General Insurance [GICRE] vs State Bank of India [SBIN] Detailed Stock Comparison

General Insurance

NSE
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State Bank of India

NSE
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TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: General Insurance wins in 8 metrics, State Bank of India wins in 10 metrics, with 0 ties. State Bank of India appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricGeneral InsuranceState Bank of IndiaBetter
P/E Ratio (TTM)7.479.64General Insurance
Price-to-Book Ratio0.671.50General Insurance
Debt-to-Equity Ratio0.001.09General Insurance
PEG Ratio0.090.99General Insurance
Profit Margin (TTM)16.70%22.67%State Bank of India
Operating Margin (TTM)18.87%35.02%State Bank of India
EBITDA Margin (TTM)18.87%35.02%State Bank of India
Return on Equity9.17%16.58%State Bank of India
Return on Assets (TTM)3.36%1.16%General Insurance
Free Cash Flow (TTM)$19.51B$428.49BState Bank of India
Dividend Yield5.37%2.01%General Insurance
1-Year Return-4.75%9.51%State Bank of India
Price-to-Sales Ratio (TTM)1.262.30General Insurance
Enterprise Value$383.78B$10,189.17BState Bank of India
EV/Revenue Ratio0.752.91General Insurance
Revenue per Share (TTM)$292$393State Bank of India
Earnings per Share (Diluted)$49.35$90.47State Bank of India
Beta (Stock Volatility)0.540.48State Bank of India
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

General Insurance vs State Bank of India Stock Performance Analysis

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General Insurance
State Bank of India
General Insurance Stock Overview | State Bank of India Stock Overview

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
General Insurance0.08%0.94%-1.21%-4.08%-11.60%-20.12%
State Bank of India0.20%0.21%8.24%6.35%13.06%9.99%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
General Insurance-4.75%191.06%200.37%-12.25%-12.25%-12.25%
State Bank of India9.51%64.55%339.96%258.37%168.66%908.61%

News Based Sentiment: General Insurance vs State Bank of India

General Insurance

News based Sentiment: MIXED

September presented a highly conflicted picture for GIC Re investors. A significant upgrade from JPMorgan clashed with a 'Strong Sell' recommendation from Bazaartrend, alongside concerns about future EPS growth despite strong recent earnings. This creates a complex investment narrative requiring careful consideration.

View General Insurance News Sentiment Analysis

State Bank of India

News based Sentiment: POSITIVE

September was a strong month for SBI, marked by robust Q1 FY26 earnings, reaffirmed growth targets, and strategic moves in risk management and green financing. Analyst confidence remains high, supporting a positive outlook for the bank's future performance and solidifying its position as a leading financial institution.

View State Bank of India News Sentiment Analysis

Performance & Financial Health Analysis: General Insurance vs State Bank of India

MetricGICRESBIN
Market Information
Market Cap i₹647.39B₹8.05T
Market Cap CategoryLarge capLarge cap
10 Day Avg. Volume i667,43512,748,308
90 Day Avg. Volume i780,8727,860,727
Last Close₹366.60₹872.45
52 Week Range₹347.00 - ₹525.50₹680.00 - ₹880.50
% from 52W High-30.24%-0.91%
All-Time High₹525.50 (Dec 16, 2024)₹912.00 (Jun 03, 2024)
% from All-Time High-30.24%-4.34%
Growth Metrics
Quarterly Revenue Growth0.13%0.10%
Quarterly Earnings Growth0.81%0.10%
Financial Health
Profit Margin (TTM) i0.17%0.23%
Operating Margin (TTM) i0.19%0.35%
Return on Equity (TTM) i0.09%0.17%
Debt to Equity (MRQ) i0.001.09
Cash & Liquidity
Book Value per Share (MRQ)₹547.80₹583.19
Cash per Share (MRQ)₹144.96₹422.70
Operating Cash Flow (TTM) iN/A₹1.94T
Levered Free Cash Flow (TTM) i₹74.32B₹775.61B
Dividends
Last 12-Month Dividend Yield i5.37%2.01%
Last 12-Month Dividend i₹20.00₹15.90

Valuation & Enterprise Metrics Analysis: General Insurance vs State Bank of India

MetricGICRESBIN
Price Ratios
P/E Ratio (TTM) i7.479.64
Forward P/E i10.5010.55
PEG Ratio i0.090.99
Price to Sales (TTM) i1.262.30
Price to Book (MRQ) i0.671.50
Market Capitalization
Market Capitalization i₹647.39B₹8.05T
Enterprise Value i₹383.78B₹10.19T
Enterprise Value Metrics
Enterprise to Revenue i0.752.91
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.540.48
Book Value per Share (MRQ) i₹547.80₹583.19

Financial Statements Comparison: General Insurance vs State Bank of India

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)GICRESBIN
Revenue/Sales i₹146.20B₹887.25B
Cost of Goods Sold iN/AN/A
Gross Profit iN/AN/A
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
EBITDA iN/AN/A
Pre-Tax Income i₹26.64B₹292.29B
Income Tax i₹4.91B₹76.02B
Net Income (Profit) i₹25.31B₹221.21B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)GICRESBIN
Cash & Equivalents i₹254.40B₹3.90T
Total Current Assets iN/AN/A
Total Current Liabilities iN/AN/A
Long-Term Debt iN/A₹5.86T
Total Shareholders Equity i₹663.22B₹5.40T
Retained Earnings iN/AN/A
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)GICRESBIN
Operating Cash Flow i₹-113.50BN/A
Capital Expenditures i₹-8.95MN/A
Free Cash Flow i₹32.15BN/A
Debt Repayment iN/AN/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricGICRESBIN
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Average Daily Volume (10 Day) i667,43512,748,308
Average Daily Volume (90 Day) i780,8727,860,727
Shares Outstanding i1.75B8.92B
Float Shares i308.92M4.09B
% Held by Insiders i0.82%0.57%
% Held by Institutions i0.12%0.28%

Dividend Analysis & Yield Comparison: General Insurance vs State Bank of India

MetricGICRESBIN
Last 12-Month Dividend i₹20.00₹15.90
Last 12-Month Dividend Yield i5.37%2.01%
3-Year Avg Annual Dividend i₹9.07₹13.63
3-Year Avg Dividend Yield i2.76%1.86%
3-Year Total Dividends i₹27.20₹40.90
Ex-Dividend DateSep 04, 2025May 16, 2025