CSL Finance [CSLFINANCE] vs Muthoot Capital [MUTHOOTCAP] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: CSL Finance Ltd. wins in 14 metrics, Muthoot Capital Services Ltd. wins in 5 metrics, with 0 ties. CSL Finance Ltd. appears stronger overall.

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Vital Metrics Comparison

Metric CSL Finance Ltd. Muthoot Capital Services Ltd. Better
P/E Ratio (TTM) 6.11 27.99 CSL Finance Ltd.
Price-to-Book Ratio 0.89 0.52 Muthoot Capital Services Ltd.
Debt-to-Equity Ratio 137.22 448.90 CSL Finance Ltd.
PEG Ratio 0.25 -0.54 CSL Finance Ltd.
EV/EBITDA 6.58 14.56 CSL Finance Ltd.
Profit Margin (TTM) 35.04% 5.06% CSL Finance Ltd.
Operating Margin (TTM) 73.34% 15.07% CSL Finance Ltd.
EBITDA Margin (TTM) 73.34% 15.07% CSL Finance Ltd.
Return on Equity 13.31% 6.95% CSL Finance Ltd.
Return on Assets (TTM) 5.79% 1.28% CSL Finance Ltd.
Free Cash Flow (TTM) $-1.74B $-11.02B CSL Finance Ltd.
Dividend Yield 1.87% N/A N/A
1-Year Return -31.60% -35.83% CSL Finance Ltd.
Price-to-Sales Ratio (TTM) 2.10 1.42 Muthoot Capital Services Ltd.
Enterprise Value $12.27B $29.86B Muthoot Capital Services Ltd.
EV/Revenue Ratio 5.02 12.36 CSL Finance Ltd.
Gross Profit Margin (TTM) 51.65% 28.87% CSL Finance Ltd.
Revenue per Share (TTM) $107 $147 Muthoot Capital Services Ltd.
Earnings per Share (Diluted) $37.29 $7.43 CSL Finance Ltd.
Beta (Stock Volatility) 0.39 -0.12 Muthoot Capital Services Ltd.

CSL Finance Ltd. vs Muthoot Capital Services Ltd. Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
CSL Finance Ltd.0.37%4.18%-0.35%-5.69%-22.73%-22.21%
Muthoot Capital Services Ltd.2.42%1.93%-0.82%3.58%-27.66%-26.67%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
CSL Finance Ltd.-31.60%-16.50%-2.88%-2.88%-2.88%-2.88%
Muthoot Capital Services Ltd.-35.83%-46.91%-52.67%5.10%44.03%44.03%

Performance & Financial Health Analysis: CSL Finance Ltd. vs Muthoot Capital Services Ltd.

MetricCSLFINANCEMUTHOOTCAP
Market Information
Market Cap i₹5.13B₹3.29B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i54,08646,870
90 Day Avg. Volume i76,54051,778
Last Close₹229.22₹199.67
52 Week Range₹214.15 - ₹350.00₹175.25 - ₹366.30
% from 52W High-34.51%-45.49%
All-Time High₹533.00 (Jul 29, 2024)₹1,300.00 (Jul 30, 2018)
% from All-Time High-56.99%-84.64%
Growth Metrics
Quarterly Revenue Growth0.20%0.09%
Quarterly Earnings Growth0.25%-0.39%
Financial Health
Profit Margin (TTM) i0.35%0.05%
Operating Margin (TTM) i0.73%0.15%
Return on Equity (TTM) i0.13%0.07%
Debt to Equity (MRQ) i137.22448.90
Cash & Liquidity
Book Value per Share (MRQ)₹254.83₹399.68
Cash per Share (MRQ)₹39.09₹186.08
Operating Cash Flow (TTM) i₹-1,592,934,000₹-8,483,389,000
Levered Free Cash Flow (TTM) i₹720.93M₹457.46M
Dividends
Last 12-Month Dividend Yield i1.87%N/A
Last 12-Month Dividend i₹5.50₹0.00

Valuation & Enterprise Metrics Analysis: CSL Finance Ltd. vs Muthoot Capital Services Ltd.

MetricCSLFINANCE (Apr 26, 2026)MUTHOOTCAP (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i6.1127.99
Forward P/E iN/AN/A
PEG Ratio i0.25-0.54
Price to Sales (TTM) i2.101.42
Price to Book (MRQ) i0.890.52
Market Capitalization
Market Capitalization i₹5.13B₹3.29B
Enterprise Value i₹12.27B₹29.86B
Enterprise Value Metrics
Enterprise to Revenue i5.0212.36
Enterprise to EBITDA i6.5814.56
Risk & Other Metrics
Beta i0.39-0.12
Book Value per Share (MRQ) i₹254.83₹399.68

Financial Statements Comparison: CSL Finance Ltd. vs Muthoot Capital Services Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricCSLFINANCE (2025)MUTHOOTCAP (2025)
Revenue/Sales i2.10B4.63B
Cost of Goods Sold i877.77M2.11B
COGS % of Revenue i41.8%45.6%
Gross Profit i1.22B2.52B
Gross Margin i58.2%54.4%
Research & Development iN/AN/A
Operating Income (EBIT) i1.03B1.88B
Operating Margin i49.2%40.5%
EBITDA i1.06B2.05B
EBITDA Margin i50.7%44.3%
Pre-Tax Income i968.81M603.98M
Pre-Tax Income % of Revenue i46.2%13.1%
Income Tax i247.89M146.52M
Income Tax % of Revenue i11.8%3.2%
Net Income (Profit) i720.93M457.46M
Profit Margin i34.3%9.9%

Balance Sheet & Liquidity Metrics

MetricCSLFINANCE (2025)MUTHOOTCAP (2025)
Cash & Equivalents i638.01M2.97B
Total Current Assets i5.09B33.90B
Total Current Assets % of Revenue i242.4%732.9%
Total Current Liabilities i3.91B1.15B
Total Current Liabilities % of Revenue i186.2%24.8%
Long-Term Debt i3.13B28.12B
Long-Term Debt % of Revenue i148.9%607.8%
Total Shareholders Equity i5.42B6.58B
Retained Earnings i2.69B2.92B
Retained Earnings % of Revenue i128.2%63.2%
Property, Plant & Equipment i24.29M22.76M

Cash Flow Statement Comparison

MetricCSLFINANCE (2025)MUTHOOTCAP (2025)
Operating Cash Flow i-1.59B-8.48B
Operating Cash Flow % of Revenue i-75.9%-183.4%
Capital Expenditures i-16.09M-38.20M
Free Cash Flow i-1.74B-11.02B
FCF Margin i-82.8%-238.3%
Debt Repayment i0-14.39B
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricCSLFINANCEMUTHOOTCAP
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i22.49M16.45M
Float Shares i7.22M4.84M
% Held by Insiders i65.78%66.99%
% Held by Institutions i0.00%5.68%
% Held by Public i34.22%27.33%

Dividend Analysis & Yield Comparison: CSL Finance Ltd. vs Muthoot Capital Services Ltd.

MetricCSLFINANCEMUTHOOTCAP
Last 12-Month Dividend i₹5.50₹0.00
Last 12-Month Dividend Yield i1.87%N/A
3-Year Avg Annual Dividend i₹3.50₹0.00
3-Year Avg Dividend Yield i0.82%N/A
3-Year Total Dividends i₹10.50₹0.00
Ex-Dividend DateSep 12, 2025N/A