Capital Small [CAPITALSFB] vs Amalgamated [AMAL] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Capital Small Finance Bank Ltd. wins in 11 metrics, Amalgamated Financial Corp. wins in 4 metrics, with 1 ties. Capital Small Finance Bank Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Capital Small Finance Bank Ltd. Amalgamated Financial Corp. Better
P/E Ratio (TTM) 8.61 33.13 Capital Small Finance Bank Ltd.
Price-to-Book Ratio 0.81 6.55 Capital Small Finance Bank Ltd.
Debt-to-Equity Ratio 0.40 0.00 Tie
PEG Ratio 3.36 N/A N/A
EV/EBITDA N/A 18.57 N/A
Profit Margin (TTM) 28.38% 9.25% Capital Small Finance Bank Ltd.
Operating Margin (TTM) 32.78% 7.51% Capital Small Finance Bank Ltd.
EBITDA Margin (TTM) 32.78% 7.51% Capital Small Finance Bank Ltd.
Return on Equity 9.93% 20.39% Amalgamated Financial Corp.
Return on Assets (TTM) 1.22% 12.97% Amalgamated Financial Corp.
Free Cash Flow (TTM) $2.58B $148.62M Capital Small Finance Bank Ltd.
Dividend Yield 1.64% 0.10% Capital Small Finance Bank Ltd.
1-Year Return -7.54% 8.42% Amalgamated Financial Corp.
Price-to-Sales Ratio (TTM) 2.44 3.07 Capital Small Finance Bank Ltd.
Enterprise Value $13.16B $7.04B Capital Small Finance Bank Ltd.
EV/Revenue Ratio 2.76 2.91 Capital Small Finance Bank Ltd.
Gross Profit Margin (TTM) N/A 18.08% N/A
Revenue per Share (TTM) $106 $196 Amalgamated Financial Corp.
Earnings per Share (Diluted) $29.83 $18.14 Capital Small Finance Bank Ltd.
Beta (Stock Volatility) 0.62 N/A N/A

Capital Small Finance Bank Ltd. vs Amalgamated Financial Corp. Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Capital Small Finance Bank Ltd.2.02%-6.08%-3.06%4.17%-2.89%1.50%
Amalgamated Financial Corp.0.75%-1.05%-9.92%13.19%-18.21%-19.04%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Capital Small Finance Bank Ltd.-7.54%-38.90%-38.90%-38.90%-38.90%-38.90%
Amalgamated Financial Corp.8.42%124.68%52.87%1,371.26%3,185.07%13,001.19%

Performance & Financial Health Analysis: Capital Small Finance Bank Ltd. vs Amalgamated Financial Corp.

MetricCAPITALSFBAMAL
Market Information
Market Cap i₹11.70B₹6.96B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i26,58234,116
90 Day Avg. Volume i59,19215,994
Last Close₹272.85₹540.90
52 Week Range₹206.55 - ₹330.65₹408.20 - ₹1,148.00
% from 52W High-17.48%-52.88%
All-Time High₹469.00 (Feb 12, 2024)₹1,148.00 (Jul 15, 2025)
% from All-Time High-41.82%-52.88%
Growth Metrics
Quarterly Revenue Growth0.14%0.96%
Quarterly Earnings Growth0.01%-0.72%
Financial Health
Profit Margin (TTM) i0.28%0.09%
Operating Margin (TTM) i0.33%0.08%
Return on Equity (TTM) i0.10%0.20%
Debt to Equity (MRQ) i0.400.00
Cash & Liquidity
Book Value per Share (MRQ)₹315.64₹91.72
Cash per Share (MRQ)₹91.02₹31.01
Operating Cash Flow (TTM) i₹1.55B₹216.96M
Levered Free Cash Flow (TTM) i₹1.32B₹111.61M
Dividends
Last 12-Month Dividend Yield i1.64%0.10%
Last 12-Month Dividend i₹5.20₹1.00

Valuation & Enterprise Metrics Analysis: Capital Small Finance Bank Ltd. vs Amalgamated Financial Corp.

MetricCAPITALSFB (Apr 24, 2026)AMAL (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i8.6133.13
Forward P/E i6.31N/A
PEG Ratio i3.36N/A
Price to Sales (TTM) i2.443.07
Price to Book (MRQ) i0.816.55
Market Capitalization
Market Capitalization i₹11.70B₹6.96B
Enterprise Value i₹13.16B₹7.04B
Enterprise Value Metrics
Enterprise to Revenue i2.762.91
Enterprise to EBITDA iN/A18.57
Risk & Other Metrics
Beta i0.62N/A
Book Value per Share (MRQ) i₹315.64₹91.72

Financial Statements Comparison: Capital Small Finance Bank Ltd. vs Amalgamated Financial Corp.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricCAPITALSFB (2025)AMAL (2026)
Revenue/Sales i4.96B2.40B
Cost of Goods Sold iN/A1.82B
COGS % of Revenue i0.0%75.8%
Gross Profit iN/A579.62M
Gross Margin i0.0%24.2%
Research & Development iN/AN/A
Operating Income (EBIT) iN/A263.60M
Operating Margin i0.0%11.0%
EBITDA iN/A379.14M
EBITDA Margin i0.0%15.8%
Pre-Tax Income i1.75B279.55M
Pre-Tax Income % of Revenue i35.3%11.7%
Income Tax i458.80M55.70M
Income Tax % of Revenue i9.2%2.3%
Net Income (Profit) i1.32B223.84M
Profit Margin i26.5%9.3%

Balance Sheet & Liquidity Metrics

MetricCAPITALSFB (2025)AMAL (2026)
Cash & Equivalents i10.42B20.15M
Total Current Assets iN/A720.28M
Total Current Assets % of Revenue i0.0%30.1%
Total Current Liabilities iN/A290.00M
Total Current Liabilities % of Revenue i0.0%12.1%
Long-Term Debt i3.21BN/A
Long-Term Debt % of Revenue i64.6%0.0%
Total Shareholders Equity i13.40B1.20B
Retained Earnings i3.94BN/A
Retained Earnings % of Revenue i79.5%0.0%
Property, Plant & Equipment i2.41B765.51M

Cash Flow Statement Comparison

MetricCAPITALSFB (2025)AMAL (2026)
Operating Cash Flow i1.55B169.57M
Operating Cash Flow % of Revenue i31.2%7.1%
Capital Expenditures i-209.92M-68.33M
Free Cash Flow i2.58B148.62M
FCF Margin i52.1%6.2%
Debt Repayment i-1.52B0
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricCAPITALSFBAMAL
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i45.42M12.36M
Float Shares i16.80M3.53M
% Held by Insiders i37.83%71.42%
% Held by Institutions i20.42%0.00%
% Held by Public i41.75%28.58%

Dividend Analysis & Yield Comparison: Capital Small Finance Bank Ltd. vs Amalgamated Financial Corp.

MetricCAPITALSFBAMAL
Last 12-Month Dividend i₹5.20₹1.00
Last 12-Month Dividend Yield i1.64%0.10%
3-Year Avg Annual Dividend i₹1.73₹0.33
3-Year Avg Dividend Yield i0.86%0.10%
3-Year Total Dividends i₹5.20₹1.00
Ex-Dividend DateJul 25, 2025Aug 14, 2025