ICICI Lombard [ICICIGI] vs Star Health [STARHEALTH] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: ICICI Lombard General Insurance Company Limited wins in 10 metrics, Star Health and Allied Insurance Company Limited wins in 7 metrics, with 1 ties. ICICI Lombard General Insurance Company Limited appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | ICICI Lombard General Insurance Company Limited | Star Health and Allied Insurance Company Limited | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 32.76 | 67.30 | ICICI Lombard General Insurance Company Limited |
| Price-to-Book Ratio | 5.61 | 3.94 | Star Health and Allied Insurance Company Limited |
| Debt-to-Equity Ratio | 0.00 | 6.18 | Tie |
| PEG Ratio | -1.31 | 4.57 | Star Health and Allied Insurance Company Limited |
| EV/EBITDA | 24.70 | 36.00 | ICICI Lombard General Insurance Company Limited |
| Profit Margin (TTM) | 10.26% | 2.58% | ICICI Lombard General Insurance Company Limited |
| Operating Margin (TTM) | 10.13% | 3.79% | ICICI Lombard General Insurance Company Limited |
| EBITDA Margin (TTM) | 10.13% | 3.79% | ICICI Lombard General Insurance Company Limited |
| Return on Equity | 17.85% | 9.08% | ICICI Lombard General Insurance Company Limited |
| Return on Assets (TTM) | 3.08% | 3.11% | Star Health and Allied Insurance Company Limited |
| Free Cash Flow (TTM) | $23.79B | $12.96B | ICICI Lombard General Insurance Company Limited |
| Dividend Yield | 0.95% | N/A | N/A |
| 1-Year Return | -12.62% | 17.11% | Star Health and Allied Insurance Company Limited |
| Price-to-Sales Ratio (TTM) | 3.34 | 1.73 | Star Health and Allied Insurance Company Limited |
| Enterprise Value | $895.35B | $243.84B | ICICI Lombard General Insurance Company Limited |
| EV/Revenue Ratio | 3.32 | 1.41 | Star Health and Allied Insurance Company Limited |
| Revenue per Share (TTM) | $543 | $294 | ICICI Lombard General Insurance Company Limited |
| Earnings per Share (Diluted) | $55.24 | $7.56 | ICICI Lombard General Insurance Company Limited |
| Beta (Stock Volatility) | 0.51 | 0.10 | Star Health and Allied Insurance Company Limited |
ICICI Lombard General Insurance Company Limited vs Star Health and Allied Insurance Company Limited Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| ICICI Lombard General Insurance Company Limited | 2.26% | -0.25% | -5.51% | -6.29% | -11.15% | -11.39% |
| Star Health and Allied Insurance Company Limited | 1.98% | 2.90% | 5.62% | 15.84% | 13.59% | 14.03% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| ICICI Lombard General Insurance Company Limited | -12.62% | 35.14% | 10.54% | 149.29% | 149.29% | 149.29% |
| Star Health and Allied Insurance Company Limited | 17.11% | -2.05% | -42.70% | -42.70% | -42.70% | -42.70% |
Performance & Financial Health Analysis: ICICI Lombard General Insurance Company Limited vs Star Health and Allied Insurance Company Limited
| Metric | ICICIGI | STARHEALTH |
|---|---|---|
| Market Information | ||
| Market Cap | ₹902.34B | ₹303.85B |
| Market Cap Category | Large cap | Large cap |
| 10 Day Avg. Volume | 718,121 | 494,311 |
| 90 Day Avg. Volume | 879,541 | 467,540 |
| Last Close | ₹1,734.10 | ₹529.90 |
| 52 Week Range | ₹1,629.50 - ₹2,068.70 | ₹412.60 - ₹586.25 |
| % from 52W High | -16.17% | -9.61% |
| All-Time High | ₹2,301.90 (Sep 23, 2024) | ₹940.00 (Dec 06, 2021) |
| % from All-Time High | -24.67% | -43.63% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.12% | 0.10% |
| Quarterly Earnings Growth | 0.07% | -0.40% |
| Financial Health | ||
| Profit Margin (TTM) | 0.10% | 0.03% |
| Operating Margin (TTM) | 0.10% | 0.04% |
