CreditAccess Grameen [CREDITACC] vs Manappuram Finance [MANAPPURAM] Detailed Stock Comparison

CreditAccess Grameen Ltd.

NSE
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Manappuram Finance Ltd.

NSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: CreditAccess Grameen Ltd. wins in 11 metrics, Manappuram Finance Ltd. wins in 7 metrics, with 0 ties. CreditAccess Grameen Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric CreditAccess Grameen Ltd. Manappuram Finance Ltd. Better
P/E Ratio (TTM) 41.66 62.64 CreditAccess Grameen Ltd.
Price-to-Book Ratio 2.77 1.99 Manappuram Finance Ltd.
Debt-to-Equity Ratio 280.71 301.61 CreditAccess Grameen Ltd.
PEG Ratio 1.19 -1.08 CreditAccess Grameen Ltd.
EV/EBITDA 13.89 N/A N/A
Profit Margin (TTM) 24.88% 11.59% CreditAccess Grameen Ltd.
Operating Margin (TTM) 49.02% 28.58% CreditAccess Grameen Ltd.
EBITDA Margin (TTM) 49.02% 28.58% CreditAccess Grameen Ltd.
Return on Equity 7.64% 9.77% Manappuram Finance Ltd.
Return on Assets (TTM) 1.91% 2.47% Manappuram Finance Ltd.
Free Cash Flow (TTM) $10.92B $-6.62B CreditAccess Grameen Ltd.
Dividend Yield 0.88% 1.00% Manappuram Finance Ltd.
1-Year Return 10.92% 9.18% CreditAccess Grameen Ltd.
Price-to-Sales Ratio (TTM) 10.19 7.87 Manappuram Finance Ltd.
Enterprise Value $388.23B $608.66B Manappuram Finance Ltd.
EV/Revenue Ratio 19.90 17.28 Manappuram Finance Ltd.
Gross Profit Margin (TTM) 53.24% N/A N/A
Revenue per Share (TTM) $122 $41 CreditAccess Grameen Ltd.
Earnings per Share (Diluted) $29.81 $4.71 CreditAccess Grameen Ltd.
Beta (Stock Volatility) 0.13 0.63 CreditAccess Grameen Ltd.

CreditAccess Grameen Ltd. vs Manappuram Finance Ltd. Stock Performance Analysis

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CREDITACC
MANAPPURAM

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
CreditAccess Grameen Ltd.4.93%10.60%4.55%16.79%7.43%9.20%
Manappuram Finance Ltd.4.08%6.17%3.32%26.45%10.97%1.13%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
CreditAccess Grameen Ltd.10.92%11.31%76.00%222.12%222.12%222.12%
Manappuram Finance Ltd.9.18%143.77%90.51%420.82%432.17%748.48%

Performance & Financial Health Analysis: CreditAccess Grameen Ltd. vs Manappuram Finance Ltd.

MetricCREDITACCMANAPPURAM
Market Information
Market Cap i₹198.84B₹271.84B
Market Cap CategoryMid capLarge cap
10 Day Avg. Volume i216,4954,591,427
90 Day Avg. Volume i368,9065,019,020
Last Close₹1,375.00₹317.65
52 Week Range₹1,099.70 - ₹1,568.00₹245.15 - ₹334.00
% from 52W High-12.31%-4.90%
All-Time High₹1,796.00 (Dec 11, 2023)₹334.00 (May 25, 2026)
% from All-Time High-23.44%-4.90%
Growth Metrics
Quarterly Revenue Growth3.44%-0.02%
Quarterly Earnings Growth0.02%-0.15%
Financial Health
Profit Margin (TTM) i0.25%0.12%
Operating Margin (TTM) i0.49%0.29%
Return on Equity (TTM) i0.08%0.10%
Debt to Equity (MRQ) i280.71301.61
Cash & Liquidity
Book Value per Share (MRQ)₹448.17₹148.59
Cash per Share (MRQ)₹73.04₹31.94
Operating Cash Flow (TTM) i₹-38,740,000,000₹-19,813,020,000
Levered Free Cash Flow (TTM) i₹5.31B₹12.16B
Dividends
Last 12-Month Dividend Yield i0.88%1.00%
Last 12-Month Dividend i₹10.00₹3.00

Valuation & Enterprise Metrics Analysis: CreditAccess Grameen Ltd. vs Manappuram Finance Ltd.

MetricCREDITACC (Apr 24, 2026)MANAPPURAM (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i41.6662.64
Forward P/E i13.4111.30
PEG Ratio i1.19-1.08
Price to Sales (TTM) i10.197.87
Price to Book (MRQ) i2.771.99
Market Capitalization
Market Capitalization i₹198.84B₹271.84B
Enterprise Value i₹388.23B₹608.66B
Enterprise Value Metrics
Enterprise to Revenue i19.9017.28
Enterprise to EBITDA i13.89N/A
Risk & Other Metrics
Beta i0.130.63
Book Value per Share (MRQ) i₹448.17₹148.59

Financial Statements Comparison: CreditAccess Grameen Ltd. vs Manappuram Finance Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricCREDITACC (2025)MANAPPURAM (2025)
Revenue/Sales i55.39B63.52B
Cost of Goods Sold i23.89BN/A
COGS % of Revenue i43.1%0.0%
Gross Profit i31.51BN/A
Gross Margin i56.9%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) i26.28BN/A
Operating Margin i47.5%0.0%
EBITDA i27.96BN/A
EBITDA Margin i50.5%0.0%
Pre-Tax Income i7.09B16.66B
Pre-Tax Income % of Revenue i12.8%26.2%
Income Tax i1.77B4.62B
Income Tax % of Revenue i3.2%7.3%
Net Income (Profit) i5.31B12.04B
Profit Margin i9.6%19.0%

Balance Sheet & Liquidity Metrics

MetricCREDITACC (2025)MANAPPURAM (2025)
Cash & Equivalents i12.71B35.74B
Total Current Assets i167.42BN/A
Total Current Assets % of Revenue i302.3%0.0%
Total Current Liabilities i107.45BN/A
Total Current Liabilities % of Revenue i194.0%0.0%
Long-Term Debt i99.85B360.79B
Long-Term Debt % of Revenue i180.3%568.0%
Total Shareholders Equity i69.56B124.49B
Retained Earnings i32.72B75.17B
Retained Earnings % of Revenue i59.1%118.3%
Property, Plant & Equipment i11.90M5.57B

Cash Flow Statement Comparison

MetricCREDITACC (2025)MANAPPURAM (2025)
Operating Cash Flow i-38.74B-19.81B
Operating Cash Flow % of Revenue i-69.9%-31.2%
Capital Expenditures i-263.90M-511.67M
Free Cash Flow i10.92B-6.62B
FCF Margin i19.7%-10.4%
Debt Repayment i-107.95BN/A
Common Stock Repurchase iN/A0

Short Interest & Institutional Ownership Analysis

MetricCREDITACCMANAPPURAM
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i160.08M939.34M
Float Shares i53.72M457.65M
% Held by Insiders i66.23%36.49%
% Held by Institutions i17.11%28.81%
% Held by Public i16.66%34.70%

Dividend Analysis & Yield Comparison: CreditAccess Grameen Ltd. vs Manappuram Finance Ltd.

MetricCREDITACCMANAPPURAM
Last 12-Month Dividend i₹10.00₹3.00
Last 12-Month Dividend Yield i0.88%1.00%
3-Year Avg Annual Dividend i₹3.33₹3.35
3-Year Avg Dividend Yield i0.76%0.45%
3-Year Total Dividends i₹10.00₹10.05
Ex-Dividend DateJul 26, 2024Feb 06, 2026