Jio Financial [JIOFIN] vs HDFC Life Insurance [HDFCLIFE] Detailed Stock Comparison

Jio Financial Services Limited

NSE
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HDFC Life Insurance Company Limited

NSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Jio Financial Services Limited wins in 8 metrics, HDFC Life Insurance Company Limited wins in 11 metrics, with 0 ties. HDFC Life Insurance Company Limited appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Jio Financial Services Limited HDFC Life Insurance Company Limited Better
P/E Ratio (TTM) 103.21 67.42 HDFC Life Insurance Company Limited
Price-to-Book Ratio 1.18 7.26 Jio Financial Services Limited
Debt-to-Equity Ratio 16.29 17.46 Jio Financial Services Limited
PEG Ratio -15.83 3.78 HDFC Life Insurance Company Limited
EV/EBITDA 63.66 61.20 HDFC Life Insurance Company Limited
Profit Margin (TTM) 57.77% 1.92% Jio Financial Services Limited
Operating Margin (TTM) 43.08% 2.69% Jio Financial Services Limited
EBITDA Margin (TTM) 43.08% 2.69% Jio Financial Services Limited
Return on Equity 1.21% 11.28% HDFC Life Insurance Company Limited
Return on Assets (TTM) 1.05% 0.35% Jio Financial Services Limited
Free Cash Flow (TTM) $-155.44B $223.38B HDFC Life Insurance Company Limited
Dividend Yield 0.15% 24.12% HDFC Life Insurance Company Limited
1-Year Return -19.78% -26.23% Jio Financial Services Limited
Price-to-Sales Ratio (TTM) 60.78 1.29 HDFC Life Insurance Company Limited
Enterprise Value $1,691.94B $1,300.36B Jio Financial Services Limited
EV/Revenue Ratio 62.62 1.30 HDFC Life Insurance Company Limited
Gross Profit Margin (TTM) 85.06% N/A N/A
Revenue per Share (TTM) $4 $463 HDFC Life Insurance Company Limited
Earnings per Share (Diluted) $2.41 $8.88 HDFC Life Insurance Company Limited
Beta (Stock Volatility) 0.62 0.59 HDFC Life Insurance Company Limited

Jio Financial Services Limited vs HDFC Life Insurance Company Limited Stock Performance Analysis

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JIOFIN
HDFCLIFE

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Jio Financial Services Limited1.54%4.66%2.77%2.21%-20.05%-19.00%
HDFC Life Insurance Company Limited4.65%2.95%-4.52%-7.16%-24.78%-22.52%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Jio Financial Services Limited-19.78%9.97%9.97%9.97%9.97%9.97%
HDFC Life Insurance Company Limited-26.23%-8.89%-21.69%61.16%61.16%61.16%

Performance & Financial Health Analysis: Jio Financial Services Limited vs HDFC Life Insurance Company Limited

MetricJIOFINHDFCLIFE
Market Information
Market Cap i₹1.64T₹1.29T
Market Cap CategoryLarge capLarge cap
10 Day Avg. Volume i33,977,7374,903,045
90 Day Avg. Volume i23,164,0194,310,115
Last Close₹239.52₹581.20
52 Week Range₹223.30 - ₹338.60₹543.00 - ₹820.75
% from 52W High-29.26%-29.19%
All-Time High₹394.70 (Apr 22, 2024)₹820.75 (Jun 30, 2025)
% from All-Time High-39.32%-29.19%
Growth Metrics
Quarterly Revenue Growth0.39%-0.18%
Quarterly Earnings Growth-0.14%0.05%
Financial Health
Profit Margin (TTM) i0.58%0.02%
Operating Margin (TTM) i0.43%0.03%
Return on Equity (TTM) i0.01%0.11%
Debt to Equity (MRQ) i16.2917.46
Cash & Liquidity
Book Value per Share (MRQ)₹211.44₹82.42
Cash per Share (MRQ)₹5.68₹9.24
Operating Cash Flow (TTM) i₹-154,386,399,232₹226.25B
Levered Free Cash Flow (TTM) i₹15.61B₹30.08B
Dividends
Last 12-Month Dividend Yield i0.15%24.12%
Last 12-Month Dividend i₹0.50₹183.78

Valuation & Enterprise Metrics Analysis: Jio Financial Services Limited vs HDFC Life Insurance Company Limited

MetricJIOFIN (Apr 24, 2026)HDFCLIFE (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i103.2167.42
Forward P/E i56.6648.49
PEG Ratio i-15.833.78
Price to Sales (TTM) i60.781.29
Price to Book (MRQ) i1.187.26
Market Capitalization
Market Capitalization i₹1.64T₹1.29T
Enterprise Value i₹1.69T₹1.30T
Enterprise Value Metrics
Enterprise to Revenue i62.621.30
Enterprise to EBITDA i63.6661.20
Risk & Other Metrics
Beta i0.620.59
Book Value per Share (MRQ) i₹211.44₹82.42

Financial Statements Comparison: Jio Financial Services Limited vs HDFC Life Insurance Company Limited

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricJIOFIN (2026)HDFCLIFE (2026)
Revenue/Sales i27.68B994.04B
Cost of Goods Sold i3.87BN/A
COGS % of Revenue i14.0%0.0%
Gross Profit i23.81BN/A
Gross Margin i86.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) i22.75BN/A
Operating Margin i82.2%0.0%
EBITDA i26.58BN/A
EBITDA Margin i96.0%0.0%
Pre-Tax Income i19.12B19.62B
Pre-Tax Income % of Revenue i69.1%2.0%
Income Tax i3.51B500.10M
Income Tax % of Revenue i12.7%0.1%
Net Income (Profit) i15.61B19.12B
Profit Margin i56.4%1.9%

Balance Sheet & Liquidity Metrics

MetricJIOFIN (2026)HDFCLIFE (2026)
Cash & Equivalents i7.15B19.90B
Total Current Assets i293.70BN/A
Total Current Assets % of Revenue i1,061.1%0.0%
Total Current Liabilities i971.10MN/A
Total Current Liabilities % of Revenue i3.5%0.0%
Long-Term Debt i217.68B30.99B
Long-Term Debt % of Revenue i786.5%3.1%
Total Shareholders Equity i1.34T177.50B
Retained Earnings iN/A0
Retained Earnings % of Revenue i0.0%0.0%
Property, Plant & Equipment i539.00MN/A

Cash Flow Statement Comparison

MetricJIOFIN (2026)HDFCLIFE (2026)
Operating Cash Flow i-159.14BN/A
Operating Cash Flow % of Revenue i-575.0%0.0%
Capital Expenditures i-1.05B-2.84B
Free Cash Flow i-155.44B223.38B
FCF Margin i-561.6%22.5%
Debt Repayment i-282.84B-6.00B
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricJIOFINHDFCLIFE
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i6.35B2.16B
Float Shares i3.27B956.21M
% Held by Insiders i46.44%55.97%
% Held by Institutions i20.96%26.86%
% Held by Public i32.60%17.17%

Dividend Analysis & Yield Comparison: Jio Financial Services Limited vs HDFC Life Insurance Company Limited

MetricJIOFINHDFCLIFE
Last 12-Month Dividend i₹0.50₹183.78
Last 12-Month Dividend Yield i0.15%24.12%
3-Year Avg Annual Dividend i₹0.17₹61.89
3-Year Avg Dividend Yield i0.15%7.99%
3-Year Total Dividends i₹0.50₹185.68
Ex-Dividend DateAug 11, 2025Jun 20, 2025