Dhanlaxmi Bank [DHANBANK] vs Jana Small Finance [JSFB] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 17 vital metrics comparison: Dhanlaxmi Bank Ltd. wins in 10 metrics, Jana Small Finance Bank Ltd. wins in 7 metrics, with 0 ties. Dhanlaxmi Bank Ltd. appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Dhanlaxmi Bank Ltd. | Jana Small Finance Bank Ltd. | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 10.93 | 15.85 | Dhanlaxmi Bank Ltd. |
| Price-to-Book Ratio | 0.72 | 1.14 | Dhanlaxmi Bank Ltd. |
| Debt-to-Equity Ratio | 0.35 | 0.93 | Dhanlaxmi Bank Ltd. |
| PEG Ratio | -0.28 | -0.18 | Jana Small Finance Bank Ltd. |
| Profit Margin (TTM) | 12.96% | 11.68% | Dhanlaxmi Bank Ltd. |
| Operating Margin (TTM) | 12.82% | 1.51% | Dhanlaxmi Bank Ltd. |
| EBITDA Margin (TTM) | 12.82% | 1.51% | Dhanlaxmi Bank Ltd. |
| Return on Equity | 7.03% | 12.18% | Jana Small Finance Bank Ltd. |
| Return on Assets (TTM) | 0.48% | 1.30% | Jana Small Finance Bank Ltd. |
| Free Cash Flow (TTM) | $-374.09M | $40.00B | Jana Small Finance Bank Ltd. |
| 1-Year Return | 7.85% | -3.45% | Dhanlaxmi Bank Ltd. |
| Price-to-Sales Ratio (TTM) | 1.54 | 1.85 | Dhanlaxmi Bank Ltd. |
| Enterprise Value | $8.59B | $62.39B | Jana Small Finance Bank Ltd. |
| EV/Revenue Ratio | 1.26 | 2.35 | Dhanlaxmi Bank Ltd. |
| Revenue per Share (TTM) | $18 | $253 | Jana Small Finance Bank Ltd. |
| Earnings per Share (Diluted) | $2.43 | $29.48 | Jana Small Finance Bank Ltd. |
| Beta (Stock Volatility) | 0.14 | 0.18 | Dhanlaxmi Bank Ltd. |
Dhanlaxmi Bank Ltd. vs Jana Small Finance Bank Ltd. Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Dhanlaxmi Bank Ltd. | -0.89% | 2.13% | 2.95% | 41.94% | 27.97% | 28.53% |
| Jana Small Finance Bank Ltd. | -0.61% | 1.04% | -2.86% | 36.87% | 10.85% | 13.11% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Dhanlaxmi Bank Ltd. | 7.85% | 92.92% | 118.99% | 33.65% | -71.73% | 93.72% |
| Jana Small Finance Bank Ltd. | -3.45% | 14.34% | 14.34% | 14.34% | 14.34% | 14.34% |
Performance & Financial Health Analysis: Dhanlaxmi Bank Ltd. vs Jana Small Finance Bank Ltd.
| Metric | DHANBANK | JSFB |
|---|---|---|
| Market Information | ||
| Market Cap | ₹10.48B | ₹49.39B |
| Market Cap Category | Small cap | Small cap |
| 10 Day Avg. Volume | 897,859 | 851,992 |
| 90 Day Avg. Volume | 957,237 | 531,720 |
| Last Close | ₹32.12 | ₹476.80 |
| 52 Week Range | ₹19.45 - ₹35.17 | ₹330.00 - ₹518.80 |
| % from 52W High | -8.67% | -8.10% |
| All-Time High | ₹212.20 (Oct 25, 2010) | ₹760.90 (Jun 17, 2024) |
| % from All-Time High | -84.86% | -37.34% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.14% | 0.08% |
| Quarterly Earnings Growth | 0.20% | -0.91% |
| Financial Health | ||
| Profit Margin (TTM) | 0.13% | 0.12% |
| Operating Margin (TTM) | 0.13% | 0.02% |
| Return on Equity (TTM) | 0.07% | 0.12% |
| Debt to Equity (MRQ) | 0.35 | 0.93 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | ₹36.75 | ₹409.98 |
| Cash per Share (MRQ) | ₹17.77 | ₹220.62 |
| Operating Cash Flow (TTM) | ₹410.70M | ₹4.66B |
| Levered Free Cash Flow (TTM) | ₹666.41M | ₹5.01B |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | N/A |
| Last 12-Month Dividend | ₹0.00 | N/A |
Valuation & Enterprise Metrics Analysis: Dhanlaxmi Bank Ltd. vs Jana Small Finance Bank Ltd.
