IFCI [IFCI] vs CreditAccess Grameen [CREDITACC] Detailed Stock Comparison

IFCI Ltd.

NSE
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CreditAccess Grameen Ltd.

NSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: IFCI Ltd. wins in 5 metrics, CreditAccess Grameen Ltd. wins in 10 metrics, with 2 ties. CreditAccess Grameen Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric IFCI Ltd. CreditAccess Grameen Ltd. Better
P/E Ratio (TTM) 41.16 41.66 IFCI Ltd.
Price-to-Book Ratio 1.91 2.77 IFCI Ltd.
Debt-to-Equity Ratio 0.00 280.71 Tie
PEG Ratio -0.82 1.19 CreditAccess Grameen Ltd.
EV/EBITDA N/A 13.89 N/A
Profit Margin (TTM) 0.00% 24.88% CreditAccess Grameen Ltd.
Operating Margin (TTM) 117.94% 49.02% IFCI Ltd.
EBITDA Margin (TTM) 117.94% 49.02% IFCI Ltd.
Return on Equity 1.13% 7.64% CreditAccess Grameen Ltd.
Return on Assets (TTM) 0.66% 1.91% CreditAccess Grameen Ltd.
Free Cash Flow (TTM) $-10.31B $10.92B CreditAccess Grameen Ltd.
Dividend Yield N/A 0.88% N/A
1-Year Return 37.36% 10.92% IFCI Ltd.
Price-to-Sales Ratio (TTM) -28.07 10.19 CreditAccess Grameen Ltd.
Enterprise Value $0 $388.23B CreditAccess Grameen Ltd.
EV/Revenue Ratio 0.00 19.90 Tie
Gross Profit Margin (TTM) N/A 53.24% N/A
Revenue per Share (TTM) $-4 $122 CreditAccess Grameen Ltd.
Earnings per Share (Diluted) $1.50 $29.81 CreditAccess Grameen Ltd.
Beta (Stock Volatility) 1.38 0.13 CreditAccess Grameen Ltd.

IFCI Ltd. vs CreditAccess Grameen Ltd. Stock Performance Analysis

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IFCI
CREDITACC

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
IFCI Ltd.5.95%21.41%41.57%60.78%84.36%68.83%
CreditAccess Grameen Ltd.4.93%10.60%4.55%16.79%7.43%9.20%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
IFCI Ltd.37.36%601.83%538.26%229.07%78.23%861.02%
CreditAccess Grameen Ltd.10.92%11.31%76.00%222.12%222.12%222.12%

Performance & Financial Health Analysis: IFCI Ltd. vs CreditAccess Grameen Ltd.

MetricIFCICREDITACC
Market Information
Market Cap i₹164.54B₹198.84B
Market Cap CategoryMid capMid cap
10 Day Avg. Volume i21,778,225216,495
90 Day Avg. Volume i23,244,027368,906
Last Close₹89.60₹1,375.00
52 Week Range₹46.23 - ₹91.30₹1,099.70 - ₹1,568.00
% from 52W High-1.86%-12.31%
All-Time High₹121.20 (Dec 17, 2007)₹1,796.00 (Dec 11, 2023)
% from All-Time High-26.07%-23.44%
Growth Metrics
Quarterly Revenue Growth-0.45%3.44%
Quarterly Earnings Growth0.14%0.02%
Financial Health
Profit Margin (TTM) i0.00%0.25%
Operating Margin (TTM) i1.18%0.49%
Return on Equity (TTM) i0.01%0.08%
Debt to Equity (MRQ) i0.00280.71
Cash & Liquidity
Book Value per Share (MRQ)₹32.26₹448.17
Cash per Share (MRQ)N/A₹73.04
Operating Cash Flow (TTM) i₹8.84B₹-38,740,000,000
Levered Free Cash Flow (TTM) i₹1.71B₹5.31B
Dividends
Last 12-Month Dividend Yield iN/A0.88%
Last 12-Month Dividend i₹0.00₹10.00

Valuation & Enterprise Metrics Analysis: IFCI Ltd. vs CreditAccess Grameen Ltd.

MetricIFCI (Apr 24, 2026)CREDITACC (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i41.1641.66
Forward P/E i17.5413.41
PEG Ratio i-0.821.19
Price to Sales (TTM) i-28.0710.19
Price to Book (MRQ) i1.912.77
Market Capitalization
Market Capitalization i₹164.54B₹198.84B
Enterprise Value i₹0₹388.23B
Enterprise Value Metrics
Enterprise to Revenue i0.0019.90
Enterprise to EBITDA iN/A13.89
Risk & Other Metrics
Beta i1.380.13
Book Value per Share (MRQ) i₹32.26₹448.17

Financial Statements Comparison: IFCI Ltd. vs CreditAccess Grameen Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricIFCI (2025)CREDITACC (2025)
Revenue/Sales i14.21B55.39B
Cost of Goods Sold iN/A23.89B
COGS % of Revenue i0.0%43.1%
Gross Profit iN/A31.51B
Gross Margin i0.0%56.9%
Research & Development iN/AN/A
Operating Income (EBIT) iN/A26.28B
Operating Margin i0.0%47.5%
EBITDA iN/A27.96B
EBITDA Margin i0.0%50.5%
Pre-Tax Income i7.49B7.09B
Pre-Tax Income % of Revenue i52.7%12.8%
Income Tax i4.00B1.77B
Income Tax % of Revenue i28.2%3.2%
Net Income (Profit) i3.49B5.31B
Profit Margin i24.5%9.6%

Balance Sheet & Liquidity Metrics

MetricIFCI (2025)CREDITACC (2025)
Cash & Equivalents i55.15B12.71B
Total Current Assets iN/A167.42B
Total Current Assets % of Revenue i0.0%302.3%
Total Current Liabilities iN/A107.45B
Total Current Liabilities % of Revenue i0.0%194.0%
Long-Term Debt i37.14B99.85B
Long-Term Debt % of Revenue i261.3%180.3%
Total Shareholders Equity i150.79B69.56B
Retained Earnings iN/A32.72B
Retained Earnings % of Revenue i0.0%59.1%
Property, Plant & Equipment i8.89B11.90M

Cash Flow Statement Comparison

MetricIFCI (2025)CREDITACC (2025)
Operating Cash Flow i8.84B-38.74B
Operating Cash Flow % of Revenue i62.2%-69.9%
Capital Expenditures i89.30M-263.90M
Free Cash Flow i-10.31B10.92B
FCF Margin i-72.5%19.7%
Debt Repayment iN/A-107.95B
Common Stock Repurchase i0N/A

Short Interest & Institutional Ownership Analysis

MetricIFCICREDITACC
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i2.69B160.08M
Float Shares i735.83M53.72M
% Held by Insiders i73.14%66.23%
% Held by Institutions i3.41%17.11%
% Held by Public i23.45%16.66%

Dividend Analysis & Yield Comparison: IFCI Ltd. vs CreditAccess Grameen Ltd.

MetricIFCICREDITACC
Last 12-Month Dividend i₹0.00₹10.00
Last 12-Month Dividend Yield iN/A0.88%
3-Year Avg Annual Dividend i₹0.00₹3.33
3-Year Avg Dividend Yield iN/A0.76%
3-Year Total Dividends i₹0.00₹10.00
Ex-Dividend DateN/AJul 26, 2024