CSL Finance [CSLFINANCE] vs Muthoot Capital [MUTHOOTCAP] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: CSL Finance Ltd. wins in 14 metrics, Muthoot Capital Services Ltd. wins in 5 metrics, with 0 ties. CSL Finance Ltd. appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | CSL Finance Ltd. | Muthoot Capital Services Ltd. | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 6.11 | 27.99 | CSL Finance Ltd. |
| Price-to-Book Ratio | 0.89 | 0.52 | Muthoot Capital Services Ltd. |
| Debt-to-Equity Ratio | 137.22 | 448.90 | CSL Finance Ltd. |
| PEG Ratio | 0.25 | -0.54 | CSL Finance Ltd. |
| EV/EBITDA | 6.58 | 14.56 | CSL Finance Ltd. |
| Profit Margin (TTM) | 35.04% | 5.06% | CSL Finance Ltd. |
| Operating Margin (TTM) | 73.34% | 15.07% | CSL Finance Ltd. |
| EBITDA Margin (TTM) | 73.34% | 15.07% | CSL Finance Ltd. |
| Return on Equity | 13.31% | 6.95% | CSL Finance Ltd. |
| Return on Assets (TTM) | 5.79% | 1.28% | CSL Finance Ltd. |
| Free Cash Flow (TTM) | $-1.74B | $-11.02B | CSL Finance Ltd. |
| Dividend Yield | 1.87% | N/A | N/A |
| 1-Year Return | -31.60% | -35.83% | CSL Finance Ltd. |
| Price-to-Sales Ratio (TTM) | 2.10 | 1.42 | Muthoot Capital Services Ltd. |
| Enterprise Value | $12.27B | $29.86B | Muthoot Capital Services Ltd. |
| EV/Revenue Ratio | 5.02 | 12.36 | CSL Finance Ltd. |
| Gross Profit Margin (TTM) | 51.65% | 28.87% | CSL Finance Ltd. |
| Revenue per Share (TTM) | $107 | $147 | Muthoot Capital Services Ltd. |
| Earnings per Share (Diluted) | $37.29 | $7.43 | CSL Finance Ltd. |
| Beta (Stock Volatility) | 0.39 | -0.12 | Muthoot Capital Services Ltd. |
CSL Finance Ltd. vs Muthoot Capital Services Ltd. Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| CSL Finance Ltd. | 0.37% | 4.18% | -0.35% | -5.69% | -22.73% | -22.21% |
| Muthoot Capital Services Ltd. | 2.42% | 1.93% | -0.82% | 3.58% | -27.66% | -26.67% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| CSL Finance Ltd. | -31.60% | -16.50% | -2.88% | -2.88% | -2.88% | -2.88% |
| Muthoot Capital Services Ltd. | -35.83% | -46.91% | -52.67% | 5.10% | 44.03% | 44.03% |
Performance & Financial Health Analysis: CSL Finance Ltd. vs Muthoot Capital Services Ltd.
| Metric | CSLFINANCE | MUTHOOTCAP |
|---|---|---|
| Market Information | ||
| Market Cap | ₹5.13B | ₹3.29B |
| Market Cap Category | Small cap | Small cap |
| 10 Day Avg. Volume | 54,086 | 46,870 |
| 90 Day Avg. Volume | 76,540 | 51,778 |
| Last Close | ₹229.22 | ₹199.67 |
| 52 Week Range | ₹214.15 - ₹350.00 | ₹175.25 - ₹366.30 |
| % from 52W High | -34.51% | -45.49% |
| All-Time High | ₹533.00 (Jul 29, 2024) | ₹1,300.00 (Jul 30, 2018) |
| % from All-Time High | -56.99% | -84.64% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.20% | 0.09% |
| Quarterly Earnings Growth | 0.25% | -0.39% |
| Financial Health | ||
| Profit Margin (TTM) | 0.35% | 0.05% |
| Operating Margin (TTM) | 0.73% | 0.15% |
| Return on Equity (TTM) | 0.13% | 0.07% |
| Debt to Equity (MRQ) | 137.22 | 448.90 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | ₹254.83 | ₹399.68 |
| Cash per Share (MRQ) | ₹39.09 | ₹186.08 |
| Operating Cash Flow (TTM) | ₹-1,592,934,000 | ₹-8,483,389,000 |
| Levered Free Cash Flow (TTM) | ₹720.93M | ₹457.46M |
| Dividends | ||
| Last 12-Month Dividend Yield | 1.87% | N/A |
| Last 12-Month Dividend | ₹5.50 | ₹0.00 |
Valuation & Enterprise Metrics Analysis: CSL Finance Ltd. vs Muthoot Capital Services Ltd.
