City Union Bank [CUB] vs HDFC Bank Limited [HDFCBANK] Detailed Stock Comparison

City Union Bank Ltd.

NSE
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HDFC Bank Limited

NSE
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TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: City Union Bank Ltd. wins in 11 metrics, HDFC Bank Limited wins in 7 metrics, with 0 ties. City Union Bank Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric City Union Bank Ltd. HDFC Bank Limited Better
P/E Ratio (TTM) 16.21 17.85 City Union Bank Ltd.
Price-to-Book Ratio 1.96 2.18 City Union Bank Ltd.
Debt-to-Equity Ratio 0.23 1.04 City Union Bank Ltd.
PEG Ratio 1.03 -0.35 City Union Bank Ltd.
Profit Margin (TTM) 37.97% 26.83% City Union Bank Ltd.
Operating Margin (TTM) 47.61% 40.54% City Union Bank Ltd.
EBITDA Margin (TTM) 47.61% 40.54% City Union Bank Ltd.
Return on Equity 12.85% 13.82% HDFC Bank Limited
Return on Assets (TTM) 1.55% 1.70% HDFC Bank Limited
Free Cash Flow (TTM) $9.31B $1,129.22B HDFC Bank Limited
Dividend Yield 1.40% 1.09% City Union Bank Ltd.
1-Year Return 37.07% -19.44% City Union Bank Ltd.
Price-to-Sales Ratio (TTM) 6.12 4.35 HDFC Bank Limited
Enterprise Value $146.99B $15,485.45B HDFC Bank Limited
EV/Revenue Ratio 4.62 5.47 City Union Bank Ltd.
Revenue per Share (TTM) $43 $184 HDFC Bank Limited
Earnings per Share (Diluted) $16.21 $44.81 HDFC Bank Limited
Beta (Stock Volatility) 0.31 0.49 City Union Bank Ltd.

City Union Bank Ltd. vs HDFC Bank Limited Stock Performance Analysis

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CUB
HDFCBANK

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
City Union Bank Ltd.-1.17%7.61%6.04%9.59%-3.10%-8.03%
HDFC Bank Limited0.63%5.24%1.28%-7.52%-21.96%-21.57%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
City Union Bank Ltd.37.07%115.74%63.69%198.28%735.54%4,760.24%
HDFC Bank Limited-19.44%-3.61%4.40%164.09%557.63%2,003.62%

Performance & Financial Health Analysis: City Union Bank Ltd. vs HDFC Bank Limited

MetricCUBHDFCBANK
Market Information
Market Cap i₹194.70B₹12.07T
Market Cap CategoryMid capLarge cap
10 Day Avg. Volume i4,301,85746,991,486
90 Day Avg. Volume i4,223,67556,548,432
Last Close₹199.35₹777.35
52 Week Range₹140.29 - ₹243.07₹726.65 - ₹1,020.50
% from 52W High-17.99%-23.83%
All-Time High₹324.10 (Feb 03, 2026)₹2,037.70 (Jul 24, 2025)
% from All-Time High-38.49%-61.85%
Growth Metrics
Quarterly Revenue Growth0.18%-0.02%
Quarterly Earnings Growth0.15%0.08%
Financial Health
Profit Margin (TTM) i0.38%0.27%
Operating Margin (TTM) i0.48%0.41%
Return on Equity (TTM) i0.13%0.14%
Debt to Equity (MRQ) i0.231.04
Cash & Liquidity
Book Value per Share (MRQ)₹133.95₹367.24
Cash per Share (MRQ)₹93.83₹202.63
Operating Cash Flow (TTM) i₹-61,692,796,928₹-2,752,336,887,808
Levered Free Cash Flow (TTM) i₹11.24B₹673.51B
Dividends
Last 12-Month Dividend Yield i1.40%1.09%
Last 12-Month Dividend i₹3.00₹22.00

Valuation & Enterprise Metrics Analysis: City Union Bank Ltd. vs HDFC Bank Limited

MetricCUB (Nov 23, 2025)HDFCBANK (Apr 23, 2026)
Price Ratios
P/E Ratio (TTM) i16.2117.85
Forward P/E i15.9412.73
PEG Ratio i1.03-0.35
Price to Sales (TTM) i6.124.35
Price to Book (MRQ) i1.962.18
Market Capitalization
Market Capitalization i₹194.70B₹12.07T
Enterprise Value i₹146.99B₹15.49T
Enterprise Value Metrics
Enterprise to Revenue i4.625.47
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.310.49
Book Value per Share (MRQ) i₹133.95₹367.24

Financial Statements Comparison: City Union Bank Ltd. vs HDFC Bank Limited

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricCUB (2025)HDFCBANK (2025)
Revenue/Sales i32.14B2.37T
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i14.17B861.55B
Pre-Tax Income % of Revenue i44.1%36.3%
Income Tax i2.93B175.01B
Income Tax % of Revenue i9.1%7.4%
Net Income (Profit) i11.24B686.53B
Profit Margin i35.0%28.9%

Balance Sheet & Liquidity Metrics

MetricCUB (2025)HDFCBANK (2025)
Cash & Equivalents i52.91B3.22T
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i17.90B6.02T
Long-Term Debt % of Revenue i55.7%253.9%
Total Shareholders Equity i94.67B8.62T
Retained Earnings i1.54B2.10T
Retained Earnings % of Revenue i4.8%88.5%
Property, Plant & Equipment i11.55B215.96B

Cash Flow Statement Comparison

MetricCUB (2025)HDFCBANK (2025)
Operating Cash Flow i12.36B795.18B
Operating Cash Flow % of Revenue i38.4%33.5%
Capital Expenditures i-1.20B-65.42B
Free Cash Flow i9.31B1.13T
FCF Margin i29.0%47.6%
Debt Repayment iN/A-1.46T
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricCUBHDFCBANK
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i741.05M15.34B
Float Shares i695.15M15.33B
% Held by Insiders i8.00%0.17%
% Held by Institutions i55.44%58.26%
% Held by Public i36.56%41.57%

Dividend Analysis & Yield Comparison: City Union Bank Ltd. vs HDFC Bank Limited

MetricCUBHDFCBANK
Last 12-Month Dividend i₹3.00₹22.00
Last 12-Month Dividend Yield i1.40%1.09%
3-Year Avg Annual Dividend i₹1.67₹20.17
3-Year Avg Dividend Yield i0.73%1.19%
3-Year Total Dividends i₹5.00₹60.50
Ex-Dividend DateAug 01, 2025Jun 27, 2025