India Shelter [INDIASHLTR] vs Bajaj Housing [BAJAJHFL] Detailed Stock Comparison

India Shelter Finance Corporation Limited

NSE
Loading...

Bajaj Housing Finance Limited

NSE
Loading...

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: India Shelter Finance Corporation Limited wins in 14 metrics, Bajaj Housing Finance Limited wins in 4 metrics, with 0 ties. India Shelter Finance Corporation Limited appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric India Shelter Finance Corporation Limited Bajaj Housing Finance Limited Better
P/E Ratio (TTM) 19.28 30.10 India Shelter Finance Corporation Limited
Price-to-Book Ratio 3.02 3.52 India Shelter Finance Corporation Limited
Debt-to-Equity Ratio 188.40 443.87 India Shelter Finance Corporation Limited
PEG Ratio 0.53 1.89 India Shelter Finance Corporation Limited
EV/EBITDA 33.37 62.01 India Shelter Finance Corporation Limited
Profit Margin (TTM) 48.24% 64.70% Bajaj Housing Finance Limited
Operating Margin (TTM) 60.69% 80.67% Bajaj Housing Finance Limited
EBITDA Margin (TTM) 60.69% 80.67% Bajaj Housing Finance Limited
Return on Equity 13.95% 10.84% India Shelter Finance Corporation Limited
Return on Assets (TTM) 4.88% 2.10% India Shelter Finance Corporation Limited
Free Cash Flow (TTM) $-14.44B $-171.16B India Shelter Finance Corporation Limited
Dividend Yield 0.57% N/A N/A
1-Year Return -12.54% -30.42% India Shelter Finance Corporation Limited
Price-to-Sales Ratio (TTM) 9.02 19.44 India Shelter Finance Corporation Limited
Enterprise Value $141.35B $1,681.66B Bajaj Housing Finance Limited
EV/Revenue Ratio 14.39 43.91 India Shelter Finance Corporation Limited
Gross Profit Margin (TTM) 44.08% 34.42% India Shelter Finance Corporation Limited
Revenue per Share (TTM) $91 $5 India Shelter Finance Corporation Limited
Earnings per Share (Diluted) $42.22 $2.97 India Shelter Finance Corporation Limited
Beta (Stock Volatility) -0.11 N/A N/A

India Shelter Finance Corporation Limited vs Bajaj Housing Finance Limited Stock Performance Analysis

Loading Price Chart...

INDIASHLTR
BAJAJHFL

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
India Shelter Finance Corporation Limited1.04%-0.99%-6.25%6.25%-10.57%-5.44%
Bajaj Housing Finance Limited0.43%-2.08%-4.18%-2.35%-14.16%-13.35%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
India Shelter Finance Corporation Limited-12.54%38.84%38.84%38.84%38.84%38.84%
Bajaj Housing Finance Limited-30.42%-48.15%-48.15%-48.15%-48.15%-48.15%

Performance & Financial Health Analysis: India Shelter Finance Corporation Limited vs Bajaj Housing Finance Limited

MetricINDIASHLTRBAJAJHFL
Market Information
Market Cap i₹87.66B₹744.50B
Market Cap CategoryMid capLarge cap
10 Day Avg. Volume i187,7616,526,565
90 Day Avg. Volume i163,3168,616,841
Last Close₹780.65₹83.64
52 Week Range₹653.20 - ₹1,011.75₹72.65 - ₹128.45
% from 52W High-22.84%-34.89%
All-Time High₹1,011.75 (Jul 21, 2025)₹188.50 (Sep 16, 2024)
% from All-Time High-22.84%-55.63%
Growth Metrics
Quarterly Revenue Growth0.30%0.23%
Quarterly Earnings Growth0.29%0.21%
Financial Health
Profit Margin (TTM) i0.48%0.65%
Operating Margin (TTM) i0.61%0.81%
Return on Equity (TTM) i0.14%0.11%
Debt to Equity (MRQ) i188.40443.87
Cash & Liquidity
Book Value per Share (MRQ)₹269.68₹25.37
Cash per Share (MRQ)₹20.36₹0.17
Operating Cash Flow (TTM) i₹-13,042,696,000₹-198,767,800,000
Levered Free Cash Flow (TTM) i₹3.78B₹21.63B
Dividends
Last 12-Month Dividend Yield i0.57%N/A
Last 12-Month Dividend i₹5.00N/A

