Capital Small [CAPITALSFB] vs Amalgamated [AMAL] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: Capital Small Finance Bank Ltd. wins in 11 metrics, Amalgamated Financial Corp. wins in 4 metrics, with 1 ties. Capital Small Finance Bank Ltd. appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Capital Small Finance Bank Ltd. | Amalgamated Financial Corp. | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 8.61 | 33.13 | Capital Small Finance Bank Ltd. |
| Price-to-Book Ratio | 0.81 | 6.55 | Capital Small Finance Bank Ltd. |
| Debt-to-Equity Ratio | 0.40 | 0.00 | Tie |
| PEG Ratio | 3.36 | N/A | N/A |
| EV/EBITDA | N/A | 18.57 | N/A |
| Profit Margin (TTM) | 28.38% | 9.25% | Capital Small Finance Bank Ltd. |
| Operating Margin (TTM) | 32.78% | 7.51% | Capital Small Finance Bank Ltd. |
| EBITDA Margin (TTM) | 32.78% | 7.51% | Capital Small Finance Bank Ltd. |
| Return on Equity | 9.93% | 20.39% | Amalgamated Financial Corp. |
| Return on Assets (TTM) | 1.22% | 12.97% | Amalgamated Financial Corp. |
| Free Cash Flow (TTM) | $2.58B | $148.62M | Capital Small Finance Bank Ltd. |
| Dividend Yield | 1.64% | 0.10% | Capital Small Finance Bank Ltd. |
| 1-Year Return | -7.54% | 8.42% | Amalgamated Financial Corp. |
| Price-to-Sales Ratio (TTM) | 2.44 | 3.07 | Capital Small Finance Bank Ltd. |
| Enterprise Value | $13.16B | $7.04B | Capital Small Finance Bank Ltd. |
| EV/Revenue Ratio | 2.76 | 2.91 | Capital Small Finance Bank Ltd. |
| Gross Profit Margin (TTM) | N/A | 18.08% | N/A |
| Revenue per Share (TTM) | $106 | $196 | Amalgamated Financial Corp. |
| Earnings per Share (Diluted) | $29.83 | $18.14 | Capital Small Finance Bank Ltd. |
| Beta (Stock Volatility) | 0.62 | N/A | N/A |
Capital Small Finance Bank Ltd. vs Amalgamated Financial Corp. Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Capital Small Finance Bank Ltd. | 2.02% | -6.08% | -3.06% | 4.17% | -2.89% | 1.50% |
| Amalgamated Financial Corp. | 0.75% | -1.05% | -9.92% | 13.19% | -18.21% | -19.04% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Capital Small Finance Bank Ltd. | -7.54% | -38.90% | -38.90% | -38.90% | -38.90% | -38.90% |
| Amalgamated Financial Corp. | 8.42% | 124.68% | 52.87% | 1,371.26% | 3,185.07% | 13,001.19% |
Performance & Financial Health Analysis: Capital Small Finance Bank Ltd. vs Amalgamated Financial Corp.
| Metric | CAPITALSFB | AMAL |
|---|---|---|
| Market Information | ||
| Market Cap | ₹11.70B | ₹6.96B |
| Market Cap Category | Small cap | Small cap |
| 10 Day Avg. Volume | 26,582 | 34,116 |
| 90 Day Avg. Volume | 59,192 | 15,994 |
| Last Close | ₹272.85 | ₹540.90 |
| 52 Week Range | ₹206.55 - ₹330.65 | ₹408.20 - ₹1,148.00 |
| % from 52W High | -17.48% | -52.88% |
| All-Time High | ₹469.00 (Feb 12, 2024) | ₹1,148.00 (Jul 15, 2025) |
| % from All-Time High | -41.82% | -52.88% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.14% | 0.96% |
| Quarterly Earnings Growth | 0.01% | -0.72% |
| Financial Health | ||
| Profit Margin (TTM) | 0.28% | 0.09% |
| Operating Margin (TTM) | 0.33% | 0.08% |
| Return on Equity (TTM) | 0.10% | 0.20% |
| Debt to Equity (MRQ) | 0.40 | 0.00 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | ₹315.64 | ₹91.72 |
| Cash per Share (MRQ) | ₹91.02 | ₹31.01 |
| Operating Cash Flow (TTM) | ₹1.55B | ₹216.96M |
| Levered Free Cash Flow (TTM) | ₹1.32B | ₹111.61M |
| Dividends | ||
| Last 12-Month Dividend Yield | 1.64% | 0.10% |
| Last 12-Month Dividend | ₹5.20 | ₹1.00 |
Valuation & Enterprise Metrics Analysis: Capital Small Finance Bank Ltd. vs Amalgamated Financial Corp.