| Metric | CSLFINANCE (Apr 26, 2026) | MUTHOOTCAP (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 6.11 | 27.99 |
| Forward P/E | N/A | N/A |
| PEG Ratio | 0.25 | -0.54 |
| Price to Sales (TTM) | 2.10 | 1.42 |
| Price to Book (MRQ) | 0.89 | 0.52 |
| Market Capitalization | ||
| Market Capitalization | ₹5.13B | ₹3.29B |
| Enterprise Value | ₹12.27B | ₹29.86B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 5.02 | 12.36 |
| Enterprise to EBITDA | 6.58 | 14.56 |
| Risk & Other Metrics | ||
| Beta | 0.39 | -0.12 |
| Book Value per Share (MRQ) | ₹254.83 | ₹399.68 |
Financial Statements Comparison: CSL Finance Ltd. vs Muthoot Capital Services Ltd.
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | CSLFINANCE (2025) | MUTHOOTCAP (2025) |
|---|---|---|
| Revenue/Sales | 2.10B | 4.63B |
| Cost of Goods Sold | 877.77M | 2.11B |
| COGS % of Revenue | 41.8% | 45.6% |
| Gross Profit | 1.22B | 2.52B |
| Gross Margin | 58.2% | 54.4% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | 1.03B | 1.88B |
| Operating Margin | 49.2% | 40.5% |
| EBITDA | 1.06B | 2.05B |
| EBITDA Margin | 50.7% | 44.3% |
| Pre-Tax Income | 968.81M | 603.98M |
| Pre-Tax Income % of Revenue | 46.2% | 13.1% |
| Income Tax | 247.89M | 146.52M |
| Income Tax % of Revenue | 11.8% | 3.2% |
| Net Income (Profit) | 720.93M | 457.46M |
| Profit Margin | 34.3% | 9.9% |
Balance Sheet & Liquidity Metrics
| Metric | CSLFINANCE (2025) | MUTHOOTCAP (2025) |
|---|---|---|
| Cash & Equivalents | 638.01M | 2.97B |
| Total Current Assets | 5.09B | 33.90B |
| Total Current Assets % of Revenue | 242.4% | 732.9% |
| Total Current Liabilities | 3.91B | 1.15B |
| Total Current Liabilities % of Revenue | 186.2% | 24.8% |
| Long-Term Debt | 3.13B | 28.12B |
| Long-Term Debt % of Revenue | 148.9% | 607.8% |
| Total Shareholders Equity | 5.42B | 6.58B |
| Retained Earnings | 2.69B | 2.92B |
| Retained Earnings % of Revenue | 128.2% | 63.2% |
| Property, Plant & Equipment | 24.29M | 22.76M |
Cash Flow Statement Comparison
| Metric | CSLFINANCE (2025) | MUTHOOTCAP (2025) |
|---|---|---|
| Operating Cash Flow | -1.59B | -8.48B |
| Operating Cash Flow % of Revenue | -75.9% | -183.4% |
| Capital Expenditures | -16.09M | -38.20M |
| Free Cash Flow | -1.74B | -11.02B |
| FCF Margin | -82.8% | -238.3% |
| Debt Repayment | 0 | -14.39B |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | CSLFINANCE | MUTHOOTCAP |
|---|---|---|
| Shares Short | N/A | N/A |
| Short Ratio | N/A | N/A |
| Short % of Float | N/A | N/A |
| Shares Outstanding | 22.49M | 16.45M |
| Float Shares | 7.22M | 4.84M |
| % Held by Insiders | 65.78% | 66.99% |
| % Held by Institutions | 0.00% | 5.68% |
| % Held by Public | 34.22% | 27.33% |
Dividend Analysis & Yield Comparison: CSL Finance Ltd. vs Muthoot Capital Services Ltd.
| Metric | CSLFINANCE | MUTHOOTCAP |
|---|---|---|
| Last 12-Month Dividend | ₹5.50 | ₹0.00 |
| Last 12-Month Dividend Yield | 1.87% | N/A |
| 3-Year Avg Annual Dividend | ₹3.50 | ₹0.00 |
| 3-Year Avg Dividend Yield | 0.82% | N/A |
| 3-Year Total Dividends | ₹10.50 | ₹0.00 |
| Ex-Dividend Date | Sep 12, 2025 | N/A |