General Insurance [GICRE] vs State Bank of India [SBIN] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: General Insurance wins in 6 metrics, State Bank of India wins in 12 metrics, with 0 ties. State Bank of India appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricGeneral InsuranceState Bank of IndiaBetter
P/E Ratio (TTM)10.059.21State Bank of India
Price-to-Book Ratio0.761.47General Insurance
Debt-to-Equity Ratio0.001.25General Insurance
PEG Ratio10.919.68State Bank of India
EV/EBITDA4.47N/AN/A
Profit Margin (TTM)14.99%22.62%State Bank of India
Operating Margin (TTM)27.28%28.66%State Bank of India
EBITDA Margin (TTM)27.28%28.66%State Bank of India
Return on Equity8.52%17.21%State Bank of India
Return on Assets (TTM)3.09%1.15%General Insurance
Free Cash Flow (TTM)$19.51B$428.49BState Bank of India
Dividend Yield2.69%2.01%General Insurance
1-Year Return-3.06%-2.32%State Bank of India
Price-to-Sales Ratio (TTM)1.362.15General Insurance
Enterprise Value$419.65B$11,922.30BState Bank of India
EV/Revenue Ratio0.853.48General Insurance
Revenue per Share (TTM)$283$384State Bank of India
Earnings per Share (Diluted)$38.13$86.89State Bank of India
Beta (Stock Volatility)0.550.49State Bank of India
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends

General Insurance vs State Bank of India Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
General Insurance4.14%-3.71%-0.21%-8.08%-9.79%-17.65%
State Bank of India-0.37%1.08%-0.21%3.74%9.22%1.51%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
General Insurance-3.06%212.45%166.10%-9.54%-9.54%-9.54%
State Bank of India-2.32%51.71%309.75%199.87%182.49%952.21%

Performance & Financial Health Analysis: General Insurance vs State Bank of India

MetricGICRESBIN
Market Information
Market Cap i₹672.11B₹7.39T
Market Cap CategoryLarge capLarge cap
10 Day Avg. Volume i865,2379,966,311
90 Day Avg. Volume i841,02110,670,654
Last Close₹391.55₹802.60
52 Week Range₹347.00 - ₹525.50₹680.00 - ₹875.45
% from 52W High-25.49%-8.32%
All-Time High₹525.50 (Dec 16, 2024)₹912.00 (Jun 03, 2024)
% from All-Time High-25.49%-12.00%
Growth Metrics
Quarterly Revenue Growth0.30%0.02%
Quarterly Earnings Growth-0.03%-0.08%
Financial Health
Profit Margin (TTM) i0.15%0.23%
Operating Margin (TTM) i0.27%0.29%
Return on Equity (TTM) i0.09%0.17%
Debt to Equity (MRQ) i0.001.25
Cash & Liquidity
Book Value per Share (MRQ)₹506.03₹545.68
Cash per Share (MRQ)₹144.06₹186.93
Operating Cash Flow (TTM) i₹19.76B₹-4,248,742,395,904
Levered Free Cash Flow (TTM) i₹127.87B₹775.61B
Dividends
Last 12-Month Dividend Yield i2.69%2.01%
Last 12-Month Dividend i₹10.00₹15.90

Valuation & Enterprise Metrics Analysis: General Insurance vs State Bank of India

MetricGICRESBIN
Price Ratios
P/E Ratio (TTM) i10.059.21
Forward P/E i10.919.68
PEG Ratio i10.919.68
Price to Sales (TTM) i1.362.15
Price to Book (MRQ) i0.761.47
Market Capitalization
Market Capitalization i₹672.11B₹7.39T
Enterprise Value i₹419.65B₹11.92T
Enterprise Value Metrics
Enterprise to Revenue i0.853.48
Enterprise to EBITDA i4.47N/A
Risk & Other Metrics
Beta i0.550.49
Book Value per Share (MRQ) i₹506.03₹545.68

Financial Statements Comparison: General Insurance vs State Bank of India

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)GICRESBIN
Revenue/Sales i₹131.76B₹1.01T
Cost of Goods Sold iN/AN/A
Gross Profit iN/AN/A
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
EBITDA iN/AN/A
Pre-Tax Income i₹31.44B₹268.97B
Income Tax i₹7.80B₹69.55B
Net Income (Profit) i₹24.99B₹203.79B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)GICRESBIN
Cash & Equivalents i₹252.80B₹3.58T
Total Current Assets iN/AN/A
Total Current Liabilities iN/AN/A
Long-Term Debt iN/A₹6.11T
Total Shareholders Equity i₹615.00B₹5.05T
Retained Earnings iN/AN/A
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)GICRESBIN
Operating Cash Flow i₹-113.50BN/A
Capital Expenditures i₹-8.95MN/A
Free Cash Flow i₹32.15BN/A
Debt Repayment iN/AN/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricGICRESBIN
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Average Daily Volume (10 Day) i865,2379,966,311
Average Daily Volume (90 Day) i841,02110,670,654
Shares Outstanding i1.75B8.92B
Float Shares i308.90M3.95B
% Held by Insiders i0.82%0.56%
% Held by Institutions i0.12%0.27%

Dividend Analysis & Yield Comparison: General Insurance vs State Bank of India

MetricGICRESBIN
Last 12-Month Dividend i₹10.00₹15.90
Last 12-Month Dividend Yield i2.69%2.01%
3-Year Avg Annual Dividend i₹5.73₹13.63
3-Year Avg Dividend Yield i2.80%1.86%
3-Year Total Dividends i₹17.20₹40.90
Ex-Dividend DateSep 11, 2024May 16, 2025