Csb Bank [CSBBANK] vs City Union Bank [CUB] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: Csb Bank Ltd. wins in 8 metrics, City Union Bank Ltd. wins in 9 metrics, with 0 ties. City Union Bank Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Csb Bank Ltd. City Union Bank Ltd. Better
P/E Ratio (TTM) 10.73 16.21 Csb Bank Ltd.
Price-to-Book Ratio 1.42 1.96 Csb Bank Ltd.
Debt-to-Equity Ratio 0.92 0.23 City Union Bank Ltd.
PEG Ratio 15.62 1.03 City Union Bank Ltd.
Profit Margin (TTM) 23.85% 37.97% City Union Bank Ltd.
Operating Margin (TTM) 31.94% 47.61% City Union Bank Ltd.
EBITDA Margin (TTM) 31.94% 47.61% City Union Bank Ltd.
Return on Equity 13.20% 12.85% Csb Bank Ltd.
Return on Assets (TTM) 1.24% 1.55% City Union Bank Ltd.
Free Cash Flow (TTM) $-55.56B $9.31B City Union Bank Ltd.
Dividend Yield N/A 1.40% N/A
1-Year Return -3.29% 30.53% City Union Bank Ltd.
Price-to-Sales Ratio (TTM) 2.50 6.12 Csb Bank Ltd.
Enterprise Value $77.74B $146.99B City Union Bank Ltd.
EV/Revenue Ratio 2.98 4.62 Csb Bank Ltd.
Revenue per Share (TTM) $150 $43 Csb Bank Ltd.
Earnings per Share (Diluted) $35.87 $16.21 Csb Bank Ltd.
Beta (Stock Volatility) 0.25 0.31 Csb Bank Ltd.

Csb Bank Ltd. vs City Union Bank Ltd. Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Csb Bank Ltd.-1.14%1.26%-5.99%-3.33%-10.72%-23.81%
City Union Bank Ltd.-0.14%-1.77%-8.18%-10.01%-8.57%-13.63%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Csb Bank Ltd.-3.29%29.18%9.43%28.64%28.64%28.64%
City Union Bank Ltd.30.53%106.93%53.93%194.37%708.13%4,311.92%

Performance & Financial Health Analysis: Csb Bank Ltd. vs City Union Bank Ltd.

MetricCSBBANKCUB
Market Information
Market Cap i₹64.85B₹194.70B
Market Cap CategoryMid capMid cap
10 Day Avg. Volume i557,1354,301,857
90 Day Avg. Volume i700,4804,223,675
Last Close₹364.50₹249.25
52 Week Range₹324.80 - ₹574.40₹187.05 - ₹324.10
% from 52W High-36.54%-23.09%
All-Time High₹574.40 (Jan 05, 2026)₹324.10 (Feb 03, 2026)
% from All-Time High-36.54%-23.09%
Growth Metrics
Quarterly Revenue Growth0.11%0.18%
Quarterly Earnings Growth0.01%0.15%
Financial Health
Profit Margin (TTM) i0.24%0.38%
Operating Margin (TTM) i0.32%0.48%
Return on Equity (TTM) i0.13%0.13%
Debt to Equity (MRQ) i0.920.23
Cash & Liquidity
Book Value per Share (MRQ)₹270.88₹133.95
Cash per Share (MRQ)₹197.63₹93.83
Operating Cash Flow (TTM) i₹8.33B₹-61,692,796,928
Levered Free Cash Flow (TTM) i₹5.94B₹11.24B
Dividends
Last 12-Month Dividend Yield iN/A1.40%
Last 12-Month Dividend iN/A₹3.00

Valuation & Enterprise Metrics Analysis: Csb Bank Ltd. vs City Union Bank Ltd.

MetricCSBBANK (Apr 24, 2026)CUB (Nov 23, 2025)
Price Ratios
P/E Ratio (TTM) i10.7316.21
Forward P/E i7.5615.94
PEG Ratio i15.621.03
Price to Sales (TTM) i2.506.12
Price to Book (MRQ) i1.421.96
Market Capitalization
Market Capitalization i₹64.85B₹194.70B
Enterprise Value i₹77.74B₹146.99B
Enterprise Value Metrics
Enterprise to Revenue i2.984.62
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.250.31
Book Value per Share (MRQ) i₹270.88₹133.95

Financial Statements Comparison: Csb Bank Ltd. vs City Union Bank Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricCSBBANK (2025)CUB (2025)
Revenue/Sales i24.48B32.14B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i8.00B14.17B
Pre-Tax Income % of Revenue i32.7%44.1%
Income Tax i2.06B2.93B
Income Tax % of Revenue i8.4%9.1%
Net Income (Profit) i5.94B11.24B
Profit Margin i24.3%35.0%

Balance Sheet & Liquidity Metrics

MetricCSBBANK (2025)CUB (2025)
Cash & Equivalents i36.76B52.91B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i52.46B17.90B
Long-Term Debt % of Revenue i214.3%55.7%
Total Shareholders Equity i44.98B94.67B
Retained Earnings i9.56B1.54B
Retained Earnings % of Revenue i39.1%4.8%
Property, Plant & Equipment i7.24B11.55B

Cash Flow Statement Comparison

MetricCSBBANK (2025)CUB (2025)
Operating Cash Flow i8.33B12.36B
Operating Cash Flow % of Revenue i34.0%38.4%
Capital Expenditures i-2.99B-1.20B
Free Cash Flow i-55.56B9.31B
FCF Margin i-226.9%29.0%
Debt Repayment iN/AN/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricCSBBANKCUB
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i169.48M741.05M
Float Shares i97.87M695.15M
% Held by Insiders i53.90%8.00%
% Held by Institutions i15.79%55.44%
% Held by Public i30.31%36.56%

Dividend Analysis & Yield Comparison: Csb Bank Ltd. vs City Union Bank Ltd.

MetricCSBBANKCUB
Last 12-Month Dividend iN/A₹3.00
Last 12-Month Dividend Yield iN/A1.40%
3-Year Avg Annual Dividend iN/A₹1.67
3-Year Avg Dividend Yield iN/A0.73%
3-Year Total Dividends iN/A₹5.00
Ex-Dividend DateN/AAug 01, 2025