General Insurance [GICRE] vs Motilal Oswal [MOTILALOFS] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: General Insurance Corporation of India wins in 10 metrics, Motilal Oswal Financial Services Ltd. wins in 8 metrics, with 1 ties. General Insurance Corporation of India appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | General Insurance Corporation of India | Motilal Oswal Financial Services Ltd. | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 7.27 | 24.07 | General Insurance Corporation of India |
| Price-to-Book Ratio | 0.70 | 3.69 | General Insurance Corporation of India |
| Debt-to-Equity Ratio | 0.00 | 121.04 | Tie |
| PEG Ratio | 2.48 | -0.48 | General Insurance Corporation of India |
| EV/EBITDA | 3.88 | 17.21 | General Insurance Corporation of India |
| Profit Margin (TTM) | 18.32% | 30.54% | Motilal Oswal Financial Services Ltd. |
| Operating Margin (TTM) | 17.91% | 41.85% | Motilal Oswal Financial Services Ltd. |
| EBITDA Margin (TTM) | 17.91% | 41.85% | Motilal Oswal Financial Services Ltd. |
| Return on Equity | 10.14% | 22.47% | Motilal Oswal Financial Services Ltd. |
| Return on Assets (TTM) | 3.31% | 7.36% | Motilal Oswal Financial Services Ltd. |
| Free Cash Flow (TTM) | $19.51B | $9.30B | General Insurance Corporation of India |
| Dividend Yield | 5.37% | 1.47% | General Insurance Corporation of India |
| 1-Year Return | -3.13% | 8.18% | Motilal Oswal Financial Services Ltd. |
| Price-to-Sales Ratio (TTM) | 1.33 | 7.18 | General Insurance Corporation of India |
| Enterprise Value | $427.61B | $565.94B | Motilal Oswal Financial Services Ltd. |
| EV/Revenue Ratio | 0.81 | 8.53 | General Insurance Corporation of India |
| Gross Profit Margin (TTM) | N/A | 57.06% | N/A |
| Revenue per Share (TTM) | $300 | $111 | General Insurance Corporation of India |
| Earnings per Share (Diluted) | $54.89 | $32.85 | General Insurance Corporation of India |
| Beta (Stock Volatility) | 0.39 | 0.00 | Motilal Oswal Financial Services Ltd. |
General Insurance Corporation of India vs Motilal Oswal Financial Services Ltd. Stock Performance Analysis
Loading Price Chart...
Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| General Insurance Corporation of India | 2.11% | 0.60% | -0.05% | 6.81% | 1.35% | 2.49% |
| Motilal Oswal Financial Services Ltd. | 5.74% | 14.41% | 11.40% | 40.23% | 11.34% | 11.62% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| General Insurance Corporation of India | -3.13% | 99.87% | 88.07% | -9.14% | -9.14% | -9.14% |
| Motilal Oswal Financial Services Ltd. | 8.18% | 25.74% | 11.13% | 170.54% | 793.36% | 355.76% |
Performance & Financial Health Analysis: General Insurance Corporation of India vs Motilal Oswal Financial Services Ltd.
| Metric | GICRE | MOTILALOFS |
|---|---|---|
| Market Information | ||
| Market Cap | ₹699.65B | ₹470.64B |
| Market Cap Category | Large cap | Large cap |
| 10 Day Avg. Volume | 1,036,512 | 1,383,064 |
| 90 Day Avg. Volume | 584,803 | 1,162,668 |
| Last Close | ₹387.25 | ₹939.45 |
| 52 Week Range | ₹350.25 - ₹417.95 | ₹614.90 - ₹1,097.10 |
| % from 52W High | -7.35% | -14.37% |
| All-Time High | ₹525.50 (Dec 16, 2024) | ₹1,588.40 (Jan 08, 2018) |
| % from All-Time High | -26.31% | -40.86% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.12% | 0.04% |
| Quarterly Earnings Growth | 0.03% | 0.00% |
| Financial Health | ||
| Profit Margin (TTM) | 0.18% | 0.31% |
| Operating Margin (TTM) | 0.18% | 0.42% |
| Return on Equity (TTM) | 0.10% | 0.22% |
| Debt to Equity (MRQ) | 0.00 | 121.04 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | ₹567.46 | ₹214.51 |
| Cash per Share (MRQ) | ₹153.37 | ₹130.81 |
| Operating Cash Flow (TTM) | N/A | ₹3.24B |
| Levered Free Cash Flow (TTM) | ₹74.32B | ₹25.02B |
| Dividends | ||
| Last 12-Month Dividend Yield | 5.37% | 1.47% |
| Last 12-Month Dividend | ₹20.00 | ₹11.00 |
Valuation & Enterprise Metrics Analysis: General Insurance Corporation of India vs Motilal Oswal Financial Services Ltd.