Valuation & Enterprise Metrics Analysis: India Shelter Finance Corporation Limited vs Bajaj Housing Finance Limited

MetricINDIASHLTR (Apr 24, 2026)BAJAJHFL (Apr 26, 2026)
Price Ratios
P/E Ratio (TTM) i19.2830.10
Forward P/E i14.5424.57
PEG Ratio i0.531.89
Price to Sales (TTM) i9.0219.44
Price to Book (MRQ) i3.023.52
Market Capitalization
Market Capitalization i₹87.66B₹744.50B
Enterprise Value i₹141.35B₹1.68T
Enterprise Value Metrics
Enterprise to Revenue i14.3943.91
Enterprise to EBITDA i33.3762.01
Risk & Other Metrics
Beta i-0.11N/A
Book Value per Share (MRQ) i₹269.68₹25.37

Financial Statements Comparison: India Shelter Finance Corporation Limited vs Bajaj Housing Finance Limited

Financial Metrics

Loading Financial Charts...

Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricINDIASHLTR (2025)BAJAJHFL (2025)
Revenue/Sales i9.99B91.79B
Cost of Goods Sold i5.52B64.12B
COGS % of Revenue i55.2%69.9%
Gross Profit i4.47B27.67B
Gross Margin i44.8%30.1%
Research & Development iN/AN/A
Operating Income (EBIT) i3.53B24.88B
Operating Margin i35.3%27.1%
EBITDA i4.24B27.12B
EBITDA Margin i42.4%29.5%
Pre-Tax Income i4.89B27.70B
Pre-Tax Income % of Revenue i49.0%30.2%
Income Tax i1.11B6.07B
Income Tax % of Revenue i11.1%6.6%
Net Income (Profit) i3.78B21.63B
Profit Margin i37.8%23.6%

Balance Sheet & Liquidity Metrics

MetricINDIASHLTR (2025)BAJAJHFL (2025)
Cash & Equivalents i1.82B614.30M
Total Current Assets i14.34B53.50B
Total Current Assets % of Revenue i143.5%58.3%
Total Current Liabilities i11.54B199.11B
Total Current Liabilities % of Revenue i115.5%216.9%
Long-Term Debt i38.84B628.70B
Long-Term Debt % of Revenue i388.6%684.9%
Total Shareholders Equity i27.09B199.47B
Retained Earnings i8.94B54.48B
Retained Earnings % of Revenue i89.5%59.4%
Property, Plant & Equipment i300.95M0

Cash Flow Statement Comparison

MetricINDIASHLTR (2025)BAJAJHFL (2025)
Operating Cash Flow i-13.04B-198.77B
Operating Cash Flow % of Revenue i-130.5%-216.5%
Capital Expenditures i-86.45M-197.40M
Free Cash Flow i-14.44B-171.16B
FCF Margin i-144.5%-186.5%
Debt Repayment i-13.57B-140.15B
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricINDIASHLTRBAJAJHFL
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i108.78M8.33B
Float Shares i44.61M1.10B
% Held by Insiders i27.57%86.74%
% Held by Institutions i51.75%0.96%
% Held by Public i20.68%12.30%

Dividend Analysis & Yield Comparison: India Shelter Finance Corporation Limited vs Bajaj Housing Finance Limited

MetricINDIASHLTRBAJAJHFL
Last 12-Month Dividend i₹5.00N/A
Last 12-Month Dividend Yield i0.57%N/A
3-Year Avg Annual Dividend i₹1.67N/A
3-Year Avg Dividend Yield i0.57%N/A
3-Year Total Dividends i₹5.00N/A
Ex-Dividend DateJul 04, 2025N/A