Indbank Merchant [INDBANK] vs SG Finserve [SGFIN] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: Indbank Merchant Banking Services Ltd. wins in 7 metrics, SG Finserve Ltd. wins in 10 metrics, with 1 ties. SG Finserve Ltd. appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Indbank Merchant Banking Services Ltd. | SG Finserve Ltd. | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 21.60 | 24.51 | Indbank Merchant Banking Services Ltd. |
| Price-to-Book Ratio | 1.59 | 2.13 | Indbank Merchant Banking Services Ltd. |
| Debt-to-Equity Ratio | 0.00 | 185.19 | Tie |
| PEG Ratio | -0.52 | 0.32 | SG Finserve Ltd. |
| EV/EBITDA | 4.59 | 18.02 | Indbank Merchant Banking Services Ltd. |
| Profit Margin (TTM) | 28.54% | 38.26% | SG Finserve Ltd. |
| Operating Margin (TTM) | 30.00% | 93.82% | SG Finserve Ltd. |
| EBITDA Margin (TTM) | 30.00% | 93.82% | SG Finserve Ltd. |
| Return on Equity | 7.37% | 10.32% | SG Finserve Ltd. |
| Return on Assets (TTM) | 5.82% | 5.81% | Indbank Merchant Banking Services Ltd. |
| Free Cash Flow (TTM) | $18.75M | $-15.73B | Indbank Merchant Banking Services Ltd. |
| 1-Year Return | -5.51% | 39.16% | SG Finserve Ltd. |
| Price-to-Sales Ratio (TTM) | 6.10 | 10.84 | Indbank Merchant Banking Services Ltd. |
| Enterprise Value | $562.71M | $55.26B | SG Finserve Ltd. |
| EV/Revenue Ratio | 2.25 | 16.56 | Indbank Merchant Banking Services Ltd. |
| Gross Profit Margin (TTM) | 61.12% | 96.64% | SG Finserve Ltd. |
| Revenue per Share (TTM) | $6 | $59 | SG Finserve Ltd. |
| Earnings per Share (Diluted) | $1.59 | $22.40 | SG Finserve Ltd. |
Indbank Merchant Banking Services Ltd. vs SG Finserve Ltd. Stock Performance Analysis
Loading Price Chart...
Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Indbank Merchant Banking Services Ltd. | -0.12% | -0.58% | -5.10% | -1.03% | -7.35% | -5.29% |
| SG Finserve Ltd. | -0.03% | 1.79% | 1.90% | 51.69% | 43.28% | 42.35% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Indbank Merchant Banking Services Ltd. | -5.51% | 27.96% | 109.21% | 395.49% | 191.59% | 190.31% |
| SG Finserve Ltd. | 39.16% | -12.72% | 21,322.64% | 4,266.92% | 5,056.22% | 5,056.22% |
Performance & Financial Health Analysis: Indbank Merchant Banking Services Ltd. vs SG Finserve Ltd.
| Metric | INDBANK | SGFIN |
|---|---|---|
| Market Information | ||
| Market Cap | ₹1.52B | ₹35.79B |
| Market Cap Category | Small cap | Small cap |
| 10 Day Avg. Volume | 60,283 | 69,601 |
| 90 Day Avg. Volume | 44,023 | 40,393 |
| Last Close | ₹32.76 | ₹577.85 |
| 52 Week Range | ₹28.25 - ₹47.15 | ₹323.20 - ₹649.45 |
| % from 52W High | -30.52% | -11.02% |
| All-Time High | ₹60.65 (Feb 05, 2024) | ₹734.00 (May 29, 2023) |
| % from All-Time High | -45.99% | -21.27% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.15% | 0.95% |
| Quarterly Earnings Growth | 0.07% | 0.78% |
| Financial Health | ||
| Profit Margin (TTM) | 0.29% | 0.38% |
| Operating Margin (TTM) | 0.30% | 0.94% |
| Return on Equity (TTM) | 0.07% | 0.10% |
| Debt to Equity (MRQ) | 0.00 | 185.19 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | ₹21.63 | ₹257.37 |
| Cash per Share (MRQ) | ₹21.17 | ₹35.97 |
| Operating Cash Flow (TTM) | ₹20.46M | ₹-15,714,842,624 |
| Levered Free Cash Flow (TTM) | ₹84.63M | ₹-15,018,199,040 |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | N/A |
| Last 12-Month Dividend | ₹0.00 | N/A |
Valuation & Enterprise Metrics Analysis: Indbank Merchant Banking Services Ltd. vs SG Finserve Ltd.
