Bandhan Bank [BANDHANBNK] vs Cholamandalam [CHOLAHLDNG] Detailed Stock Comparison

Bandhan Bank Ltd.

NSE
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Cholamandalam Financial Holdings Limited

NSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Bandhan Bank Ltd. wins in 9 metrics, Cholamandalam Financial Holdings Limited wins in 9 metrics, with 0 ties. Both stocks appear equally matched on key metrics.

View Metrics Details

Vital Metrics Comparison

Metric Bandhan Bank Ltd. Cholamandalam Financial Holdings Limited Better
P/E Ratio (TTM) 27.99 12.44 Cholamandalam Financial Holdings Limited
Price-to-Book Ratio 1.14 2.16 Bandhan Bank Ltd.
Debt-to-Equity Ratio 0.33 635.38 Bandhan Bank Ltd.
PEG Ratio -0.36 0.43 Cholamandalam Financial Holdings Limited
EV/EBITDA N/A 34.05 N/A
Profit Margin (TTM) 12.82% 11.62% Bandhan Bank Ltd.
Operating Margin (TTM) 13.05% 34.54% Cholamandalam Financial Holdings Limited
EBITDA Margin (TTM) 13.05% 34.54% Cholamandalam Financial Holdings Limited
Return on Equity 11.16% 8.07% Bandhan Bank Ltd.
Return on Assets (TTM) 1.43% 0.97% Bandhan Bank Ltd.
Free Cash Flow (TTM) $24.64B $-345.43B Bandhan Bank Ltd.
Dividend Yield 0.83% 0.03% Bandhan Bank Ltd.
1-Year Return 16.79% -23.73% Bandhan Bank Ltd.
Price-to-Sales Ratio (TTM) 3.58 1.45 Cholamandalam Financial Holdings Limited
Enterprise Value $307.19B $2,212.75B Cholamandalam Financial Holdings Limited
EV/Revenue Ratio 3.91 10.86 Bandhan Bank Ltd.
Gross Profit Margin (TTM) N/A 34.46% N/A
Revenue per Share (TTM) $49 $1,086 Cholamandalam Financial Holdings Limited
Earnings per Share (Diluted) $6.24 $126.13 Cholamandalam Financial Holdings Limited
Beta (Stock Volatility) 0.50 0.36 Cholamandalam Financial Holdings Limited

Bandhan Bank Ltd. vs Cholamandalam Financial Holdings Limited Stock Performance Analysis

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BANDHANBNK
CHOLAHLDNG

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Bandhan Bank Ltd.3.07%3.93%8.44%29.74%38.93%46.26%
Cholamandalam Financial Holdings Limited2.85%11.00%-5.45%-0.19%-17.46%-16.55%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Bandhan Bank Ltd.16.79%-19.43%-35.39%-56.38%-56.38%-56.38%
Cholamandalam Financial Holdings Limited-23.73%65.11%147.39%419.96%1,596.38%3,202.71%

Performance & Financial Health Analysis: Bandhan Bank Ltd. vs Cholamandalam Financial Holdings Limited

MetricBANDHANBNKCHOLAHLDNG
Market Information
Market Cap i₹281.39B₹294.64B
Market Cap CategoryLarge capLarge cap
10 Day Avg. Volume i7,753,919219,749
90 Day Avg. Volume i10,491,001422,113
Last Close₹210.88₹1,567.60
52 Week Range₹134.25 - ₹214.94₹1,305.00 - ₹2,231.60
% from 52W High-1.89%-29.75%
All-Time High₹741.80 (Aug 06, 2018)₹2,231.60 (Jul 02, 2025)
% from All-Time High-71.57%-29.75%
Growth Metrics
Quarterly Revenue Growth-0.13%0.19%
Quarterly Earnings Growth-0.52%0.29%
Financial Health
Profit Margin (TTM) i0.13%0.12%
Operating Margin (TTM) i0.13%0.35%
Return on Equity (TTM) i0.11%0.08%
Debt to Equity (MRQ) i0.33635.38
Cash & Liquidity
Book Value per Share (MRQ)₹153.40₹727.96
Cash per Share (MRQ)₹33.19₹597.46
Operating Cash Flow (TTM) i₹37.72B₹-271,459,200,000
Levered Free Cash Flow (TTM) i₹27.45B₹21.74B
Dividends
Last 12-Month Dividend Yield i0.83%0.03%
Last 12-Month Dividend i₹1.50₹0.55

