City Union Bank [CUB] vs Manappuram Finance [MANAPPURAM] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: City Union Bank Ltd. wins in 15 metrics, Manappuram Finance Ltd. wins in 3 metrics, with 0 ties. City Union Bank Ltd. appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | City Union Bank Ltd. | Manappuram Finance Ltd. | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 16.21 | 62.64 | City Union Bank Ltd. |
| Price-to-Book Ratio | 1.96 | 1.99 | City Union Bank Ltd. |
| Debt-to-Equity Ratio | 0.23 | 301.61 | City Union Bank Ltd. |
| PEG Ratio | 1.03 | -1.08 | City Union Bank Ltd. |
| Profit Margin (TTM) | 37.97% | 11.59% | City Union Bank Ltd. |
| Operating Margin (TTM) | 47.61% | 28.58% | City Union Bank Ltd. |
| EBITDA Margin (TTM) | 47.61% | 28.58% | City Union Bank Ltd. |
| Return on Equity | 12.85% | 9.77% | City Union Bank Ltd. |
| Return on Assets (TTM) | 1.55% | 2.47% | Manappuram Finance Ltd. |
| Free Cash Flow (TTM) | $9.31B | $-6.62B | City Union Bank Ltd. |
| Dividend Yield | 1.40% | 1.00% | City Union Bank Ltd. |
| 1-Year Return | 21.71% | 24.50% | Manappuram Finance Ltd. |
| Price-to-Sales Ratio (TTM) | 6.12 | 7.87 | City Union Bank Ltd. |
| Enterprise Value | $146.99B | $608.66B | Manappuram Finance Ltd. |
| EV/Revenue Ratio | 4.62 | 17.28 | City Union Bank Ltd. |
| Revenue per Share (TTM) | $43 | $41 | City Union Bank Ltd. |
| Earnings per Share (Diluted) | $16.21 | $4.71 | City Union Bank Ltd. |
| Beta (Stock Volatility) | 0.31 | 0.63 | City Union Bank Ltd. |
City Union Bank Ltd. vs Manappuram Finance Ltd. Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| City Union Bank Ltd. | 4.72% | 4.33% | 1.02% | 3.95% | -2.04% | -11.14% |
| Manappuram Finance Ltd. | 4.50% | -6.06% | -4.39% | 13.20% | 3.14% | -7.02% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| City Union Bank Ltd. | 21.71% | 96.67% | 44.71% | 170.19% | 659.93% | 4,519.81% |
| Manappuram Finance Ltd. | 24.50% | 162.86% | 87.24% | 436.93% | 436.00% | 756.83% |
Performance & Financial Health Analysis: City Union Bank Ltd. vs Manappuram Finance Ltd.
| Metric | CUB | MANAPPURAM |
|---|---|---|
| Market Information | ||
| Market Cap | ₹194.70B | ₹271.84B |
| Market Cap Category | Mid cap | Large cap |
| 10 Day Avg. Volume | 4,301,857 | 4,591,427 |
| 90 Day Avg. Volume | 4,223,675 | 5,019,020 |
| Last Close | ₹201.70 | ₹305.20 |
| 52 Week Range | ₹179.25 - ₹324.10 | ₹245.15 - ₹334.00 |
| % from 52W High | -37.77% | -8.62% |
| All-Time High | ₹324.10 (Feb 03, 2026) | ₹334.00 (May 25, 2026) |
| % from All-Time High | -37.77% | -8.62% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.18% | -0.02% |
| Quarterly Earnings Growth | 0.15% | -0.15% |
| Financial Health | ||
| Profit Margin (TTM) | 0.38% | 0.12% |
| Operating Margin (TTM) | 0.48% | 0.29% |
| Return on Equity (TTM) | 0.13% | 0.10% |
| Debt to Equity (MRQ) | 0.23 | 301.61 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | ₹133.95 | ₹148.59 |
| Cash per Share (MRQ) | ₹93.83 | ₹31.94 |
| Operating Cash Flow (TTM) | ₹-61,692,796,928 | ₹-19,813,020,000 |
| Levered Free Cash Flow (TTM) | ₹11.24B | ₹12.16B |
| Dividends | ||
| Last 12-Month Dividend Yield | 1.40% | 1.00% |
| Last 12-Month Dividend | ₹3.00 | ₹3.00 |
Valuation & Enterprise Metrics Analysis: City Union Bank Ltd. vs Manappuram Finance Ltd.
