Jammu and Kashmir [J&KBANK] vs State Bank of India [SBIN] Detailed Stock Comparison

Jammu and Kashmir Bank Ltd.

NSE
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State Bank of India

NSE
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TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: Jammu and Kashmir Bank Ltd. wins in 9 metrics, State Bank of India wins in 7 metrics, with 2 ties. Jammu and Kashmir Bank Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Jammu and Kashmir Bank Ltd. State Bank of India Better
P/E Ratio (TTM) 6.79 12.01 Jammu and Kashmir Bank Ltd.
Price-to-Book Ratio 1.03 1.72 Jammu and Kashmir Bank Ltd.
Debt-to-Equity Ratio 0.00 1.12 Tie
PEG Ratio 1.31 2.89 Jammu and Kashmir Bank Ltd.
Profit Margin (TTM) 30.60% 22.50% Jammu and Kashmir Bank Ltd.
Operating Margin (TTM) 23.30% 29.68% State Bank of India
EBITDA Margin (TTM) 23.30% 29.68% State Bank of India
Return on Equity 14.64% 15.36% State Bank of India
Return on Assets (TTM) 1.26% 1.06% Jammu and Kashmir Bank Ltd.
Free Cash Flow (TTM) $26.21B $428.49B State Bank of India
Dividend Yield 2.06% 2.01% Jammu and Kashmir Bank Ltd.
1-Year Return 50.19% 28.37% Jammu and Kashmir Bank Ltd.
Price-to-Sales Ratio (TTM) 2.09 2.75 Jammu and Kashmir Bank Ltd.
Enterprise Value $0 $14,175.08B State Bank of India
EV/Revenue Ratio 0.00 3.83 Tie
Revenue per Share (TTM) $64 $408 State Bank of India
Earnings per Share (Diluted) $19.57 $91.84 State Bank of India
Beta (Stock Volatility) 0.41 0.46 Jammu and Kashmir Bank Ltd.

Jammu and Kashmir Bank Ltd. vs State Bank of India Stock Performance Analysis

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J&KBANK
SBIN

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Jammu and Kashmir Bank Ltd.1.59%7.93%22.35%29.31%58.85%58.26%
State Bank of India0.36%3.96%5.99%-4.30%5.54%3.67%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Jammu and Kashmir Bank Ltd.50.19%175.42%380.61%-0.35%85.70%325.64%
State Bank of India28.37%78.06%146.34%376.53%359.60%1,305.87%

Performance & Financial Health Analysis: Jammu and Kashmir Bank Ltd. vs State Bank of India

MetricJ&KBANKSBIN
Market Information
Market Cap i₹138.62B₹10.16T
Market Cap CategoryMid capLarge cap
10 Day Avg. Volume i5,366,58120,281,858
90 Day Avg. Volume i6,595,76518,641,911
Last Close₹159.91₹1,020.85
52 Week Range₹97.35 - ₹163.49₹781.70 - ₹1,234.70
% from 52W High-2.19%-17.32%
All-Time High₹195.48 (May 26, 2014)₹1,234.70 (Feb 24, 2026)
% from All-Time High-18.20%-17.32%
Growth Metrics
Quarterly Revenue Growth0.03%0.15%
Quarterly Earnings Growth0.02%0.13%
Financial Health
Profit Margin (TTM) i0.31%0.23%
Operating Margin (TTM) i0.23%0.30%
Return on Equity (TTM) i0.15%0.15%
Debt to Equity (MRQ) i0.001.12
Cash & Liquidity
Book Value per Share (MRQ)₹129.03₹641.36
Cash per Share (MRQ)₹54.98₹339.52
Operating Cash Flow (TTM) i₹58.86B₹1.94T
Levered Free Cash Flow (TTM) i₹20.82B₹775.61B
Dividends
Last 12-Month Dividend Yield i2.06%2.01%
Last 12-Month Dividend i₹2.15₹15.90

Valuation & Enterprise Metrics Analysis: Jammu and Kashmir Bank Ltd. vs State Bank of India

MetricJ&KBANK (Apr 24, 2026)SBIN (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i6.7912.01
Forward P/E i8.2511.99
PEG Ratio i1.312.89
Price to Sales (TTM) i2.092.75
Price to Book (MRQ) i1.031.72
Market Capitalization
Market Capitalization i₹138.62B₹10.16T
Enterprise Value i₹0₹14.18T
Enterprise Value Metrics
Enterprise to Revenue i0.003.83
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.410.46
Book Value per Share (MRQ) i₹129.03₹641.36

Financial Statements Comparison: Jammu and Kashmir Bank Ltd. vs State Bank of India

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricJ&KBANK (2025)SBIN (2025)
Revenue/Sales i70.36B3.50T
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i29.39B1.06T
Pre-Tax Income % of Revenue i41.8%30.4%
Income Tax i8.52B273.48B
Income Tax % of Revenue i12.1%7.8%
Net Income (Profit) i20.82B805.23B
Profit Margin i29.6%23.0%

Balance Sheet & Liquidity Metrics

MetricJ&KBANK (2025)SBIN (2025)
Cash & Equivalents i191.88B6.21T
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i23.83B6.18T
Long-Term Debt % of Revenue i33.9%176.8%
Total Shareholders Equity i142.08B5.05T
Retained Earnings iN/A1.08T
Retained Earnings % of Revenue i0.0%31.0%
Property, Plant & Equipment i40.61B881.22B

Cash Flow Statement Comparison

MetricJ&KBANK (2025)SBIN (2025)
Operating Cash Flow i58.86B1.94T
Operating Cash Flow % of Revenue i83.7%55.6%
Capital Expenditures i-1.02B-56.37B
Free Cash Flow i26.21B428.49B
FCF Margin i37.3%12.3%
Debt Repayment iN/A-151.04B
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricJ&KBANKSBIN
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i1.10B9.23B
Float Shares i151.59M4.09B
% Held by Insiders i63.49%56.92%
% Held by Institutions i9.08%28.92%
% Held by Public i27.43%14.16%

Dividend Analysis & Yield Comparison: Jammu and Kashmir Bank Ltd. vs State Bank of India

MetricJ&KBANKSBIN
Last 12-Month Dividend i₹2.15₹15.90
Last 12-Month Dividend Yield i2.06%2.01%
3-Year Avg Annual Dividend i₹1.77₹13.63
3-Year Avg Dividend Yield i1.30%1.86%
3-Year Total Dividends i₹5.30₹40.90
Ex-Dividend DateAug 19, 2025May 16, 2025