Valuation & Enterprise Metrics Analysis: Bandhan Bank Ltd. vs Cholamandalam Financial Holdings Limited

MetricBANDHANBNK (Apr 24, 2026)CHOLAHLDNG (Apr 26, 2026)
Price Ratios
P/E Ratio (TTM) i27.9912.44
Forward P/E i10.9310.26
PEG Ratio i-0.360.43
Price to Sales (TTM) i3.581.45
Price to Book (MRQ) i1.142.16
Market Capitalization
Market Capitalization i₹281.39B₹294.64B
Enterprise Value i₹307.19B₹2.21T
Enterprise Value Metrics
Enterprise to Revenue i3.9110.86
Enterprise to EBITDA iN/A34.05
Risk & Other Metrics
Beta i0.500.36
Book Value per Share (MRQ) i₹153.40₹727.96

Financial Statements Comparison: Bandhan Bank Ltd. vs Cholamandalam Financial Holdings Limited

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricBANDHANBNK (2025)CHOLAHLDNG (2025)
Revenue/Sales i144.57B349.96B
Cost of Goods Sold iN/A239.94B
COGS % of Revenue i0.0%68.6%
Gross Profit iN/A110.02B
Gross Margin i0.0%31.4%
Research & Development iN/AN/A
Operating Income (EBIT) iN/A58.51B
Operating Margin i0.0%16.7%
EBITDA iN/A64.99B
EBITDA Margin i0.0%18.6%
Pre-Tax Income i36.23B64.00B
Pre-Tax Income % of Revenue i25.1%18.3%
Income Tax i8.78B16.66B
Income Tax % of Revenue i6.1%4.8%
Net Income (Profit) i27.45B47.40B
Profit Margin i19.0%13.5%

Balance Sheet & Liquidity Metrics

MetricBANDHANBNK (2025)CHOLAHLDNG (2025)
Cash & Equivalents i140.69B53.86B
Total Current Assets iN/A591.99B
Total Current Assets % of Revenue i0.0%169.2%
Total Current Liabilities iN/A637.35B
Total Current Liabilities % of Revenue i0.0%182.1%
Long-Term Debt i111.38B1.17T
Long-Term Debt % of Revenue i77.0%334.8%
Total Shareholders Equity i246.05B269.49B
Retained Earnings i102.28B48.32B
Retained Earnings % of Revenue i70.7%13.8%
Property, Plant & Equipment i20.17B19.01B

Cash Flow Statement Comparison

MetricBANDHANBNK (2025)CHOLAHLDNG (2025)
Operating Cash Flow i37.72B-271.46B
Operating Cash Flow % of Revenue i26.1%-77.6%
Capital Expenditures i-2.86B-3.27B
Free Cash Flow i24.64B-345.43B
FCF Margin i17.0%-98.7%
Debt Repayment i-31.56B-1.21T
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricBANDHANBNKCHOLAHLDNG
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i1.61B187.78M
Float Shares i960.83M98.52M
% Held by Insiders i43.44%46.89%
% Held by Institutions i34.57%32.27%
% Held by Public i21.99%20.84%

Dividend Analysis & Yield Comparison: Bandhan Bank Ltd. vs Cholamandalam Financial Holdings Limited

MetricBANDHANBNKCHOLAHLDNG
Last 12-Month Dividend i₹1.50₹0.55
Last 12-Month Dividend Yield i0.83%0.03%
3-Year Avg Annual Dividend i₹1.00₹0.55
3-Year Avg Dividend Yield i0.72%0.06%
3-Year Total Dividends i₹3.00₹1.65
Ex-Dividend DateAug 13, 2024Aug 02, 2024