ICICI Prudential [ICICIPRULI] vs SBI Life Insurance [SBILIFE] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: ICICI Prudential Life Insurance Company Limited wins in 7 metrics, SBI Life Insurance Co. Ltd. wins in 10 metrics, with 1 ties. SBI Life Insurance Co. Ltd. appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | ICICI Prudential Life Insurance Company Limited | SBI Life Insurance Co. Ltd. | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 48.61 | 74.04 | ICICI Prudential Life Insurance Company Limited |
| Price-to-Book Ratio | 5.74 | 9.64 | ICICI Prudential Life Insurance Company Limited |
| Debt-to-Equity Ratio | 19.04 | 0.00 | Tie |
| PEG Ratio | 0.53 | 8.51 | ICICI Prudential Life Insurance Company Limited |
| EV/EBITDA | 48.30 | 66.49 | ICICI Prudential Life Insurance Company Limited |
| Profit Margin (TTM) | 2.53% | 2.20% | ICICI Prudential Life Insurance Company Limited |
| Operating Margin (TTM) | 8.47% | 20.51% | SBI Life Insurance Co. Ltd. |
| EBITDA Margin (TTM) | 8.47% | 20.51% | SBI Life Insurance Co. Ltd. |
| Return on Equity | 12.58% | 13.70% | SBI Life Insurance Co. Ltd. |
| Return on Assets (TTM) | 0.31% | 0.35% | SBI Life Insurance Co. Ltd. |
| Free Cash Flow (TTM) | $-54.78B | $343.38B | SBI Life Insurance Co. Ltd. |
| Dividend Yield | 0.13% | 0.28% | SBI Life Insurance Co. Ltd. |
| 1-Year Return | -23.92% | 0.99% | SBI Life Insurance Co. Ltd. |
| Price-to-Sales Ratio (TTM) | 1.23 | 1.63 | ICICI Prudential Life Insurance Company Limited |
| Enterprise Value | $796.34B | $1,858.92B | SBI Life Insurance Co. Ltd. |
| EV/Revenue Ratio | 1.25 | 1.65 | ICICI Prudential Life Insurance Company Limited |
| Revenue per Share (TTM) | $436 | $1,121 | SBI Life Insurance Co. Ltd. |
| Earnings per Share (Diluted) | $11.11 | $24.69 | SBI Life Insurance Co. Ltd. |
| Beta (Stock Volatility) | 0.58 | N/A | N/A |
ICICI Prudential Life Insurance Company Limited vs SBI Life Insurance Co. Ltd. Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| ICICI Prudential Life Insurance Company Limited | -1.15% | -7.70% | -9.92% | -26.18% | -21.75% | -28.45% |
| SBI Life Insurance Co. Ltd. | -0.97% | -4.33% | -1.01% | -11.34% | -9.07% | -11.70% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| ICICI Prudential Life Insurance Company Limited | -23.92% | 6.81% | -12.85% | 62.43% | 62.43% | 62.43% |
| SBI Life Insurance Co. Ltd. | 0.99% | 52.19% | 85.02% | 162.66% | 162.66% | 162.66% |
Performance & Financial Health Analysis: ICICI Prudential Life Insurance Company Limited vs SBI Life Insurance Co. Ltd.
| Metric | ICICIPRULI | SBILIFE |
|---|---|---|
| Market Information | ||
| Market Cap | ₹775.63B | ₹1.83T |
| Market Cap Category | Large cap | Large cap |
| 10 Day Avg. Volume | 2,451,579 | 1,968,107 |
| 90 Day Avg. Volume | 1,663,148 | 1,457,648 |
| Last Close | ₹476.90 | ₹1,784.20 |
| 52 Week Range | ₹473.05 - ₹706.80 | ₹1,720.00 - ₹2,132.00 |
| % from 52W High | -32.53% | -16.31% |
| All-Time High | ₹796.80 (Sep 30, 2024) | ₹2,132.00 (Feb 23, 2026) |
| % from All-Time High | -40.15% | -16.31% |
| Growth Metrics | ||
| Quarterly Revenue Growth | -0.79% | -0.82% |
| Quarterly Earnings Growth | 0.62% | -0.01% |
| Financial Health | ||
| Profit Margin (TTM) | 0.03% | 0.02% |
| Operating Margin (TTM) | 0.08% | 0.21% |
| Return on Equity (TTM) | 0.13% | 0.14% |
| Debt to Equity (MRQ) | 19.04 | 0.00 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | ₹94.17 | ₹189.62 |
| Cash per Share (MRQ) | ₹7.86 | ₹31.97 |
| Operating Cash Flow (TTM) | ₹-53,550,800,896 | ₹345.23B |
| Levered Free Cash Flow (TTM) | ₹44.18B | ₹12.80B |
| Dividends | ||
| Last 12-Month Dividend Yield | 0.13% | 0.28% |
| Last 12-Month Dividend | ₹0.85 | ₹5.40 |
Valuation & Enterprise Metrics Analysis: ICICI Prudential Life Insurance Company Limited vs SBI Life Insurance Co. Ltd.
