CreditAccess Grameen [CREDITACC] vs Manappuram Finance [MANAPPURAM] Detailed Stock Comparison
CreditAccess Grameen
NSE
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Manappuram Finance
NSE
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TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: CreditAccess Grameen wins in 7 metrics, Manappuram Finance wins in 11 metrics, with 0 ties. Manappuram Finance appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | CreditAccess Grameen | Manappuram Finance | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 109.93 | 30.53 | Manappuram Finance |
| Price-to-Book Ratio | 3.08 | 1.95 | Manappuram Finance |
| Debt-to-Equity Ratio | 295.95 | 289.80 | Manappuram Finance |
| PEG Ratio | -1.29 | -0.40 | CreditAccess Grameen |
| EV/EBITDA | 14.44 | N/A | N/A |
| Profit Margin (TTM) | 13.27% | 20.06% | Manappuram Finance |
| Operating Margin (TTM) | 19.80% | 12.25% | CreditAccess Grameen |
| EBITDA Margin (TTM) | 19.80% | 12.25% | CreditAccess Grameen |
| Return on Equity | 2.87% | 9.77% | Manappuram Finance |
| Return on Assets (TTM) | 1.91% | 2.47% | Manappuram Finance |
| Free Cash Flow (TTM) | $10.92B | $-6.62B | CreditAccess Grameen |
| Dividend Yield | 0.88% | 1.50% | Manappuram Finance |
| 1-Year Return | 6.01% | 38.22% | Manappuram Finance |
| Price-to-Sales Ratio (TTM) | 14.66 | 6.06 | Manappuram Finance |
| Enterprise Value | $403.59B | $567.83B | Manappuram Finance |
| EV/Revenue Ratio | 27.61 | 14.24 | Manappuram Finance |
| Gross Profit Margin (TTM) | 50.20% | N/A | N/A |
| Revenue per Share (TTM) | $92 | $47 | CreditAccess Grameen |
| Earnings per Share (Diluted) | $12.19 | $9.36 | CreditAccess Grameen |
| Beta (Stock Volatility) | 0.13 | 0.70 | CreditAccess Grameen |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
CreditAccess Grameen vs Manappuram Finance Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| CreditAccess Grameen | -2.36% | -4.74% | 7.99% | 10.92% | 42.70% | 50.04% |
| Manappuram Finance | -0.17% | 6.22% | 13.00% | 10.32% | 42.25% | 52.48% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| CreditAccess Grameen | 6.01% | 32.00% | 84.27% | 228.59% | 228.59% | 228.59% |
| Manappuram Finance | 38.22% | 194.60% | 81.20% | 1,066.07% | 346.29% | 712.07% |
News Based Sentiment: CreditAccess Grameen vs Manappuram Finance
CreditAccess Grameen
News based Sentiment: MIXED
The month presented a mixed bag for CreditAccess Grameen, with strong stock performance and increased investor participation countered by a significant decline in Q1 profits and a technical 'Sell Signal'. While analyst sentiment remains largely positive, the conflicting signals create a degree of uncertainty for investors.
Manappuram Finance
News based Sentiment: POSITIVE
Manappuram Finance experienced a strong recovery in September, driven by rising gold prices, positive analyst upgrades, and the approval of its subsidiary's IPO. These developments signal a potential turnaround for the company after a challenging first quarter, making it a significant story for investors.
