Indian Overseas Bank [IOB] vs Kotak Mahindra Bank [KOTAKBANK] Detailed Stock Comparison

Indian Overseas Bank

NSE

Kotak Mahindra Bank

NSE

TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: Indian Overseas Bank wins in 6 metrics, Kotak Mahindra Bank wins in 11 metrics, with 0 ties. Kotak Mahindra Bank appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric	Indian Overseas Bank	Kotak Mahindra Bank	Better
P/E Ratio (TTM)	19.50	20.75	Indian Overseas Bank
Price-to-Book Ratio	2.31	2.61	Indian Overseas Bank
Debt-to-Equity Ratio	1.22	0.66	Kotak Mahindra Bank
PEG Ratio	0.25	-0.52	Kotak Mahindra Bank
Profit Margin (TTM)	29.80%	25.51%	Indian Overseas Bank
Operating Margin (TTM)	44.75%	33.91%	Indian Overseas Bank
EBITDA Margin (TTM)	44.75%	33.91%	Indian Overseas Bank
Return on Equity	13.04%	13.32%	Kotak Mahindra Bank
Return on Assets (TTM)	1.01%	2.51%	Kotak Mahindra Bank
Free Cash Flow (TTM)	$22.36B	$157.03B	Kotak Mahindra Bank
Dividend Yield	N/A	0.21%	N/A
1-Year Return	-28.31%	16.11%	Kotak Mahindra Bank
Price-to-Sales Ratio (TTM)	5.79	5.48	Kotak Mahindra Bank
Enterprise Value	$934.31B	$4,670.63B	Kotak Mahindra Bank
EV/Revenue Ratio	7.09	6.22	Kotak Mahindra Bank
Revenue per Share (TTM)	$7	$378	Kotak Mahindra Bank
Earnings per Share (Diluted)	$2.03	$99.66	Kotak Mahindra Bank
Beta (Stock Volatility)	0.27	0.38	Indian Overseas Bank

Performance

News Sentiment

Key Stats

Valuation

Financials

Short Interest

Dividends

Indian Overseas Bank vs Kotak Mahindra Bank Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock	1D	1W	1M	3M	6M	YTD
Indian Overseas Bank	0.83%	4.42%	1.06%	-0.25%	5.92%	-23.10%
Kotak Mahindra Bank	1.80%	5.30%	7.16%	-1.23%	-1.51%	17.45%

Long-term Returns

Stock	1Y	3Y	5Y	10Y	15Y	20Y
Indian Overseas Bank	-28.31%	127.29%	331.24%	6.94%	-73.35%	-55.78%
Kotak Mahindra Bank	16.11%	15.07%	59.15%	218.50%	734.86%	4,350.21%

News Based Sentiment: Indian Overseas Bank vs Kotak Mahindra Bank

Indian Overseas Bank

News based Sentiment: MIXED

September presented a mixed bag for IOB, with strong Q2 earnings and leadership stability countered by stock underperformance and a downgrade from StockInvest.us. While the bank is making positive strides in financial performance and sustainability, market sentiment remains a concern, creating a complex investment narrative.

View Indian Overseas Bank News Sentiment Analysis

Kotak Mahindra Bank

News based Sentiment: MIXED

September presented a mixed bag for Kotak Mahindra Bank, with disappointing earnings overshadowed by strategic stake sales, leadership changes, and continued investor engagement. While the profit decline is concerning, the bank's underlying growth and positive analyst outlook suggest potential for future recovery, making it a month of significant, albeit complex, developments.

View Kotak Mahindra Bank News Sentiment Analysis

Performance & Financial Health Analysis: Indian Overseas Bank vs Kotak Mahindra Bank

Metric	IOB	KOTAKBANK
Market Information
Market Cap i	₹783.83B	₹4.18T
Market Cap Category	Large cap	Large cap
10 Day Avg. Volume i	15,776,336	4,259,186
90 Day Avg. Volume i	10,245,609	3,543,445
Last Close	₹39.89	₹2,100.50
52 Week Range	₹33.50 - ₹59.94	₹1,679.05 - ₹2,301.90
% from 52W High	-33.45%	-8.75%
All-Time High	₹227.45 (Jan 07, 2008)	₹2,301.90 (Apr 21, 2025)
% from All-Time High	-82.46%	-8.75%
Growth Metrics
Quarterly Revenue Growth	0.33%	0.02%
Quarterly Earnings Growth	0.82%	-0.40%
Financial Health
Profit Margin (TTM) i	0.30%	0.26%
Operating Margin (TTM) i	0.45%	0.34%
Return on Equity (TTM) i	0.13%	0.13%
Debt to Equity (MRQ) i	1.22	0.66
Cash & Liquidity
Book Value per Share (MRQ)	₹17.15	₹792.11
Cash per Share (MRQ)	₹12.11	₹239.96
Operating Cash Flow (TTM) i	₹32.13B	₹374.84B
Levered Free Cash Flow (TTM) i	₹33.96B	₹221.26B
Dividends
Last 12-Month Dividend Yield i	N/A	0.21%
Last 12-Month Dividend i	₹0.00	₹4.50