| Metric | GICRE (Apr 24, 2026) | MOTILALOFS (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 7.27 | 24.07 |
| Forward P/E | 6.91 | 15.40 |
| PEG Ratio | 2.48 | -0.48 |
| Price to Sales (TTM) | 1.33 | 7.18 |
| Price to Book (MRQ) | 0.70 | 3.69 |
| Market Capitalization | ||
| Market Capitalization | ₹699.65B | ₹470.64B |
| Enterprise Value | ₹427.61B | ₹565.94B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 0.81 | 8.53 |
| Enterprise to EBITDA | 3.88 | 17.21 |
| Risk & Other Metrics | ||
| Beta | 0.39 | 0.00 |
| Book Value per Share (MRQ) | ₹567.46 | ₹214.51 |
Financial Statements Comparison: General Insurance Corporation of India vs Motilal Oswal Financial Services Ltd.
Financial Metrics
Loading Financial Charts...
Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | GICRE (2025) | MOTILALOFS (2025) |
|---|---|---|
| Revenue/Sales | 507.02B | 64.42B |
| Cost of Goods Sold | N/A | 29.15B |
| COGS % of Revenue | 0.0% | 45.3% |
| Gross Profit | N/A | 35.26B |
| Gross Margin | 0.0% | 54.7% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | 25.50B |
| Operating Margin | 0.0% | 39.6% |
| EBITDA | N/A | 32.88B |
| EBITDA Margin | 0.0% | 51.0% |
| Pre-Tax Income | 91.05B | 32.26B |
| Pre-Tax Income % of Revenue | 18.0% | 50.1% |
| Income Tax | 21.31B | 7.18B |
| Income Tax % of Revenue | 4.2% | 11.1% |
| Net Income (Profit) | 74.32B | 25.08B |
| Profit Margin | 14.7% | 38.9% |
Balance Sheet & Liquidity Metrics
| Metric | GICRE (2025) | MOTILALOFS (2025) |
|---|---|---|
| Cash & Equivalents | 252.80B | 65.93B |
| Total Current Assets | N/A | 213.42B |
| Total Current Assets % of Revenue | 0.0% | 331.3% |
| Total Current Liabilities | N/A | 173.38B |
| Total Current Liabilities % of Revenue | 0.0% | 269.2% |
| Long-Term Debt | N/A | 45.29B |
| Long-Term Debt % of Revenue | 0.0% | 70.3% |
| Total Shareholders Equity | 615.00B | 111.31B |
| Retained Earnings | 266.14B | 93.43B |
| Retained Earnings % of Revenue | 52.5% | 145.0% |
| Property, Plant & Equipment | 139.70M | 6.96B |
Cash Flow Statement Comparison
| Metric | GICRE (2025) | MOTILALOFS (2025) |
|---|---|---|
| Operating Cash Flow | N/A | 3.24B |
| Operating Cash Flow % of Revenue | 0.0% | 5.0% |
| Capital Expenditures | -237.10M | -2.81B |
| Free Cash Flow | 19.51B | 9.30B |
| FCF Margin | 3.8% | 14.4% |
| Debt Repayment | 0 | -7.60B |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | GICRE | MOTILALOFS |
|---|---|---|
| Shares Short | N/A | N/A |
| Short Ratio | N/A | N/A |
| Short % of Float | N/A | N/A |
| Shares Outstanding | 1.75B | 601.86M |
| Float Shares | 308.71M | 157.71M |
| % Held by Insiders | 82.40% | 53.12% |
| % Held by Institutions | 12.40% | 28.33% |
| % Held by Public | 5.20% | 18.55% |
Dividend Analysis & Yield Comparison: General Insurance Corporation of India vs Motilal Oswal Financial Services Ltd.
| Metric | GICRE | MOTILALOFS |
|---|---|---|
| Last 12-Month Dividend | ₹20.00 | ₹11.00 |
| Last 12-Month Dividend Yield | 5.37% | 1.47% |
| 3-Year Avg Annual Dividend | ₹9.07 | ₹4.17 |
| 3-Year Avg Dividend Yield | 2.76% | 0.36% |
| 3-Year Total Dividends | ₹27.20 | ₹12.51 |
| Ex-Dividend Date | Sep 04, 2025 | Jan 30, 2026 |