| Metric | INDBANK (Apr 24, 2026) | SGFIN (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 21.60 | 24.51 |
| Forward P/E | N/A | N/A |
| PEG Ratio | -0.52 | 0.32 |
| Price to Sales (TTM) | 6.10 | 10.84 |
| Price to Book (MRQ) | 1.59 | 2.13 |
| Market Capitalization | ||
| Market Capitalization | ₹1.52B | ₹35.79B |
| Enterprise Value | ₹562.71M | ₹55.26B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 2.25 | 16.56 |
| Enterprise to EBITDA | 4.59 | 18.02 |
| Risk & Other Metrics | ||
| Beta | N/A | N/A |
| Book Value per Share (MRQ) | ₹21.63 | ₹257.37 |
Financial Statements Comparison: Indbank Merchant Banking Services Ltd. vs SG Finserve Ltd.
Financial Metrics
Loading Financial Charts...
Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | INDBANK (2026) | SGFIN (2026) |
|---|---|---|
| Revenue/Sales | 181.89M | 3.33B |
| Cost of Goods Sold | 106.10M | 144.72M |
| COGS % of Revenue | 58.3% | 4.3% |
| Gross Profit | 75.79M | 3.18B |
| Gross Margin | 41.7% | 95.7% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | 29.33M | 3.08B |
| Operating Margin | 16.1% | 92.4% |
| EBITDA | 102.37M | 3.08B |
| EBITDA Margin | 56.3% | 92.7% |
| Pre-Tax Income | 96.54M | 1.72B |
| Pre-Tax Income % of Revenue | 53.1% | 51.5% |
| Income Tax | 26.37M | 438.93M |
| Income Tax % of Revenue | 14.5% | 13.2% |
| Net Income (Profit) | 71.25M | 1.28B |
| Profit Margin | 39.2% | 38.4% |
Balance Sheet & Liquidity Metrics
| Metric | INDBANK (2026) | SGFIN (2026) |
|---|---|---|
| Cash & Equivalents | 14.11M | 1.52B |
| Total Current Assets | 1.05B | 41.30B |
| Total Current Assets % of Revenue | 574.9% | 1,240.9% |
| Total Current Liabilities | 5.09M | N/A |
| Total Current Liabilities % of Revenue | 2.8% | 0.0% |
| Long-Term Debt | 0 | 27.04B |
| Long-Term Debt % of Revenue | 0.0% | 812.5% |
| Total Shareholders Equity | 987.41M | 14.60B |
| Retained Earnings | N/A | N/A |
| Retained Earnings % of Revenue | 0.0% | 0.0% |
| Property, Plant & Equipment | 5.35M | N/A |
Cash Flow Statement Comparison
| Metric | INDBANK (2026) | SGFIN (2026) |
|---|---|---|
| Operating Cash Flow | 43.90M | -15.34B |
| Operating Cash Flow % of Revenue | 24.1% | -460.8% |
| Capital Expenditures | -1.67M | -4.01M |
| Free Cash Flow | 18.75M | -15.73B |
| FCF Margin | 10.3% | -472.5% |
| Debt Repayment | N/A | N/A |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | INDBANK | SGFIN |
|---|---|---|
| Shares Short | N/A | N/A |
| Short Ratio | N/A | N/A |
| Short % of Float | N/A | N/A |
| Shares Outstanding | 44.38M | 65.27M |
| Float Shares | 13.01M | 26.29M |
| % Held by Insiders | 68.24% | 60.91% |
| % Held by Institutions | 0.00% | 1.42% |
| % Held by Public | 31.76% | 37.67% |
Dividend Analysis & Yield Comparison: Indbank Merchant Banking Services Ltd. vs SG Finserve Ltd.
| Metric | INDBANK | SGFIN |
|---|---|---|
| Last 12-Month Dividend | ₹0.00 | N/A |
| Last 12-Month Dividend Yield | N/A | N/A |
| 3-Year Avg Annual Dividend | ₹0.00 | N/A |
| 3-Year Avg Dividend Yield | N/A | N/A |
| 3-Year Total Dividends | ₹0.00 | N/A |
| Ex-Dividend Date | N/A | N/A |