Bandhan Bank [BANDHANBNK] vs New India [NIACL] Detailed Stock Comparison

Bandhan Bank Ltd.

NSE
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The New India Assurance Co. Ltd.

NSE
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TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Bandhan Bank Ltd. wins in 9 metrics, The New India Assurance Co. Ltd. wins in 8 metrics, with 1 ties. Bandhan Bank Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Bandhan Bank Ltd. The New India Assurance Co. Ltd. Better
P/E Ratio (TTM) 27.99 22.67 The New India Assurance Co. Ltd.
Price-to-Book Ratio 1.14 0.62 The New India Assurance Co. Ltd.
Debt-to-Equity Ratio 0.33 0.00 Tie
PEG Ratio -0.36 2.53 The New India Assurance Co. Ltd.
EV/EBITDA N/A 5.98 N/A
Profit Margin (TTM) 12.82% 2.47% Bandhan Bank Ltd.
Operating Margin (TTM) 13.05% 4.57% Bandhan Bank Ltd.
EBITDA Margin (TTM) 13.05% 4.57% Bandhan Bank Ltd.
Return on Equity 11.16% 3.57% Bandhan Bank Ltd.
Return on Assets (TTM) 1.43% 0.94% Bandhan Bank Ltd.
Free Cash Flow (TTM) $24.64B $-35.06B Bandhan Bank Ltd.
Dividend Yield 0.83% 1.93% The New India Assurance Co. Ltd.
1-Year Return 16.79% -18.06% Bandhan Bank Ltd.
Price-to-Sales Ratio (TTM) 3.58 0.56 The New India Assurance Co. Ltd.
Enterprise Value $307.19B $113.77B Bandhan Bank Ltd.
EV/Revenue Ratio 3.91 0.24 The New India Assurance Co. Ltd.
Revenue per Share (TTM) $49 $293 The New India Assurance Co. Ltd.
Earnings per Share (Diluted) $6.24 $7.24 The New India Assurance Co. Ltd.
Beta (Stock Volatility) 0.50 0.99 Bandhan Bank Ltd.

Bandhan Bank Ltd. vs The New India Assurance Co. Ltd. Stock Performance Analysis

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BANDHANBNK
NIACL

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Bandhan Bank Ltd.3.07%3.93%8.44%29.74%38.93%46.26%
The New India Assurance Co. Ltd.4.95%7.24%-2.82%21.30%-4.08%3.12%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Bandhan Bank Ltd.16.79%-19.43%-35.39%-56.38%-56.38%-56.38%
The New India Assurance Co. Ltd.-18.06%24.18%-11.93%-54.76%-54.76%-54.76%

Performance & Financial Health Analysis: Bandhan Bank Ltd. vs The New India Assurance Co. Ltd.

MetricBANDHANBNKNIACL
Market Information
Market Cap i₹281.39B₹270.52B
Market Cap CategoryLarge capLarge cap
10 Day Avg. Volume i7,753,91914,926,957
90 Day Avg. Volume i10,491,0015,388,803
Last Close₹210.88₹160.37
52 Week Range₹134.25 - ₹214.94₹116.97 - ₹214.74
% from 52W High-1.89%-25.32%
All-Time High₹741.80 (Aug 06, 2018)₹382.42 (May 28, 2018)
% from All-Time High-71.57%-58.06%
Growth Metrics
Quarterly Revenue Growth-0.13%0.13%
Quarterly Earnings Growth-0.52%0.09%
Financial Health
Profit Margin (TTM) i0.13%0.02%
Operating Margin (TTM) i0.13%0.05%
Return on Equity (TTM) i0.11%0.04%
Debt to Equity (MRQ) i0.330.00
Cash & Liquidity
Book Value per Share (MRQ)₹153.40₹265.81
Cash per Share (MRQ)₹33.19₹93.92
Operating Cash Flow (TTM) i₹37.72BN/A
Levered Free Cash Flow (TTM) i₹27.45B₹10.37B
Dividends
Last 12-Month Dividend Yield i0.83%1.93%
Last 12-Month Dividend i₹1.50₹3.86

Valuation & Enterprise Metrics Analysis: Bandhan Bank Ltd. vs The New India Assurance Co. Ltd.

MetricBANDHANBNK (Apr 24, 2026)NIACL (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i27.9922.67
Forward P/E i10.9311.45
PEG Ratio i-0.362.53
Price to Sales (TTM) i3.580.56
Price to Book (MRQ) i1.140.62
Market Capitalization
Market Capitalization i₹281.39B₹270.52B
Enterprise Value i₹307.19B₹113.77B
Enterprise Value Metrics
Enterprise to Revenue i3.910.24
Enterprise to EBITDA iN/A5.98
Risk & Other Metrics
Beta i0.500.99
Book Value per Share (MRQ) i₹153.40₹265.81

Financial Statements Comparison: Bandhan Bank Ltd. vs The New India Assurance Co. Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricBANDHANBNK (2025)NIACL (2025)
Revenue/Sales i144.57B440.64B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i36.23B10.23B
Pre-Tax Income % of Revenue i25.1%2.3%
Income Tax i8.78B502.80M
Income Tax % of Revenue i6.1%0.1%
Net Income (Profit) i27.45B10.38B
Profit Margin i19.0%2.4%

Balance Sheet & Liquidity Metrics

MetricBANDHANBNK (2025)NIACL (2025)
Cash & Equivalents i140.69B177.11B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i111.38BN/A
Long-Term Debt % of Revenue i77.0%0.0%
Total Shareholders Equity i246.05B290.42B
Retained Earnings i102.28B0
Retained Earnings % of Revenue i70.7%0.0%
Property, Plant & Equipment i20.17B2.17B

Cash Flow Statement Comparison

MetricBANDHANBNK (2025)NIACL (2025)
Operating Cash Flow i37.72BN/A
Operating Cash Flow % of Revenue i26.1%0.0%
Capital Expenditures i-2.86B-1.06B
Free Cash Flow i24.64B-35.06B
FCF Margin i17.0%-8.0%
Debt Repayment i-31.56B0
Common Stock Repurchase iN/A0

Short Interest & Institutional Ownership Analysis

MetricBANDHANBNKNIACL
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i1.61B1.65B
Float Shares i960.83M75.35M
% Held by Insiders i43.44%85.44%
% Held by Institutions i34.57%10.79%
% Held by Public i21.99%3.77%

Dividend Analysis & Yield Comparison: Bandhan Bank Ltd. vs The New India Assurance Co. Ltd.

MetricBANDHANBNKNIACL
Last 12-Month Dividend i₹1.50₹3.86
Last 12-Month Dividend Yield i0.83%1.93%
3-Year Avg Annual Dividend i₹1.00₹1.93
3-Year Avg Dividend Yield i0.72%1.03%
3-Year Total Dividends i₹3.00₹5.79
Ex-Dividend DateAug 13, 2024Sep 04, 2025