HDFC Bank Limited [HDFCBANK] vs State Bank of India [SBIN] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: HDFC Bank Limited wins in 7 metrics, State Bank of India wins in 11 metrics, with 0 ties. State Bank of India appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricHDFC Bank LimitedState Bank of IndiaBetter
P/E Ratio (TTM)22.399.76State Bank of India
Price-to-Book Ratio2.761.49State Bank of India
Debt-to-Equity Ratio1.061.09HDFC Bank Limited
PEG Ratio-0.441.00HDFC Bank Limited
Profit Margin (TTM)25.79%22.67%HDFC Bank Limited
Operating Margin (TTM)29.77%35.02%State Bank of India
EBITDA Margin (TTM)29.77%35.02%State Bank of India
Return on Equity13.93%16.58%State Bank of India
Return on Assets (TTM)1.73%1.16%HDFC Bank Limited
Free Cash Flow (TTM)$1,129.22B$428.49BHDFC Bank Limited
Dividend Yield1.09%2.01%State Bank of India
1-Year Return19.02%8.12%HDFC Bank Limited
Price-to-Sales Ratio (TTM)5.502.29State Bank of India
Enterprise Value$19,823.59B$10,157.32BHDFC Bank Limited
EV/Revenue Ratio7.252.90State Bank of India
Revenue per Share (TTM)$179$393State Bank of India
Earnings per Share (Diluted)$43.72$88.98State Bank of India
Beta (Stock Volatility)0.580.47State Bank of India
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

HDFC Bank Limited vs State Bank of India Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
HDFC Bank Limited-0.39%3.31%1.71%-1.13%11.79%10.22%
State Bank of India-0.75%-0.89%6.91%7.17%15.77%9.01%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
HDFC Bank Limited19.02%36.55%63.84%257.26%723.49%2,879.98%
State Bank of India8.12%64.02%341.29%236.72%173.15%906.52%

News Based Sentiment: HDFC Bank Limited vs State Bank of India

HDFC Bank Limited

News based Sentiment: POSITIVE

October brought a mix of positive and slightly concerning developments for HDFC Bank. Strong financial performance and favorable regulatory changes were offset by an EPS miss and a regulatory issue in the DIFC. However, the overall trend appears positive, driven by robust growth in advances and deposits, and improved analyst sentiment.

View HDFC Bank Limited News Sentiment Analysis

State Bank of India

News based Sentiment: POSITIVE

September was a strong month for SBI, marked by robust Q1 FY26 earnings, reaffirmed growth targets, and strategic moves in risk management and green financing. Analyst confidence remains high, supporting a positive outlook for the bank's future performance and solidifying its position as a leading financial institution.

View State Bank of India News Sentiment Analysis

Performance & Financial Health Analysis: HDFC Bank Limited vs State Bank of India

MetricHDFCBANKSBIN
Market Information
Market Cap i₹15.04T₹8.07T
Market Cap CategoryLarge capLarge cap
10 Day Avg. Volume i21,900,9679,916,184
90 Day Avg. Volume i18,624,4407,909,296
Last Close₹978.70₹858.25
52 Week Range₹811.00 - ₹1,018.85₹680.00 - ₹880.50
% from 52W High-3.94%-2.53%
All-Time High₹2,037.70 (Jul 24, 2025)₹912.00 (Jun 03, 2024)
% from All-Time High-51.97%-5.89%
Growth Metrics
Quarterly Revenue Growth0.01%0.10%
Quarterly Earnings Growth-0.01%0.10%
Financial Health
Profit Margin (TTM) i0.26%0.23%
Operating Margin (TTM) i0.30%0.35%
Return on Equity (TTM) i0.14%0.17%
Debt to Equity (MRQ) i1.061.09
Cash & Liquidity
Book Value per Share (MRQ)₹354.29₹583.19
Cash per Share (MRQ)₹93.08₹422.70
Operating Cash Flow (TTM) i₹795.18B₹1.94T
Levered Free Cash Flow (TTM) i₹673.51B₹775.61B
Dividends
Last 12-Month Dividend Yield i1.09%2.01%
Last 12-Month Dividend i₹22.00₹15.90

Valuation & Enterprise Metrics Analysis: HDFC Bank Limited vs State Bank of India

MetricHDFCBANKSBIN
Price Ratios
P/E Ratio (TTM) i22.399.76
Forward P/E i10.1610.51
PEG Ratio i-0.441.00
Price to Sales (TTM) i5.502.29
Price to Book (MRQ) i2.761.49
Market Capitalization
Market Capitalization i₹15.04T₹8.07T
Enterprise Value i₹19.82T₹10.16T
Enterprise Value Metrics
Enterprise to Revenue i7.252.90
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.580.47
Book Value per Share (MRQ) i₹354.29₹583.19

Financial Statements Comparison: HDFC Bank Limited vs State Bank of India

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)HDFCBANKSBIN
Revenue/Sales i₹853.46B₹887.25B
Cost of Goods Sold iN/AN/A
Gross Profit iN/AN/A
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
EBITDA iN/AN/A
Pre-Tax Income i₹208.50B₹292.29B
Income Tax i₹37.59B₹76.02B
Net Income (Profit) i₹170.90B₹221.21B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)HDFCBANKSBIN
Cash & Equivalents i₹3.22T₹3.90T
Total Current Assets iN/AN/A
Total Current Liabilities iN/AN/A
Long-Term Debt i₹6.02T₹5.86T
Total Shareholders Equity i₹8.62T₹5.40T
Retained Earnings i₹2.10TN/A
Property, Plant & Equipment i₹215.96BN/A

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)HDFCBANKSBIN
Operating Cash Flow iN/AN/A
Capital Expenditures iN/AN/A
Free Cash Flow iN/AN/A
Debt Repayment iN/AN/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricHDFCBANKSBIN
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Average Daily Volume (10 Day) i21,900,9679,916,184
Average Daily Volume (90 Day) i18,624,4407,909,296
Shares Outstanding i15.30B8.92B
Float Shares i15.27B4.09B
% Held by Insiders i0.00%0.57%
% Held by Institutions i0.56%0.28%

Dividend Analysis & Yield Comparison: HDFC Bank Limited vs State Bank of India

MetricHDFCBANKSBIN
Last 12-Month Dividend i₹22.00₹15.90
Last 12-Month Dividend Yield i1.09%2.01%
3-Year Avg Annual Dividend i₹20.17₹13.63
3-Year Avg Dividend Yield i1.19%1.86%
3-Year Total Dividends i₹60.50₹40.90
Ex-Dividend DateJun 27, 2025May 16, 2025