Indian Overseas Bank [IOB] vs Kotak Mahindra Bank [KOTAKBANK] Detailed Stock Comparison

Indian Overseas Bank

NSE
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Kotak Mahindra Bank Ltd.

NSE
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TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: Indian Overseas Bank wins in 9 metrics, Kotak Mahindra Bank Ltd. wins in 8 metrics, with 0 ties. Indian Overseas Bank appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Indian Overseas Bank Kotak Mahindra Bank Ltd. Better
P/E Ratio (TTM) 14.39 19.92 Indian Overseas Bank
Price-to-Book Ratio 1.99 2.23 Indian Overseas Bank
Debt-to-Equity Ratio 1.31 0.53 Kotak Mahindra Bank Ltd.
PEG Ratio 0.20 -0.21 Indian Overseas Bank
Profit Margin (TTM) 34.41% 24.56% Indian Overseas Bank
Operating Margin (TTM) 38.39% 33.46% Indian Overseas Bank
EBITDA Margin (TTM) 38.39% 33.46% Indian Overseas Bank
Return on Equity 15.34% 14.05% Indian Overseas Bank
Return on Assets (TTM) 1.19% 2.51% Kotak Mahindra Bank Ltd.
Free Cash Flow (TTM) $22.36B $157.03B Kotak Mahindra Bank Ltd.
Dividend Yield N/A 0.21% N/A
1-Year Return -16.11% -7.36% Kotak Mahindra Bank Ltd.
Price-to-Sales Ratio (TTM) 4.73 4.90 Indian Overseas Bank
Enterprise Value $1,035.52B $3,989.44B Kotak Mahindra Bank Ltd.
EV/Revenue Ratio 7.19 5.21 Kotak Mahindra Bank Ltd.
Revenue per Share (TTM) $7 $77 Kotak Mahindra Bank Ltd.
Earnings per Share (Diluted) $2.46 $18.92 Kotak Mahindra Bank Ltd.
Beta (Stock Volatility) 0.26 0.27 Indian Overseas Bank

Indian Overseas Bank vs Kotak Mahindra Bank Ltd. Stock Performance Analysis

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IOB
KOTAKBANK

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Indian Overseas Bank0.58%-2.41%-5.88%-6.76%-14.80%-9.56%
Kotak Mahindra Bank Ltd.0.38%-2.23%2.25%-8.01%-11.31%-14.33%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Indian Overseas Bank-16.11%31.83%73.61%29.03%-76.71%-58.74%
Kotak Mahindra Bank Ltd.-7.36%-0.86%6.12%149.84%782.46%2,601.34%

Performance & Financial Health Analysis: Indian Overseas Bank vs Kotak Mahindra Bank Ltd.

MetricIOBKOTAKBANK
Market Information
Market Cap i₹676.68B₹3.70T
Market Cap CategoryLarge capLarge cap
10 Day Avg. Volume i4,885,83117,635,630
90 Day Avg. Volume i6,595,25421,627,267
Last Close₹33.01₹381.45
52 Week Range₹31.20 - ₹42.80₹345.50 - ₹453.20
% from 52W High-22.87%-15.83%
All-Time High₹227.45 (Jan 07, 2008)₹2,301.90 (Apr 21, 2025)
% from All-Time High-85.49%-83.43%
Growth Metrics
Quarterly Revenue Growth0.16%0.24%
Quarterly Earnings Growth0.63%0.05%
Financial Health
Profit Margin (TTM) i0.34%0.25%
Operating Margin (TTM) i0.38%0.33%
Return on Equity (TTM) i0.15%0.14%
Debt to Equity (MRQ) i1.310.53
Cash & Liquidity
Book Value per Share (MRQ)₹17.75₹169.00
Cash per Share (MRQ)₹7.16₹64.26
Operating Cash Flow (TTM) i₹32.13B₹374.84B
Levered Free Cash Flow (TTM) i₹33.96B₹221.26B
Dividends
Last 12-Month Dividend Yield iN/A0.21%
Last 12-Month Dividend i₹0.00₹4.50

Valuation & Enterprise Metrics Analysis: Indian Overseas Bank vs Kotak Mahindra Bank Ltd.

MetricIOB (Apr 24, 2026)KOTAKBANK (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i14.3919.92
Forward P/E i39.3217.84
PEG Ratio i0.20-0.21
Price to Sales (TTM) i4.734.90
Price to Book (MRQ) i1.992.23
Market Capitalization
Market Capitalization i₹676.68B₹3.70T
Enterprise Value i₹1.04T₹3.99T
Enterprise Value Metrics
Enterprise to Revenue i7.195.21
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.260.27
Book Value per Share (MRQ) i₹17.75₹169.00

Financial Statements Comparison: Indian Overseas Bank vs Kotak Mahindra Bank Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricIOB (2025)KOTAKBANK (2025)
Revenue/Sales i165.04B762.85B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i33.96B289.89B
Pre-Tax Income % of Revenue i20.6%38.0%
Income Tax i11.77B70.43B
Income Tax % of Revenue i7.1%9.2%
Net Income (Profit) i33.96B221.26B
Profit Margin i20.6%29.0%

Balance Sheet & Liquidity Metrics

MetricIOB (2025)KOTAKBANK (2025)
Cash & Equivalents i212.20B811.13B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i402.82B867.51B
Long-Term Debt % of Revenue i244.1%113.7%
Total Shareholders Equity i322.33B1.57T
Retained Earnings i-125.38B900.37B
Retained Earnings % of Revenue i-76.0%118.0%
Property, Plant & Equipment i86.95B74.08B

Cash Flow Statement Comparison

MetricIOB (2025)KOTAKBANK (2025)
Operating Cash Flow i32.13B374.84B
Operating Cash Flow % of Revenue i19.5%49.1%
Capital Expenditures i-5.79B-11.48B
Free Cash Flow i22.36B157.03B
FCF Margin i13.5%20.6%
Debt Repayment iN/AN/A
Common Stock Repurchase iN/A0

Short Interest & Institutional Ownership Analysis

MetricIOBKOTAKBANK
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i19.26B9.95B
Float Shares i1.46B7.31B
% Held by Insiders i92.44%28.76%
% Held by Institutions i4.14%47.08%
% Held by Public i3.42%24.16%

Dividend Analysis & Yield Comparison: Indian Overseas Bank vs Kotak Mahindra Bank Ltd.

MetricIOBKOTAKBANK
Last 12-Month Dividend i₹0.00₹4.50
Last 12-Month Dividend Yield iN/A0.21%
3-Year Avg Annual Dividend i₹0.00₹2.37
3-Year Avg Dividend Yield iN/A0.09%
3-Year Total Dividends i₹0.00₹7.10
Ex-Dividend DateN/AJul 18, 2025