| Metric | DHANBANK (Apr 26, 2026) | JSFB (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 10.93 | 15.85 |
| Forward P/E | N/A | 7.37 |
| PEG Ratio | -0.28 | -0.18 |
| Price to Sales (TTM) | 1.54 | 1.85 |
| Price to Book (MRQ) | 0.72 | 1.14 |
| Market Capitalization | ||
| Market Capitalization | ₹10.48B | ₹49.39B |
| Enterprise Value | ₹8.59B | ₹62.39B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 1.26 | 2.35 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.14 | 0.18 |
| Book Value per Share (MRQ) | ₹36.75 | ₹409.98 |
Financial Statements Comparison: Dhanlaxmi Bank Ltd. vs Jana Small Finance Bank Ltd.
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | DHANBANK (2025) | JSFB (2025) |
|---|---|---|
| Revenue/Sales | 6.36B | 30.50B |
| Cost of Goods Sold | N/A | N/A |
| COGS % of Revenue | 0.0% | 0.0% |
| Gross Profit | N/A | N/A |
| Gross Margin | 0.0% | 0.0% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| Operating Margin | 0.0% | 0.0% |
| EBITDA | N/A | N/A |
| EBITDA Margin | 0.0% | 0.0% |
| Pre-Tax Income | 716.24M | 4.74B |
| Pre-Tax Income % of Revenue | 11.3% | 15.5% |
| Income Tax | 49.80M | -277.40M |
| Income Tax % of Revenue | 0.8% | -0.9% |
| Net Income (Profit) | 666.44M | 5.01B |
| Profit Margin | 10.5% | 16.4% |
Balance Sheet & Liquidity Metrics
| Metric | DHANBANK (2025) | JSFB (2025) |
|---|---|---|
| Cash & Equivalents | 12.58B | 44.49B |
| Total Current Assets | N/A | N/A |
| Total Current Assets % of Revenue | 0.0% | 0.0% |
| Total Current Liabilities | N/A | N/A |
| Total Current Liabilities % of Revenue | 0.0% | 0.0% |
| Long-Term Debt | 2.00B | 33.77B |
| Long-Term Debt % of Revenue | 31.5% | 110.7% |
| Total Shareholders Equity | 13.95B | 41.18B |
| Retained Earnings | -7.11B | -30.58B |
| Retained Earnings % of Revenue | -111.9% | -100.3% |
| Property, Plant & Equipment | 5.49B | 1.50B |
Cash Flow Statement Comparison
| Metric | DHANBANK (2025) | JSFB (2025) |
|---|---|---|
| Operating Cash Flow | 410.70M | 4.66B |
| Operating Cash Flow % of Revenue | 6.5% | 15.3% |
| Capital Expenditures | -323.06M | -724.50M |
| Free Cash Flow | -374.09M | 40.00B |
| FCF Margin | -5.9% | 131.1% |
| Debt Repayment | N/A | -28.42B |
| Common Stock Repurchase | N/A | 0 |
Short Interest & Institutional Ownership Analysis
| Metric | DHANBANK | JSFB |
|---|---|---|
| Shares Short | N/A | N/A |
| Short Ratio | N/A | N/A |
| Short % of Float | N/A | N/A |
| Shares Outstanding | 394.70M | 105.32M |
| Float Shares | 229.91M | 58.59M |
| % Held by Insiders | 44.40% | 55.67% |
| % Held by Institutions | 5.99% | 12.34% |
| % Held by Public | 49.61% | 31.99% |
Dividend Analysis & Yield Comparison: Dhanlaxmi Bank Ltd. vs Jana Small Finance Bank Ltd.
| Metric | DHANBANK | JSFB |
|---|---|---|
| Last 12-Month Dividend | ₹0.00 | N/A |
| Last 12-Month Dividend Yield | N/A | N/A |
| 3-Year Avg Annual Dividend | ₹0.00 | N/A |
| 3-Year Avg Dividend Yield | N/A | N/A |
| 3-Year Total Dividends | ₹0.00 | N/A |
| Ex-Dividend Date | N/A | N/A |