HDFC Bank Limited [HDFCBANK] vs State Bank of India [SBIN] Detailed Stock Comparison

HDFC Bank Limited

NSE
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State Bank of India

NSE
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TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: HDFC Bank Limited wins in 7 metrics, State Bank of India wins in 11 metrics, with 0 ties. State Bank of India appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric HDFC Bank Limited State Bank of India Better
P/E Ratio (TTM) 17.85 12.01 State Bank of India
Price-to-Book Ratio 2.18 1.72 State Bank of India
Debt-to-Equity Ratio 1.04 1.12 HDFC Bank Limited
PEG Ratio -0.35 2.89 State Bank of India
Profit Margin (TTM) 26.83% 22.50% HDFC Bank Limited
Operating Margin (TTM) 40.54% 29.68% HDFC Bank Limited
EBITDA Margin (TTM) 40.54% 29.68% HDFC Bank Limited
Return on Equity 13.82% 15.36% State Bank of India
Return on Assets (TTM) 1.70% 1.06% HDFC Bank Limited
Free Cash Flow (TTM) $1,129.22B $428.49B HDFC Bank Limited
Dividend Yield 1.09% 2.01% State Bank of India
1-Year Return -19.44% 28.37% State Bank of India
Price-to-Sales Ratio (TTM) 4.35 2.75 State Bank of India
Enterprise Value $15,485.45B $14,175.08B HDFC Bank Limited
EV/Revenue Ratio 5.47 3.83 State Bank of India
Revenue per Share (TTM) $184 $408 State Bank of India
Earnings per Share (Diluted) $44.81 $91.84 State Bank of India
Beta (Stock Volatility) 0.49 0.46 State Bank of India

HDFC Bank Limited vs State Bank of India Stock Performance Analysis

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HDFCBANK
SBIN

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
HDFC Bank Limited0.63%5.24%1.28%-7.52%-21.96%-21.57%
State Bank of India0.36%3.96%5.99%-4.30%5.54%3.67%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
HDFC Bank Limited-19.44%-3.61%4.40%164.09%557.63%2,003.62%
State Bank of India28.37%78.06%146.34%376.53%359.60%1,305.87%

Performance & Financial Health Analysis: HDFC Bank Limited vs State Bank of India

MetricHDFCBANKSBIN
Market Information
Market Cap i₹12.07T₹10.16T
Market Cap CategoryLarge capLarge cap
10 Day Avg. Volume i46,991,48620,281,858
90 Day Avg. Volume i56,548,43218,641,911
Last Close₹777.35₹1,020.85
52 Week Range₹726.65 - ₹1,020.50₹781.70 - ₹1,234.70
% from 52W High-23.83%-17.32%
All-Time High₹2,037.70 (Jul 24, 2025)₹1,234.70 (Feb 24, 2026)
% from All-Time High-61.85%-17.32%
Growth Metrics
Quarterly Revenue Growth-0.02%0.15%
Quarterly Earnings Growth0.08%0.13%
Financial Health
Profit Margin (TTM) i0.27%0.23%
Operating Margin (TTM) i0.41%0.30%
Return on Equity (TTM) i0.14%0.15%
Debt to Equity (MRQ) i1.041.12
Cash & Liquidity
Book Value per Share (MRQ)₹367.24₹641.36
Cash per Share (MRQ)₹202.63₹339.52
Operating Cash Flow (TTM) i₹-2,752,336,887,808₹1.94T
Levered Free Cash Flow (TTM) i₹673.51B₹775.61B
Dividends
Last 12-Month Dividend Yield i1.09%2.01%
Last 12-Month Dividend i₹22.00₹15.90

Valuation & Enterprise Metrics Analysis: HDFC Bank Limited vs State Bank of India

MetricHDFCBANK (Apr 23, 2026)SBIN (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i17.8512.01
Forward P/E i12.7311.99
PEG Ratio i-0.352.89
Price to Sales (TTM) i4.352.75
Price to Book (MRQ) i2.181.72
Market Capitalization
Market Capitalization i₹12.07T₹10.16T
Enterprise Value i₹15.49T₹14.18T
Enterprise Value Metrics
Enterprise to Revenue i5.473.83
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.490.46
Book Value per Share (MRQ) i₹367.24₹641.36

Financial Statements Comparison: HDFC Bank Limited vs State Bank of India

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricHDFCBANK (2025)SBIN (2025)
Revenue/Sales i2.37T3.50T
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i861.55B1.06T
Pre-Tax Income % of Revenue i36.3%30.4%
Income Tax i175.01B273.48B
Income Tax % of Revenue i7.4%7.8%
Net Income (Profit) i686.53B805.23B
Profit Margin i28.9%23.0%

Balance Sheet & Liquidity Metrics

MetricHDFCBANK (2025)SBIN (2025)
Cash & Equivalents i3.22T6.21T
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i6.02T6.18T
Long-Term Debt % of Revenue i253.9%176.8%
Total Shareholders Equity i8.62T5.05T
Retained Earnings i2.10T1.08T
Retained Earnings % of Revenue i88.5%31.0%
Property, Plant & Equipment i215.96B881.22B

Cash Flow Statement Comparison

MetricHDFCBANK (2025)SBIN (2025)
Operating Cash Flow i795.18B1.94T
Operating Cash Flow % of Revenue i33.5%55.6%
Capital Expenditures i-65.42B-56.37B
Free Cash Flow i1.13T428.49B
FCF Margin i47.6%12.3%
Debt Repayment i-1.46T-151.04B
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricHDFCBANKSBIN
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i15.34B9.23B
Float Shares i15.33B4.09B
% Held by Insiders i0.17%56.92%
% Held by Institutions i58.26%28.92%
% Held by Public i41.57%14.16%

Dividend Analysis & Yield Comparison: HDFC Bank Limited vs State Bank of India

MetricHDFCBANKSBIN
Last 12-Month Dividend i₹22.00₹15.90
Last 12-Month Dividend Yield i1.09%2.01%
3-Year Avg Annual Dividend i₹20.17₹13.63
3-Year Avg Dividend Yield i1.19%1.86%
3-Year Total Dividends i₹60.50₹40.90
Ex-Dividend DateJun 27, 2025May 16, 2025