General Insurance [GICRE] vs State Bank of India [SBIN] Detailed Stock Comparison

General Insurance Corporation of India

NSE
Loading...

State Bank of India

NSE
Loading...

TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: General Insurance Corporation of India wins in 8 metrics, State Bank of India wins in 9 metrics, with 1 ties. State Bank of India appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric General Insurance Corporation of India State Bank of India Better
P/E Ratio (TTM) 7.27 12.01 General Insurance Corporation of India
Price-to-Book Ratio 0.70 1.72 General Insurance Corporation of India
Debt-to-Equity Ratio 0.00 1.12 Tie
PEG Ratio 2.48 2.89 General Insurance Corporation of India
EV/EBITDA 3.88 N/A N/A
Profit Margin (TTM) 18.32% 22.50% State Bank of India
Operating Margin (TTM) 17.91% 29.68% State Bank of India
EBITDA Margin (TTM) 17.91% 29.68% State Bank of India
Return on Equity 10.14% 15.36% State Bank of India
Return on Assets (TTM) 3.31% 1.06% General Insurance Corporation of India
Free Cash Flow (TTM) $19.51B $428.49B State Bank of India
Dividend Yield 5.37% 2.01% General Insurance Corporation of India
1-Year Return -7.37% 18.72% State Bank of India
Price-to-Sales Ratio (TTM) 1.33 2.75 General Insurance Corporation of India
Enterprise Value $427.61B $14,175.08B State Bank of India
EV/Revenue Ratio 0.81 3.83 General Insurance Corporation of India
Revenue per Share (TTM) $300 $408 State Bank of India
Earnings per Share (Diluted) $54.89 $91.84 State Bank of India
Beta (Stock Volatility) 0.39 0.46 General Insurance Corporation of India

General Insurance Corporation of India vs State Bank of India Stock Performance Analysis

Loading Price Chart...

GICRE
SBIN

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
General Insurance Corporation of India1.45%-2.05%-6.53%5.40%-0.96%1.26%
State Bank of India0.91%0.27%-9.17%-17.37%2.04%-1.45%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
General Insurance Corporation of India-7.37%104.31%90.01%-8.67%-8.67%-8.67%
State Bank of India18.72%64.24%122.42%390.54%317.04%1,118.60%

Performance & Financial Health Analysis: General Insurance Corporation of India vs State Bank of India

MetricGICRESBIN
Market Information
Market Cap i₹699.65B₹10.16T
Market Cap CategoryLarge capLarge cap
10 Day Avg. Volume i1,036,51220,281,858
90 Day Avg. Volume i584,80318,641,911
Last Close₹388.15₹979.25
52 Week Range₹350.25 - ₹424.65₹781.70 - ₹1,234.70
% from 52W High-8.60%-20.69%
All-Time High₹525.50 (Dec 16, 2024)₹1,234.70 (Feb 24, 2026)
% from All-Time High-26.14%-20.69%
Growth Metrics
Quarterly Revenue Growth0.12%0.15%
Quarterly Earnings Growth0.03%0.13%
Financial Health
Profit Margin (TTM) i0.18%0.23%
Operating Margin (TTM) i0.18%0.30%
Return on Equity (TTM) i0.10%0.15%
Debt to Equity (MRQ) i0.001.12
Cash & Liquidity
Book Value per Share (MRQ)₹567.46₹641.36
Cash per Share (MRQ)₹153.37₹339.52
Operating Cash Flow (TTM) iN/A₹1.94T
Levered Free Cash Flow (TTM) i₹74.32B₹775.61B
Dividends
Last 12-Month Dividend Yield i5.37%2.01%
Last 12-Month Dividend i₹20.00₹15.90

Valuation & Enterprise Metrics Analysis: General Insurance Corporation of India vs State Bank of India

MetricGICRE (Apr 24, 2026)SBIN (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i7.2712.01
Forward P/E i6.9111.99
PEG Ratio i2.482.89
Price to Sales (TTM) i1.332.75
Price to Book (MRQ) i0.701.72
Market Capitalization
Market Capitalization i₹699.65B₹10.16T
Enterprise Value i₹427.61B₹14.18T
Enterprise Value Metrics
Enterprise to Revenue i0.813.83
Enterprise to EBITDA i3.88N/A
Risk & Other Metrics
Beta i0.390.46
Book Value per Share (MRQ) i₹567.46₹641.36

Financial Statements Comparison: General Insurance Corporation of India vs State Bank of India

Financial Metrics

Loading Financial Charts...

Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricGICRE (2025)SBIN (2025)
Revenue/Sales i507.02B3.50T
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i91.05B1.06T
Pre-Tax Income % of Revenue i18.0%30.4%
Income Tax i21.31B273.48B
Income Tax % of Revenue i4.2%7.8%
Net Income (Profit) i74.32B805.23B
Profit Margin i14.7%23.0%

Balance Sheet & Liquidity Metrics

MetricGICRE (2025)SBIN (2025)
Cash & Equivalents i252.80B6.21T
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt iN/A6.18T
Long-Term Debt % of Revenue i0.0%176.8%
Total Shareholders Equity i615.00B5.05T
Retained Earnings i266.14B1.08T
Retained Earnings % of Revenue i52.5%31.0%
Property, Plant & Equipment i139.70M881.22B

Cash Flow Statement Comparison

MetricGICRE (2025)SBIN (2025)
Operating Cash Flow iN/A1.94T
Operating Cash Flow % of Revenue i0.0%55.6%
Capital Expenditures i-237.10M-56.37B
Free Cash Flow i19.51B428.49B
FCF Margin i3.8%12.3%
Debt Repayment i0-151.04B
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricGICRESBIN
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i1.75B9.23B
Float Shares i308.71M4.09B
% Held by Insiders i82.40%56.92%
% Held by Institutions i12.40%28.92%
% Held by Public i5.20%14.16%

Dividend Analysis & Yield Comparison: General Insurance Corporation of India vs State Bank of India

MetricGICRESBIN
Last 12-Month Dividend i₹20.00₹15.90
Last 12-Month Dividend Yield i5.37%2.01%
3-Year Avg Annual Dividend i₹9.07₹13.63
3-Year Avg Dividend Yield i2.76%1.86%
3-Year Total Dividends i₹27.20₹40.90
Ex-Dividend DateSep 04, 2025May 16, 2025