| Metric | CUB (Nov 23, 2025) | MANAPPURAM (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 16.21 | 62.64 |
| Forward P/E | 15.94 | 11.30 |
| PEG Ratio | 1.03 | -1.08 |
| Price to Sales (TTM) | 6.12 | 7.87 |
| Price to Book (MRQ) | 1.96 | 1.99 |
| Market Capitalization | ||
| Market Capitalization | ₹194.70B | ₹271.84B |
| Enterprise Value | ₹146.99B | ₹608.66B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 4.62 | 17.28 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.31 | 0.63 |
| Book Value per Share (MRQ) | ₹133.95 | ₹148.59 |
Financial Statements Comparison: City Union Bank Ltd. vs Manappuram Finance Ltd.
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | CUB (2025) | MANAPPURAM (2025) |
|---|---|---|
| Revenue/Sales | 32.14B | 63.52B |
| Cost of Goods Sold | N/A | N/A |
| COGS % of Revenue | 0.0% | 0.0% |
| Gross Profit | N/A | N/A |
| Gross Margin | 0.0% | 0.0% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| Operating Margin | 0.0% | 0.0% |
| EBITDA | N/A | N/A |
| EBITDA Margin | 0.0% | 0.0% |
| Pre-Tax Income | 14.17B | 16.66B |
| Pre-Tax Income % of Revenue | 44.1% | 26.2% |
| Income Tax | 2.93B | 4.62B |
| Income Tax % of Revenue | 9.1% | 7.3% |
| Net Income (Profit) | 11.24B | 12.04B |
| Profit Margin | 35.0% | 19.0% |
Balance Sheet & Liquidity Metrics
| Metric | CUB (2025) | MANAPPURAM (2025) |
|---|---|---|
| Cash & Equivalents | 52.91B | 35.74B |
| Total Current Assets | N/A | N/A |
| Total Current Assets % of Revenue | 0.0% | 0.0% |
| Total Current Liabilities | N/A | N/A |
| Total Current Liabilities % of Revenue | 0.0% | 0.0% |
| Long-Term Debt | 17.90B | 360.79B |
| Long-Term Debt % of Revenue | 55.7% | 568.0% |
| Total Shareholders Equity | 94.67B | 124.49B |
| Retained Earnings | 1.54B | 75.17B |
| Retained Earnings % of Revenue | 4.8% | 118.3% |
| Property, Plant & Equipment | 11.55B | 5.57B |
Cash Flow Statement Comparison
| Metric | CUB (2025) | MANAPPURAM (2025) |
|---|---|---|
| Operating Cash Flow | 12.36B | -19.81B |
| Operating Cash Flow % of Revenue | 38.4% | -31.2% |
| Capital Expenditures | -1.20B | -511.67M |
| Free Cash Flow | 9.31B | -6.62B |
| FCF Margin | 29.0% | -10.4% |
| Debt Repayment | N/A | N/A |
| Common Stock Repurchase | N/A | 0 |
Short Interest & Institutional Ownership Analysis
| Metric | CUB | MANAPPURAM |
|---|---|---|
| Shares Short | N/A | N/A |
| Short Ratio | N/A | N/A |
| Short % of Float | N/A | N/A |
| Shares Outstanding | 741.05M | 939.34M |
| Float Shares | 695.15M | 457.65M |
| % Held by Insiders | 8.00% | 36.49% |
| % Held by Institutions | 55.44% | 28.81% |
| % Held by Public | 36.56% | 34.70% |
Dividend Analysis & Yield Comparison: City Union Bank Ltd. vs Manappuram Finance Ltd.
| Metric | CUB | MANAPPURAM |
|---|---|---|
| Last 12-Month Dividend | ₹3.00 | ₹3.00 |
| Last 12-Month Dividend Yield | 1.40% | 1.00% |
| 3-Year Avg Annual Dividend | ₹1.67 | ₹3.35 |
| 3-Year Avg Dividend Yield | 0.73% | 0.45% |
| 3-Year Total Dividends | ₹5.00 | ₹10.05 |
| Ex-Dividend Date | Aug 01, 2025 | Feb 06, 2026 |