Jana Small Finance [JSFB] vs HDFC Bank Limited [HDFCBANK] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: Jana Small Finance Bank Ltd. wins in 9 metrics, HDFC Bank Limited wins in 8 metrics, with 0 ties. Jana Small Finance Bank Ltd. appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Jana Small Finance Bank Ltd. | HDFC Bank Limited | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 15.85 | 17.85 | Jana Small Finance Bank Ltd. |
| Price-to-Book Ratio | 1.14 | 2.18 | Jana Small Finance Bank Ltd. |
| Debt-to-Equity Ratio | 0.93 | 1.04 | Jana Small Finance Bank Ltd. |
| PEG Ratio | -0.18 | -0.35 | Jana Small Finance Bank Ltd. |
| Profit Margin (TTM) | 11.68% | 26.83% | HDFC Bank Limited |
| Operating Margin (TTM) | 1.51% | 40.54% | HDFC Bank Limited |
| EBITDA Margin (TTM) | 1.51% | 40.54% | HDFC Bank Limited |
| Return on Equity | 12.18% | 13.82% | HDFC Bank Limited |
| Return on Assets (TTM) | 1.30% | 1.70% | HDFC Bank Limited |
| Free Cash Flow (TTM) | $40.00B | $1,129.22B | HDFC Bank Limited |
| Dividend Yield | N/A | 1.09% | N/A |
| 1-Year Return | -3.45% | -19.44% | Jana Small Finance Bank Ltd. |
| Price-to-Sales Ratio (TTM) | 1.85 | 4.35 | Jana Small Finance Bank Ltd. |
| Enterprise Value | $62.39B | $15,485.45B | HDFC Bank Limited |
| EV/Revenue Ratio | 2.35 | 5.47 | Jana Small Finance Bank Ltd. |
| Revenue per Share (TTM) | $253 | $184 | Jana Small Finance Bank Ltd. |
| Earnings per Share (Diluted) | $29.48 | $44.81 | HDFC Bank Limited |
| Beta (Stock Volatility) | 0.18 | 0.49 | Jana Small Finance Bank Ltd. |
Jana Small Finance Bank Ltd. vs HDFC Bank Limited Stock Performance Analysis
Loading Price Chart...
Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Jana Small Finance Bank Ltd. | -0.61% | 1.04% | -2.86% | 36.87% | 10.85% | 13.11% |
| HDFC Bank Limited | 0.63% | 5.24% | 1.28% | -7.52% | -21.96% | -21.57% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Jana Small Finance Bank Ltd. | -3.45% | 14.34% | 14.34% | 14.34% | 14.34% | 14.34% |
| HDFC Bank Limited | -19.44% | -3.61% | 4.40% | 164.09% | 557.63% | 2,003.62% |
Performance & Financial Health Analysis: Jana Small Finance Bank Ltd. vs HDFC Bank Limited
| Metric | JSFB | HDFCBANK |
|---|---|---|
| Market Information | ||
| Market Cap | ₹49.39B | ₹12.07T |
| Market Cap Category | Small cap | Large cap |
| 10 Day Avg. Volume | 851,992 | 46,991,486 |
| 90 Day Avg. Volume | 531,720 | 56,548,432 |
| Last Close | ₹476.80 | ₹777.35 |
| 52 Week Range | ₹330.00 - ₹518.80 | ₹726.65 - ₹1,020.50 |
| % from 52W High | -8.10% | -23.83% |
| All-Time High | ₹760.90 (Jun 17, 2024) | ₹2,037.70 (Jul 24, 2025) |
| % from All-Time High | -37.34% | -61.85% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.08% | -0.02% |
| Quarterly Earnings Growth | -0.91% | 0.08% |
| Financial Health | ||
| Profit Margin (TTM) | 0.12% | 0.27% |
| Operating Margin (TTM) | 0.02% | 0.41% |
| Return on Equity (TTM) | 0.12% | 0.14% |
| Debt to Equity (MRQ) | 0.93 | 1.04 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | ₹409.98 | ₹367.24 |
| Cash per Share (MRQ) | ₹220.62 | ₹202.63 |
| Operating Cash Flow (TTM) | ₹4.66B | ₹-2,752,336,887,808 |
| Levered Free Cash Flow (TTM) | ₹5.01B | ₹673.51B |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 1.09% |
| Last 12-Month Dividend | N/A | ₹22.00 |
Valuation & Enterprise Metrics Analysis: Jana Small Finance Bank Ltd. vs HDFC Bank Limited
| Metric | JSFB (Apr 24, 2026) | HDFCBANK (Apr 23, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 15.85 | 17.85 |
| Forward P/E | 7.37 | 12.73 |
| PEG Ratio | -0.18 | -0.35 |
| Price to Sales (TTM) | 1.85 | 4.35 |
| Price to Book (MRQ) | 1.14 | 2.18 |
| Market Capitalization | ||
| Market Capitalization | ₹49.39B | ₹12.07T |
| Enterprise Value | ₹62.39B | ₹15.49T |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 2.35 | 5.47 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.18 | 0.49 |
| Book Value per Share (MRQ) | ₹409.98 | ₹367.24 |
Financial Statements Comparison: Jana Small Finance Bank Ltd. vs HDFC Bank Limited
Financial Metrics
Loading Financial Charts...
Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | JSFB (2025) | HDFCBANK (2025) |
|---|---|---|
| Revenue/Sales | 30.50B | 2.37T |
| Cost of Goods Sold | N/A | N/A |
| COGS % of Revenue | 0.0% | 0.0% |
| Gross Profit | N/A | N/A |
| Gross Margin | 0.0% | 0.0% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| Operating Margin | 0.0% | 0.0% |
| EBITDA | N/A | N/A |
| EBITDA Margin | 0.0% | 0.0% |
| Pre-Tax Income | 4.74B | 861.55B |
| Pre-Tax Income % of Revenue | 15.5% | 36.3% |
| Income Tax | -277.40M | 175.01B |
| Income Tax % of Revenue | -0.9% | 7.4% |
| Net Income (Profit) | 5.01B | 686.53B |
| Profit Margin | 16.4% | 28.9% |
Balance Sheet & Liquidity Metrics
| Metric | JSFB (2025) | HDFCBANK (2025) |
|---|---|---|
| Cash & Equivalents | 44.49B | 3.22T |
| Total Current Assets | N/A | N/A |
| Total Current Assets % of Revenue | 0.0% | 0.0% |
| Total Current Liabilities | N/A | N/A |
| Total Current Liabilities % of Revenue | 0.0% | 0.0% |
| Long-Term Debt | 33.77B | 6.02T |
| Long-Term Debt % of Revenue | 110.7% | 253.9% |
| Total Shareholders Equity | 41.18B | 8.62T |
| Retained Earnings | -30.58B | 2.10T |
| Retained Earnings % of Revenue | -100.3% | 88.5% |
| Property, Plant & Equipment | 1.50B | 215.96B |
Cash Flow Statement Comparison
| Metric | JSFB (2025) | HDFCBANK (2025) |
|---|---|---|
| Operating Cash Flow | 4.66B | 795.18B |
| Operating Cash Flow % of Revenue | 15.3% | 33.5% |
| Capital Expenditures | -724.50M | -65.42B |
| Free Cash Flow | 40.00B | 1.13T |
| FCF Margin | 131.1% | 47.6% |
| Debt Repayment | -28.42B | -1.46T |
| Common Stock Repurchase | 0 | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | JSFB | HDFCBANK |
|---|---|---|
| Shares Short | N/A | N/A |
| Short Ratio | N/A | N/A |
| Short % of Float | N/A | N/A |
| Shares Outstanding | 105.32M | 15.34B |
| Float Shares | 58.59M | 15.33B |
| % Held by Insiders | 55.67% | 0.17% |
| % Held by Institutions | 12.34% | 58.26% |
| % Held by Public | 31.99% | 41.57% |
Dividend Analysis & Yield Comparison: Jana Small Finance Bank Ltd. vs HDFC Bank Limited
| Metric | JSFB | HDFCBANK |
|---|---|---|
| Last 12-Month Dividend | N/A | ₹22.00 |
| Last 12-Month Dividend Yield | N/A | 1.09% |
| 3-Year Avg Annual Dividend | N/A | ₹20.17 |
| 3-Year Avg Dividend Yield | N/A | 1.19% |
| 3-Year Total Dividends | N/A | ₹60.50 |
| Ex-Dividend Date | N/A | Jun 27, 2025 |