City Union Bank [CUB] vs Manappuram Finance [MANAPPURAM] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: City Union Bank Ltd. wins in 15 metrics, Manappuram Finance Ltd. wins in 3 metrics, with 0 ties. City Union Bank Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric City Union Bank Ltd. Manappuram Finance Ltd. Better
P/E Ratio (TTM) 16.21 62.64 City Union Bank Ltd.
Price-to-Book Ratio 1.96 1.99 City Union Bank Ltd.
Debt-to-Equity Ratio 0.23 301.61 City Union Bank Ltd.
PEG Ratio 1.03 -1.08 City Union Bank Ltd.
Profit Margin (TTM) 37.97% 11.59% City Union Bank Ltd.
Operating Margin (TTM) 47.61% 28.58% City Union Bank Ltd.
EBITDA Margin (TTM) 47.61% 28.58% City Union Bank Ltd.
Return on Equity 12.85% 9.77% City Union Bank Ltd.
Return on Assets (TTM) 1.55% 2.47% Manappuram Finance Ltd.
Free Cash Flow (TTM) $9.31B $-6.62B City Union Bank Ltd.
Dividend Yield 1.40% 1.00% City Union Bank Ltd.
1-Year Return 21.71% 24.50% Manappuram Finance Ltd.
Price-to-Sales Ratio (TTM) 6.12 7.87 City Union Bank Ltd.
Enterprise Value $146.99B $608.66B Manappuram Finance Ltd.
EV/Revenue Ratio 4.62 17.28 City Union Bank Ltd.
Revenue per Share (TTM) $43 $41 City Union Bank Ltd.
Earnings per Share (Diluted) $16.21 $4.71 City Union Bank Ltd.
Beta (Stock Volatility) 0.31 0.63 City Union Bank Ltd.

City Union Bank Ltd. vs Manappuram Finance Ltd. Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
City Union Bank Ltd.4.72%4.33%1.02%3.95%-2.04%-11.14%
Manappuram Finance Ltd.4.50%-6.06%-4.39%13.20%3.14%-7.02%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
City Union Bank Ltd.21.71%96.67%44.71%170.19%659.93%4,519.81%
Manappuram Finance Ltd.24.50%162.86%87.24%436.93%436.00%756.83%

Performance & Financial Health Analysis: City Union Bank Ltd. vs Manappuram Finance Ltd.

MetricCUBMANAPPURAM
Market Information
Market Cap i₹194.70B₹271.84B
Market Cap CategoryMid capLarge cap
10 Day Avg. Volume i4,301,8574,591,427
90 Day Avg. Volume i4,223,6755,019,020
Last Close₹201.70₹305.20
52 Week Range₹179.25 - ₹324.10₹245.15 - ₹334.00
% from 52W High-37.77%-8.62%
All-Time High₹324.10 (Feb 03, 2026)₹334.00 (May 25, 2026)
% from All-Time High-37.77%-8.62%
Growth Metrics
Quarterly Revenue Growth0.18%-0.02%
Quarterly Earnings Growth0.15%-0.15%
Financial Health
Profit Margin (TTM) i0.38%0.12%
Operating Margin (TTM) i0.48%0.29%
Return on Equity (TTM) i0.13%0.10%
Debt to Equity (MRQ) i0.23301.61
Cash & Liquidity
Book Value per Share (MRQ)₹133.95₹148.59
Cash per Share (MRQ)₹93.83₹31.94
Operating Cash Flow (TTM) i₹-61,692,796,928₹-19,813,020,000
Levered Free Cash Flow (TTM) i₹11.24B₹12.16B
Dividends
Last 12-Month Dividend Yield i1.40%1.00%
Last 12-Month Dividend i₹3.00₹3.00

Valuation & Enterprise Metrics Analysis: City Union Bank Ltd. vs Manappuram Finance Ltd.

MetricCUB (Nov 23, 2025)MANAPPURAM (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i16.2162.64
Forward P/E i15.9411.30
PEG Ratio i1.03-1.08
Price to Sales (TTM) i6.127.87
Price to Book (MRQ) i1.961.99
Market Capitalization
Market Capitalization i₹194.70B₹271.84B
Enterprise Value i₹146.99B₹608.66B
Enterprise Value Metrics
Enterprise to Revenue i4.6217.28
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.310.63
Book Value per Share (MRQ) i₹133.95₹148.59

Financial Statements Comparison: City Union Bank Ltd. vs Manappuram Finance Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricCUB (2025)MANAPPURAM (2025)
Revenue/Sales i32.14B63.52B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i14.17B16.66B
Pre-Tax Income % of Revenue i44.1%26.2%
Income Tax i2.93B4.62B
Income Tax % of Revenue i9.1%7.3%
Net Income (Profit) i11.24B12.04B
Profit Margin i35.0%19.0%

Balance Sheet & Liquidity Metrics

MetricCUB (2025)MANAPPURAM (2025)
Cash & Equivalents i52.91B35.74B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i17.90B360.79B
Long-Term Debt % of Revenue i55.7%568.0%
Total Shareholders Equity i94.67B124.49B
Retained Earnings i1.54B75.17B
Retained Earnings % of Revenue i4.8%118.3%
Property, Plant & Equipment i11.55B5.57B

Cash Flow Statement Comparison

MetricCUB (2025)MANAPPURAM (2025)
Operating Cash Flow i12.36B-19.81B
Operating Cash Flow % of Revenue i38.4%-31.2%
Capital Expenditures i-1.20B-511.67M
Free Cash Flow i9.31B-6.62B
FCF Margin i29.0%-10.4%
Debt Repayment iN/AN/A
Common Stock Repurchase iN/A0

Short Interest & Institutional Ownership Analysis

MetricCUBMANAPPURAM
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i741.05M939.34M
Float Shares i695.15M457.65M
% Held by Insiders i8.00%36.49%
% Held by Institutions i55.44%28.81%
% Held by Public i36.56%34.70%

Dividend Analysis & Yield Comparison: City Union Bank Ltd. vs Manappuram Finance Ltd.

MetricCUBMANAPPURAM
Last 12-Month Dividend i₹3.00₹3.00
Last 12-Month Dividend Yield i1.40%1.00%
3-Year Avg Annual Dividend i₹1.67₹3.35
3-Year Avg Dividend Yield i0.73%0.45%
3-Year Total Dividends i₹5.00₹10.05
Ex-Dividend DateAug 01, 2025Feb 06, 2026