City Union Bank [CUB] vs Jammu and Kashmir [J&KBANK] Detailed Stock Comparison

City Union Bank Ltd.

NSE
Loading...

Jammu and Kashmir Bank Ltd.

NSE
Loading...

TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: City Union Bank Ltd. wins in 7 metrics, Jammu and Kashmir Bank Ltd. wins in 9 metrics, with 2 ties. Jammu and Kashmir Bank Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric City Union Bank Ltd. Jammu and Kashmir Bank Ltd. Better
P/E Ratio (TTM) 16.21 6.79 Jammu and Kashmir Bank Ltd.
Price-to-Book Ratio 1.96 1.03 Jammu and Kashmir Bank Ltd.
Debt-to-Equity Ratio 0.23 0.00 Tie
PEG Ratio 1.03 1.31 City Union Bank Ltd.
Profit Margin (TTM) 37.97% 30.60% City Union Bank Ltd.
Operating Margin (TTM) 47.61% 23.30% City Union Bank Ltd.
EBITDA Margin (TTM) 47.61% 23.30% City Union Bank Ltd.
Return on Equity 12.85% 14.64% Jammu and Kashmir Bank Ltd.
Return on Assets (TTM) 1.55% 1.26% City Union Bank Ltd.
Free Cash Flow (TTM) $9.31B $26.21B Jammu and Kashmir Bank Ltd.
Dividend Yield 1.40% 2.06% Jammu and Kashmir Bank Ltd.
1-Year Return 37.07% 50.19% Jammu and Kashmir Bank Ltd.
Price-to-Sales Ratio (TTM) 6.12 2.09 Jammu and Kashmir Bank Ltd.
Enterprise Value $146.99B $0 City Union Bank Ltd.
EV/Revenue Ratio 4.62 0.00 Tie
Revenue per Share (TTM) $43 $64 Jammu and Kashmir Bank Ltd.
Earnings per Share (Diluted) $16.21 $19.57 Jammu and Kashmir Bank Ltd.
Beta (Stock Volatility) 0.31 0.41 City Union Bank Ltd.

City Union Bank Ltd. vs Jammu and Kashmir Bank Ltd. Stock Performance Analysis

Loading Price Chart...

CUB
J&KBANK

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
City Union Bank Ltd.-1.17%7.61%6.04%9.59%-3.10%-8.03%
Jammu and Kashmir Bank Ltd.1.59%7.93%22.35%29.31%58.85%58.26%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
City Union Bank Ltd.37.07%115.74%63.69%198.28%735.54%4,760.24%
Jammu and Kashmir Bank Ltd.50.19%175.42%380.61%-0.35%85.70%325.64%

Performance & Financial Health Analysis: City Union Bank Ltd. vs Jammu and Kashmir Bank Ltd.

MetricCUBJ&KBANK
Market Information
Market Cap i₹194.70B₹138.62B
Market Cap CategoryMid capMid cap
10 Day Avg. Volume i4,301,8575,366,581
90 Day Avg. Volume i4,223,6756,595,765
Last Close₹199.35₹159.91
52 Week Range₹140.29 - ₹243.07₹97.35 - ₹163.49
% from 52W High-17.99%-2.19%
All-Time High₹324.10 (Feb 03, 2026)₹195.48 (May 26, 2014)
% from All-Time High-38.49%-18.20%
Growth Metrics
Quarterly Revenue Growth0.18%0.03%
Quarterly Earnings Growth0.15%0.02%
Financial Health
Profit Margin (TTM) i0.38%0.31%
Operating Margin (TTM) i0.48%0.23%
Return on Equity (TTM) i0.13%0.15%
Debt to Equity (MRQ) i0.230.00
Cash & Liquidity
Book Value per Share (MRQ)₹133.95₹129.03
Cash per Share (MRQ)₹93.83₹54.98
Operating Cash Flow (TTM) i₹-61,692,796,928₹58.86B
Levered Free Cash Flow (TTM) i₹11.24B₹20.82B
Dividends
Last 12-Month Dividend Yield i1.40%2.06%
Last 12-Month Dividend i₹3.00₹2.15

Valuation & Enterprise Metrics Analysis: City Union Bank Ltd. vs Jammu and Kashmir Bank Ltd.

MetricCUB (Nov 23, 2025)J&KBANK (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i16.216.79
Forward P/E i15.948.25
PEG Ratio i1.031.31
Price to Sales (TTM) i6.122.09
Price to Book (MRQ) i1.961.03
Market Capitalization
Market Capitalization i₹194.70B₹138.62B
Enterprise Value i₹146.99B₹0
Enterprise Value Metrics
Enterprise to Revenue i4.620.00
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.310.41
Book Value per Share (MRQ) i₹133.95₹129.03

Financial Statements Comparison: City Union Bank Ltd. vs Jammu and Kashmir Bank Ltd.

Financial Metrics

Loading Financial Charts...

Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricCUB (2025)J&KBANK (2025)
Revenue/Sales i32.14B70.36B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i14.17B29.39B
Pre-Tax Income % of Revenue i44.1%41.8%
Income Tax i2.93B8.52B
Income Tax % of Revenue i9.1%12.1%
Net Income (Profit) i11.24B20.82B
Profit Margin i35.0%29.6%

Balance Sheet & Liquidity Metrics

MetricCUB (2025)J&KBANK (2025)
Cash & Equivalents i52.91B191.88B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i17.90B23.83B
Long-Term Debt % of Revenue i55.7%33.9%
Total Shareholders Equity i94.67B142.08B
Retained Earnings i1.54BN/A
Retained Earnings % of Revenue i4.8%0.0%
Property, Plant & Equipment i11.55B40.61B

Cash Flow Statement Comparison

MetricCUB (2025)J&KBANK (2025)
Operating Cash Flow i12.36B58.86B
Operating Cash Flow % of Revenue i38.4%83.7%
Capital Expenditures i-1.20B-1.02B
Free Cash Flow i9.31B26.21B
FCF Margin i29.0%37.3%
Debt Repayment iN/AN/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricCUBJ&KBANK
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i741.05M1.10B
Float Shares i695.15M151.59M
% Held by Insiders i8.00%63.49%
% Held by Institutions i55.44%9.08%
% Held by Public i36.56%27.43%

Dividend Analysis & Yield Comparison: City Union Bank Ltd. vs Jammu and Kashmir Bank Ltd.

MetricCUBJ&KBANK
Last 12-Month Dividend i₹3.00₹2.15
Last 12-Month Dividend Yield i1.40%2.06%
3-Year Avg Annual Dividend i₹1.67₹1.77
3-Year Avg Dividend Yield i0.73%1.30%
3-Year Total Dividends i₹5.00₹5.30
Ex-Dividend DateAug 01, 2025Aug 19, 2025