| Return on Equity (TTM) | 0.18% | 0.09% |
| Debt to Equity (MRQ) | 0.00 | 6.18 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | ₹322.59 | ₹129.30 |
| Cash per Share (MRQ) | ₹12.85 | ₹102.06 |
| Operating Cash Flow (TTM) | ₹26.22B | N/A |
| Levered Free Cash Flow (TTM) | ₹97.27B | ₹6.46B |
| Dividends | ||
| Last 12-Month Dividend Yield | 0.95% | N/A |
| Last 12-Month Dividend | ₹19.00 | N/A |
Valuation & Enterprise Metrics Analysis: ICICI Lombard General Insurance Company Limited vs Star Health and Allied Insurance Company Limited
| Metric | ICICIGI (Apr 24, 2026) | STARHEALTH (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 32.76 | 67.30 |
| Forward P/E | 24.43 | 19.95 |
| PEG Ratio | -1.31 | 4.57 |
| Price to Sales (TTM) | 3.34 | 1.73 |
| Price to Book (MRQ) | 5.61 | 3.94 |
| Market Capitalization | ||
| Market Capitalization | ₹902.34B | ₹303.85B |
| Enterprise Value | ₹895.35B | ₹243.84B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 3.32 | 1.41 |
| Enterprise to EBITDA | 24.70 | 36.00 |
| Risk & Other Metrics | ||
| Beta | 0.51 | 0.10 |
| Book Value per Share (MRQ) | ₹322.59 | ₹129.30 |
Financial Statements Comparison: ICICI Lombard General Insurance Company Limited vs Star Health and Allied Insurance Company Limited
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | ICICIGI (2026) | STARHEALTH (2025) |
|---|---|---|
| Revenue/Sales | 270.06B | 164.88B |
| Cost of Goods Sold | N/A | N/A |
| COGS % of Revenue | 0.0% | 0.0% |
| Gross Profit | N/A | N/A |
| Gross Margin | 0.0% | 0.0% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| Operating Margin | 0.0% | 0.0% |
| EBITDA | N/A | N/A |
| EBITDA Margin | 0.0% | 0.0% |
| Pre-Tax Income | 36.59B | 8.61B |
| Pre-Tax Income % of Revenue | 13.5% | 5.2% |
| Income Tax | 8.87B | 2.15B |
| Income Tax % of Revenue | 3.3% | 1.3% |
| Net Income (Profit) | 27.72B | 6.46B |
| Profit Margin | 10.3% | 3.9% |
Balance Sheet & Liquidity Metrics
| Metric | ICICIGI (2026) | STARHEALTH (2025) |
|---|---|---|
| Cash & Equivalents | 9.87B | 6.68B |
| Total Current Assets | N/A | N/A |
| Total Current Assets % of Revenue | 0.0% | 0.0% |
| Total Current Liabilities | N/A | N/A |
| Total Current Liabilities % of Revenue | 0.0% | 0.0% |
| Long-Term Debt | N/A | 4.70B |
| Long-Term Debt % of Revenue | 0.0% | 2.9% |
| Total Shareholders Equity | 166.34B | 71.12B |
| Retained Earnings | 0 | 3.59B |
| Retained Earnings % of Revenue | 0.0% | 2.2% |
| Property, Plant & Equipment | N/A | 32.20M |
Cash Flow Statement Comparison
| Metric | ICICIGI (2026) | STARHEALTH (2025) |
|---|---|---|
| Operating Cash Flow | N/A | N/A |
| Operating Cash Flow % of Revenue | 0.0% | 0.0% |
| Capital Expenditures | -2.42B | -818.50M |
| Free Cash Flow | 23.79B | 12.96B |
| FCF Margin | 8.8% | 7.9% |
| Debt Repayment | 0 | 0 |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | ICICIGI | STARHEALTH |
|---|---|---|
| Shares Short | N/A | N/A |
| Short Ratio | N/A | N/A |
| Short % of Float | N/A | N/A |
| Shares Outstanding | 498.50M | 588.40M |
| Float Shares | 242.66M | 237.14M |
| % Held by Insiders | 2.02% | 63.15% |
| % Held by Institutions | 81.97% | 24.25% |
| % Held by Public | 16.01% | 12.60% |
Dividend Analysis & Yield Comparison: ICICI Lombard General Insurance Company Limited vs Star Health and Allied Insurance Company Limited
| Metric | ICICIGI | STARHEALTH |
|---|---|---|
| Last 12-Month Dividend | ₹19.00 | N/A |
| Last 12-Month Dividend Yield | 0.95% | N/A |
| 3-Year Avg Annual Dividend | ₹13.33 | N/A |
| 3-Year Avg Dividend Yield | 0.36% | N/A |
| 3-Year Total Dividends | ₹40.00 | N/A |
| Ex-Dividend Date | Oct 23, 2025 | N/A |