| Metric | CAPITALSFB (Apr 24, 2026) | AMAL (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 8.61 | 33.13 |
| Forward P/E | 6.31 | N/A |
| PEG Ratio | 3.36 | N/A |
| Price to Sales (TTM) | 2.44 | 3.07 |
| Price to Book (MRQ) | 0.81 | 6.55 |
| Market Capitalization | ||
| Market Capitalization | ₹11.70B | ₹6.96B |
| Enterprise Value | ₹13.16B | ₹7.04B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 2.76 | 2.91 |
| Enterprise to EBITDA | N/A | 18.57 |
| Risk & Other Metrics | ||
| Beta | 0.62 | N/A |
| Book Value per Share (MRQ) | ₹315.64 | ₹91.72 |
Financial Statements Comparison: Capital Small Finance Bank Ltd. vs Amalgamated Financial Corp.
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | CAPITALSFB (2025) | AMAL (2026) |
|---|---|---|
| Revenue/Sales | 4.96B | 2.40B |
| Cost of Goods Sold | N/A | 1.82B |
| COGS % of Revenue | 0.0% | 75.8% |
| Gross Profit | N/A | 579.62M |
| Gross Margin | 0.0% | 24.2% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | 263.60M |
| Operating Margin | 0.0% | 11.0% |
| EBITDA | N/A | 379.14M |
| EBITDA Margin | 0.0% | 15.8% |
| Pre-Tax Income | 1.75B | 279.55M |
| Pre-Tax Income % of Revenue | 35.3% | 11.7% |
| Income Tax | 458.80M | 55.70M |
| Income Tax % of Revenue | 9.2% | 2.3% |
| Net Income (Profit) | 1.32B | 223.84M |
| Profit Margin | 26.5% | 9.3% |
Balance Sheet & Liquidity Metrics
| Metric | CAPITALSFB (2025) | AMAL (2026) |
|---|---|---|
| Cash & Equivalents | 10.42B | 20.15M |
| Total Current Assets | N/A | 720.28M |
| Total Current Assets % of Revenue | 0.0% | 30.1% |
| Total Current Liabilities | N/A | 290.00M |
| Total Current Liabilities % of Revenue | 0.0% | 12.1% |
| Long-Term Debt | 3.21B | N/A |
| Long-Term Debt % of Revenue | 64.6% | 0.0% |
| Total Shareholders Equity | 13.40B | 1.20B |
| Retained Earnings | 3.94B | N/A |
| Retained Earnings % of Revenue | 79.5% | 0.0% |
| Property, Plant & Equipment | 2.41B | 765.51M |
Cash Flow Statement Comparison
| Metric | CAPITALSFB (2025) | AMAL (2026) |
|---|---|---|
| Operating Cash Flow | 1.55B | 169.57M |
| Operating Cash Flow % of Revenue | 31.2% | 7.1% |
| Capital Expenditures | -209.92M | -68.33M |
| Free Cash Flow | 2.58B | 148.62M |
| FCF Margin | 52.1% | 6.2% |
| Debt Repayment | -1.52B | 0 |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | CAPITALSFB | AMAL |
|---|---|---|
| Shares Short | N/A | N/A |
| Short Ratio | N/A | N/A |
| Short % of Float | N/A | N/A |
| Shares Outstanding | 45.42M | 12.36M |
| Float Shares | 16.80M | 3.53M |
| % Held by Insiders | 37.83% | 71.42% |
| % Held by Institutions | 20.42% | 0.00% |
| % Held by Public | 41.75% | 28.58% |
Dividend Analysis & Yield Comparison: Capital Small Finance Bank Ltd. vs Amalgamated Financial Corp.
| Metric | CAPITALSFB | AMAL |
|---|---|---|
| Last 12-Month Dividend | ₹5.20 | ₹1.00 |
| Last 12-Month Dividend Yield | 1.64% | 0.10% |
| 3-Year Avg Annual Dividend | ₹1.73 | ₹0.33 |
| 3-Year Avg Dividend Yield | 0.86% | 0.10% |
| 3-Year Total Dividends | ₹5.20 | ₹1.00 |
| Ex-Dividend Date | Jul 25, 2025 | Aug 14, 2025 |