Performance & Financial Health Analysis: CreditAccess Grameen vs Manappuram Finance
| Metric | CREDITACC | MANAPPURAM |
|---|---|---|
| Market Information | ||
| Market Cap | ₹214.12B | ₹240.94B |
| Market Cap Category | Large cap | Large cap |
| 10 Day Avg. Volume | 236,071 | 3,602,294 |
| 90 Day Avg. Volume | 261,516 | 4,112,886 |
| Last Close | ₹1,305.10 | ₹291.60 |
| 52 Week Range | ₹750.20 - ₹1,425.00 | ₹138.35 - ₹295.55 |
| % from 52W High | -8.41% | -1.34% |
| All-Time High | ₹1,796.00 (Dec 11, 2023) | ₹295.55 (Sep 09, 2025) |
| % from All-Time High | -27.33% | -1.34% |
| Growth Metrics | ||
| Quarterly Revenue Growth | -0.51% | -0.41% |
| Quarterly Earnings Growth | -0.85% | -0.75% |
| Financial Health | ||
| Profit Margin (TTM) | 0.13% | 0.20% |
| Operating Margin (TTM) | 0.20% | 0.12% |
| Return on Equity (TTM) | 0.03% | 0.10% |
| Debt to Equity (MRQ) | 295.95 | 289.80 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | ₹435.51 | ₹146.88 |
| Cash per Share (MRQ) | ₹102.01 | ₹40.07 |
| Operating Cash Flow (TTM) | ₹-38,740,000,000 | ₹-19,813,020,000 |
| Levered Free Cash Flow (TTM) | ₹5.31B | ₹12.16B |
| Dividends | ||
| Last 12-Month Dividend Yield | 0.88% | 1.50% |
| Last 12-Month Dividend | ₹10.00 | ₹4.00 |
Valuation & Enterprise Metrics Analysis: CreditAccess Grameen vs Manappuram Finance
| Metric | CREDITACC | MANAPPURAM |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 109.93 | 30.53 |
| Forward P/E | 28.46 | 12.00 |
| PEG Ratio | -1.29 | -0.40 |
| Price to Sales (TTM) | 14.66 | 6.06 |
| Price to Book (MRQ) | 3.08 | 1.95 |
| Market Capitalization | ||
| Market Capitalization | ₹214.12B | ₹240.94B |
| Enterprise Value | ₹403.59B | ₹567.83B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 27.61 | 14.24 |
| Enterprise to EBITDA | 14.44 | N/A |
| Risk & Other Metrics | ||
| Beta | 0.13 | 0.70 |
| Book Value per Share (MRQ) | ₹435.51 | ₹146.88 |
Financial Statements Comparison: CreditAccess Grameen vs Manappuram Finance
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | CREDITACC | MANAPPURAM |
|---|---|---|
| Revenue/Sales | ₹14.14B | ₹13.88B |
| Cost of Goods Sold | ₹7.04B | N/A |
| Gross Profit | ₹7.10B | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | ₹6.04B | N/A |
| EBITDA | ₹11.42B | N/A |
| Pre-Tax Income | ₹811.20M | ₹1.02B |
| Income Tax | ₹209.30M | ₹-309.50M |
| Net Income (Profit) | ₹601.90M | ₹1.32B |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | CREDITACC | MANAPPURAM |
|---|---|---|
| Cash & Equivalents | ₹12.71B | ₹35.74B |
| Total Current Assets | ₹167.42B | N/A |
| Total Current Liabilities | ₹107.45B | N/A |
| Long-Term Debt | ₹99.85B | ₹360.79B |
| Total Shareholders Equity | ₹69.56B | ₹124.49B |
| Retained Earnings | ₹32.72B | ₹75.17B |
| Property, Plant & Equipment | ₹11.90M | ₹5.57B |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | CREDITACC | MANAPPURAM |
|---|---|---|
| Operating Cash Flow | N/A | N/A |
| Capital Expenditures | N/A | N/A |
| Free Cash Flow | N/A | N/A |
| Debt Repayment | N/A | N/A |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | CREDITACC | MANAPPURAM |
|---|---|---|
| Shares Short | N/A | N/A |
| Short Ratio | N/A | N/A |
| Short % of Float | N/A | N/A |
| Average Daily Volume (10 Day) | 236,071 | 3,602,294 |
| Average Daily Volume (90 Day) | 261,516 | 4,112,886 |
| Shares Outstanding | 159.72M | 846.43M |
| Float Shares | 53.39M | 543.97M |
| % Held by Insiders | 0.66% | 0.35% |
| % Held by Institutions | 0.17% | 0.24% |
Dividend Analysis & Yield Comparison: CreditAccess Grameen vs Manappuram Finance
| Metric | CREDITACC | MANAPPURAM |
|---|---|---|
| Last 12-Month Dividend | ₹10.00 | ₹4.00 |
| Last 12-Month Dividend Yield | 0.88% | 1.50% |
| 3-Year Avg Annual Dividend | ₹3.33 | ₹3.52 |
| 3-Year Avg Dividend Yield | 0.76% | 0.53% |
| 3-Year Total Dividends | ₹10.00 | ₹10.55 |
| Ex-Dividend Date | Jul 26, 2024 | Aug 14, 2025 |