAJFINANCE | BAJAJFINSV |
|---|---|---|
| Last 12-Month Dividend | ₹92.00 | ₹1.00 |
| Last 12-Month Dividend Yield | 10.01% | 0.05% |
| 3-Year Avg Annual Dividend | ₹47.33 | ₹0.96 |
| 3-Year Avg Dividend Yield | 1.22% | 0.04% |
| 3-Year Total Dividends | ₹142.00 | ₹2.88 |
| Ex-Dividend Date | May 30, 2025 | Jun 27, 2025 |