| Metric | ICICIPRULI (Apr 24, 2026) | SBILIFE (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 48.61 | 74.04 |
| Forward P/E | 40.05 | 49.96 |
| PEG Ratio | 0.53 | 8.51 |
| Price to Sales (TTM) | 1.23 | 1.63 |
| Price to Book (MRQ) | 5.74 | 9.64 |
| Market Capitalization | ||
| Market Capitalization | ₹775.63B | ₹1.83T |
| Enterprise Value | ₹796.34B | ₹1.86T |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 1.25 | 1.65 |
| Enterprise to EBITDA | 48.30 | 66.49 |
| Risk & Other Metrics | ||
| Beta | 0.58 | N/A |
| Book Value per Share (MRQ) | ₹94.17 | ₹189.62 |
Financial Statements Comparison: ICICI Prudential Life Insurance Company Limited vs SBI Life Insurance Co. Ltd.
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | ICICIPRULI (2026) | SBILIFE (2026) |
|---|---|---|
| Revenue/Sales | 632.97B | 1.12T |
| Cost of Goods Sold | N/A | N/A |
| COGS % of Revenue | 0.0% | 0.0% |
| Gross Profit | N/A | N/A |
| Gross Margin | 0.0% | 0.0% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| Operating Margin | 0.0% | 0.0% |
| EBITDA | N/A | N/A |
| EBITDA Margin | 0.0% | 0.0% |
| Pre-Tax Income | 18.12B | 25.37B |
| Pre-Tax Income % of Revenue | 2.9% | 2.3% |
| Income Tax | 2.04B | 671.00M |
| Income Tax % of Revenue | 0.3% | 0.1% |
| Net Income (Profit) | 16.08B | 24.70B |
| Profit Margin | 2.5% | 2.2% |
Balance Sheet & Liquidity Metrics
| Metric | ICICIPRULI (2026) | SBILIFE (2026) |
|---|---|---|
| Cash & Equivalents | 11.38B | 32.08B |
| Total Current Assets | N/A | N/A |
| Total Current Assets % of Revenue | 0.0% | 0.0% |
| Total Current Liabilities | N/A | N/A |
| Total Current Liabilities % of Revenue | 0.0% | 0.0% |
| Long-Term Debt | 25.95B | N/A |
| Long-Term Debt % of Revenue | 4.1% | 0.0% |
| Total Shareholders Equity | 136.31B | 190.86B |
| Retained Earnings | -1.31B | N/A |
| Retained Earnings % of Revenue | -0.2% | 0.0% |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison
| Metric | ICICIPRULI (2026) | SBILIFE (2026) |
|---|---|---|
| Operating Cash Flow | N/A | N/A |
| Operating Cash Flow % of Revenue | 0.0% | 0.0% |
| Capital Expenditures | -1.22B | -1.85B |
| Free Cash Flow | -54.78B | 343.38B |
| FCF Margin | -8.7% | 30.6% |
| Debt Repayment | -38.70M | 0 |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | ICICIPRULI | SBILIFE |
|---|---|---|
| Shares Short | N/A | N/A |
| Short Ratio | N/A | N/A |
| Short % of Float | N/A | N/A |
| Shares Outstanding | 1.45B | 1.00B |
| Float Shares | 365.88M | 970.18M |
| % Held by Insiders | 23.67% | 58.47% |
| % Held by Institutions | 68.73% | 29.45% |
| % Held by Public | 7.60% | 12.08% |
Dividend Analysis & Yield Comparison: ICICI Prudential Life Insurance Company Limited vs SBI Life Insurance Co. Ltd.
| Metric | ICICIPRULI | SBILIFE |
|---|---|---|
| Last 12-Month Dividend | ₹0.85 | ₹5.40 |
| Last 12-Month Dividend Yield | 0.13% | 0.28% |
| 3-Year Avg Annual Dividend | ₹0.68 | ₹3.53 |
| 3-Year Avg Dividend Yield | 0.11% | 0.18% |
| 3-Year Total Dividends | ₹2.05 | ₹10.60 |
| Ex-Dividend Date | Jun 12, 2025 | Mar 06, 2026 |