Karur Vysya Bank [KARURVYSYA] vs City Union Bank [CUB] Detailed Stock Comparison

Karur Vysya Bank Ltd.

NSE
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City Union Bank Ltd.

NSE
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TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: Karur Vysya Bank Ltd. wins in 16 metrics, City Union Bank Ltd. wins in 2 metrics, with 0 ties. Karur Vysya Bank Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Karur Vysya Bank Ltd. City Union Bank Ltd. Better
P/E Ratio (TTM) 12.48 16.21 Karur Vysya Bank Ltd.
Price-to-Book Ratio 2.24 1.96 City Union Bank Ltd.
Debt-to-Equity Ratio 0.21 0.23 Karur Vysya Bank Ltd.
PEG Ratio 0.27 1.03 Karur Vysya Bank Ltd.
Profit Margin (TTM) 38.39% 37.97% Karur Vysya Bank Ltd.
Operating Margin (TTM) 54.80% 47.61% Karur Vysya Bank Ltd.
EBITDA Margin (TTM) 54.80% 47.61% Karur Vysya Bank Ltd.
Return on Equity 16.28% 12.85% Karur Vysya Bank Ltd.
Return on Assets (TTM) 1.63% 1.55% Karur Vysya Bank Ltd.
Free Cash Flow (TTM) $43.15B $9.31B Karur Vysya Bank Ltd.
Dividend Yield 0.99% 1.40% City Union Bank Ltd.
1-Year Return 39.94% 37.07% Karur Vysya Bank Ltd.
Price-to-Sales Ratio (TTM) 4.79 6.12 Karur Vysya Bank Ltd.
Enterprise Value $250.11B $146.99B Karur Vysya Bank Ltd.
EV/Revenue Ratio 4.18 4.62 Karur Vysya Bank Ltd.
Revenue per Share (TTM) $62 $43 Karur Vysya Bank Ltd.
Earnings per Share (Diluted) $23.80 $16.21 Karur Vysya Bank Ltd.
Beta (Stock Volatility) -0.03 0.31 Karur Vysya Bank Ltd.

Karur Vysya Bank Ltd. vs City Union Bank Ltd. Stock Performance Analysis

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KARURVYSYA
CUB

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Karur Vysya Bank Ltd.0.12%2.81%-3.26%1.65%18.03%7.39%
City Union Bank Ltd.-1.17%7.61%6.04%9.59%-3.10%-8.03%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Karur Vysya Bank Ltd.39.94%171.21%575.91%330.37%473.43%1,798.49%
City Union Bank Ltd.37.07%115.74%63.69%198.28%735.54%4,760.24%

Performance & Financial Health Analysis: Karur Vysya Bank Ltd. vs City Union Bank Ltd.

MetricKARURVYSYACUB
Market Information
Market Cap i₹287.09B₹194.70B
Market Cap CategoryLarge capMid cap
10 Day Avg. Volume i3,775,8714,301,857
90 Day Avg. Volume i4,013,3354,223,675
Last Close₹289.30₹199.35
52 Week Range₹200.54 - ₹343.45₹140.29 - ₹243.07
% from 52W High-15.77%-17.99%
All-Time High₹343.45 (Feb 25, 2026)₹324.10 (Feb 03, 2026)
% from All-Time High-15.77%-38.49%
Growth Metrics
Quarterly Revenue Growth0.18%0.18%
Quarterly Earnings Growth0.39%0.15%
Financial Health
Profit Margin (TTM) i0.38%0.38%
Operating Margin (TTM) i0.55%0.48%
Return on Equity (TTM) i0.16%0.13%
Debt to Equity (MRQ) i0.210.23
Cash & Liquidity
Book Value per Share (MRQ)₹132.43₹133.95
Cash per Share (MRQ)₹64.22₹93.83
Operating Cash Flow (TTM) i₹21.28B₹-61,692,796,928
Levered Free Cash Flow (TTM) i₹19.42B₹11.24B
Dividends
Last 12-Month Dividend Yield i0.99%1.40%
Last 12-Month Dividend i₹2.60₹3.00

Valuation & Enterprise Metrics Analysis: Karur Vysya Bank Ltd. vs City Union Bank Ltd.

MetricKARURVYSYA (Apr 24, 2026)CUB (Nov 23, 2025)
Price Ratios
P/E Ratio (TTM) i12.4816.21
Forward P/E i10.7215.94
PEG Ratio i0.271.03
Price to Sales (TTM) i4.796.12
Price to Book (MRQ) i2.241.96
Market Capitalization
Market Capitalization i₹287.09B₹194.70B
Enterprise Value i₹250.11B₹146.99B
Enterprise Value Metrics
Enterprise to Revenue i4.184.62
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i-0.030.31
Book Value per Share (MRQ) i₹132.43₹133.95

Financial Statements Comparison: Karur Vysya Bank Ltd. vs City Union Bank Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricKARURVYSYA (2025)CUB (2025)
Revenue/Sales i55.34B32.14B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i25.91B14.17B
Pre-Tax Income % of Revenue i46.8%44.1%
Income Tax i6.49B2.93B
Income Tax % of Revenue i11.7%9.1%
Net Income (Profit) i19.42B11.24B
Profit Margin i35.1%35.0%

Balance Sheet & Liquidity Metrics

MetricKARURVYSYA (2025)CUB (2025)
Cash & Equivalents i78.07B52.91B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i12.17B17.90B
Long-Term Debt % of Revenue i22.0%55.7%
Total Shareholders Equity i119.30B94.67B
Retained Earnings i2.21B1.54B
Retained Earnings % of Revenue i4.0%4.8%
Property, Plant & Equipment i19.44B11.55B

Cash Flow Statement Comparison

MetricKARURVYSYA (2025)CUB (2025)
Operating Cash Flow i21.28B12.36B
Operating Cash Flow % of Revenue i38.5%38.4%
Capital Expenditures i-1.68B-1.20B
Free Cash Flow i43.15B9.31B
FCF Margin i78.0%29.0%
Debt Repayment iN/AN/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricKARURVYSYACUB
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i966.40M741.05M
Float Shares i913.96M695.15M
% Held by Insiders i0.00%8.00%
% Held by Institutions i40.08%55.44%
% Held by Public i59.92%36.56%

Dividend Analysis & Yield Comparison: Karur Vysya Bank Ltd. vs City Union Bank Ltd.

MetricKARURVYSYACUB
Last 12-Month Dividend i₹2.60₹3.00
Last 12-Month Dividend Yield i0.99%1.40%
3-Year Avg Annual Dividend i₹2.33₹1.67
3-Year Avg Dividend Yield i1.24%0.73%
3-Year Total Dividends i₹7.00₹5.00
Ex-Dividend DateAug 07, 2025Aug 01, 2025