Valuation & Enterprise Metrics Analysis: Indian Overseas Bank vs Kotak Mahindra Bank

Metric	IOB	KOTAKBANK
Price Ratios
P/E Ratio (TTM) i	19.50	20.75
Forward P/E i	43.99	23.86
PEG Ratio i	0.25	-0.52
Price to Sales (TTM) i	5.79	5.48
Price to Book (MRQ) i	2.31	2.61
Market Capitalization
Market Capitalization i	₹783.83B	₹4.18T
Enterprise Value i	₹934.31B	₹4.67T
Enterprise Value Metrics
Enterprise to Revenue i	7.09	6.22
Enterprise to EBITDA i	N/A	N/A
Risk & Other Metrics
Beta i	0.27	0.38
Book Value per Share (MRQ) i	₹17.15	₹792.11

Financial Statements Comparison: Indian Overseas Bank vs Kotak Mahindra Bank

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)	IOB	KOTAKBANK
Revenue/Sales i	₹42.29B	₹191.66B
Cost of Goods Sold i	N/A	N/A
Gross Profit i	N/A	N/A
Research & Development i	N/A	N/A
Operating Income (EBIT) i	N/A	N/A
EBITDA i	N/A	N/A
Pre-Tax Income i	₹15.15B	₹60.53B
Income Tax i	₹4.03B	₹16.24B
Net Income (Profit) i	₹11.78B	₹44.72B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)	IOB	KOTAKBANK
Cash & Equivalents i	₹234.03B	₹811.13B
Total Current Assets i	N/A	N/A
Total Current Liabilities i	N/A	N/A
Long-Term Debt i	₹404.08B	₹867.51B
Total Shareholders Equity i	₹331.37B	₹1.57T
Retained Earnings i	N/A	₹900.37B
Property, Plant & Equipment i	N/A	₹74.08B

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)	IOB	KOTAKBANK
Operating Cash Flow i	N/A	N/A
Capital Expenditures i	N/A	N/A
Free Cash Flow i	N/A	N/A
Debt Repayment i	N/A	N/A
Common Stock Repurchase i	N/A	N/A

Short Interest & Institutional Ownership Analysis

Metric	IOB	KOTAKBANK
Shares Short i	N/A	N/A
Short Ratio i	N/A	N/A
Short % of Float i	N/A	N/A
Average Daily Volume (10 Day) i	15,776,336	4,259,186
Average Daily Volume (90 Day) i	10,245,609	3,543,445
Shares Outstanding i	19.26B	1.99B
Float Shares i	977.34M	1.44B
% Held by Insiders i	0.95%	0.29%
% Held by Institutions i	0.02%	0.48%

Dividend Analysis & Yield Comparison: Indian Overseas Bank vs Kotak Mahindra Bank

Metric	IOB	KOTAKBANK
Last 12-Month Dividend i	₹0.00	₹4.50
Last 12-Month Dividend Yield i	N/A	0.21%
3-Year Avg Annual Dividend i	₹0.00	₹2.37
3-Year Avg Dividend Yield i	N/A	0.09%
3-Year Total Dividends i	₹0.00	₹7.10
Ex-Dividend Date	N/A	Jul 18, 2025

Indian Overseas Bank [IOB] vs Kotak Mahindra Bank [KOTAKBANK] Detailed Stock Comparison

Indian Overseas Bank

Kotak Mahindra Bank

TLDR: Quick Comparison Summary

Vital Metrics Comparison

Complete Indian Overseas Bank Investment Analysis: Compare with Industry Leaders

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Indian Overseas Bank vs Kotak Mahindra Bank Stock Performance Analysis

Performance Comparison

Short-term Returns

Long-term Returns

News Based Sentiment: Indian Overseas Bank vs Kotak Mahindra Bank

Indian Overseas Bank

Kotak Mahindra Bank

Performance & Financial Health Analysis: Indian Overseas Bank vs Kotak Mahindra Bank

Valuation & Enterprise Metrics Analysis: Indian Overseas Bank vs Kotak Mahindra Bank

Financial Statements Comparison: Indian Overseas Bank vs Kotak Mahindra Bank

Financial Metrics

Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Balance Sheet & Liquidity Metrics (MRQ)

Cash Flow Statement Comparison (MRQ)

Short Interest & Institutional Ownership Analysis

Dividend Analysis & Yield Comparison: Indian Overseas Bank vs Kotak Mahindra Bank