Karnataka Bank [KTKBANK] vs India Shelter [INDIASHLTR] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: Karnataka Bank Ltd. wins in 9 metrics, India Shelter Finance Corporation Limited wins in 9 metrics, with 0 ties. Both stocks appear equally matched on key metrics.
View Metrics Details
Vital Metrics Comparison
| Metric | Karnataka Bank Ltd. | India Shelter Finance Corporation Limited | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 8.03 | 19.28 | Karnataka Bank Ltd. |
| Price-to-Book Ratio | 0.74 | 3.02 | Karnataka Bank Ltd. |
| Debt-to-Equity Ratio | 0.10 | 188.40 | Karnataka Bank Ltd. |
| PEG Ratio | 3.35 | 0.53 | India Shelter Finance Corporation Limited |
| EV/EBITDA | N/A | 33.37 | N/A |
| Profit Margin (TTM) | 27.30% | 48.24% | India Shelter Finance Corporation Limited |
| Operating Margin (TTM) | 35.71% | 60.69% | India Shelter Finance Corporation Limited |
| EBITDA Margin (TTM) | 35.71% | 60.69% | India Shelter Finance Corporation Limited |
| Return on Equity | 10.53% | 13.95% | India Shelter Finance Corporation Limited |
| Return on Assets (TTM) | 1.05% | 4.88% | India Shelter Finance Corporation Limited |
| Free Cash Flow (TTM) | $468.48M | $-14.44B | Karnataka Bank Ltd. |
| Dividend Yield | 2.75% | 0.57% | Karnataka Bank Ltd. |
| 1-Year Return | 34.21% | -10.16% | Karnataka Bank Ltd. |
| Price-to-Sales Ratio (TTM) | 2.19 | 9.02 | Karnataka Bank Ltd. |
| Enterprise Value | $33.18B | $141.35B | India Shelter Finance Corporation Limited |
| EV/Revenue Ratio | 0.78 | 14.39 | Karnataka Bank Ltd. |
| Gross Profit Margin (TTM) | N/A | 44.08% | N/A |
| Revenue per Share (TTM) | $112 | $91 | Karnataka Bank Ltd. |
| Earnings per Share (Diluted) | $30.50 | $42.22 | India Shelter Finance Corporation Limited |
| Beta (Stock Volatility) | 0.20 | -0.11 | India Shelter Finance Corporation Limited |
Karnataka Bank Ltd. vs India Shelter Finance Corporation Limited Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Karnataka Bank Ltd. | -1.09% | 6.27% | 10.81% | 25.26% | 36.36% | 31.79% |
| India Shelter Finance Corporation Limited | -1.71% | 5.29% | -5.65% | 10.99% | -9.28% | -4.55% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Karnataka Bank Ltd. | 34.21% | 78.56% | 340.77% | 170.96% | 197.12% | 362.51% |
| India Shelter Finance Corporation Limited | -10.16% | 44.22% | 44.22% | 44.22% | 44.22% | 44.22% |
Performance & Financial Health Analysis: Karnataka Bank Ltd. vs India Shelter Finance Corporation Limited
| Metric | KTKBANK | INDIASHLTR |
|---|---|---|
| Market Information | ||
| Market Cap | ₹92.64B | ₹87.66B |
| Market Cap Category | Mid cap | Mid cap |
| 10 Day Avg. Volume | 3,372,660 | 187,761 |
| 90 Day Avg. Volume | 4,341,166 | 163,316 |
| Last Close | ₹272.70 | ₹779.85 |
| 52 Week Range | ₹169.12 - ₹282.95 | ₹653.20 - ₹1,011.75 |
| % from 52W High | -3.62% | -22.92% |
| All-Time High | ₹285.00 (Jan 22, 2024) | ₹1,011.75 (Jul 21, 2025) |
| % from All-Time High | -4.32% | -22.92% |
| Growth Metrics | ||
| Quarterly Revenue Growth | -0.01% | 0.30% |
| Quarterly Earnings Growth | 0.03% | 0.29% |
| Financial Health | ||
| Profit Margin (TTM) | 0.27% | 0.48% |
| Operating Margin (TTM) | 0.36% | 0.61% |
| Return on Equity (TTM) | 0.11% | 0.14% |
| Debt to Equity (MRQ) | 0.10 | 188.40 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | ₹332.84 | ₹269.68 |
| Cash per Share (MRQ) | ₹197.49 | ₹20.36 |
| Operating Cash Flow (TTM) | ₹8.44B | ₹-13,042,696,000 |
| Levered Free Cash Flow (TTM) | ₹12.73B | ₹3.78B |
| Dividends | ||
| Last 12-Month Dividend Yield | 2.75% | 0.57% |
| Last 12-Month Dividend | ₹5.00 | ₹5.00 |
Valuation & Enterprise Metrics Analysis: Karnataka Bank Ltd. vs India Shelter Finance Corporation Limited
| Metric | KTKBANK (Apr 24, 2026) | INDIASHLTR (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 8.03 | 19.28 |
| Forward P/E | 6.03 | 14.54 |
| PEG Ratio | 3.35 | 0.53 |
| Price to Sales (TTM) | 2.19 | 9.02 |
| Price to Book (MRQ) | 0.74 | 3.02 |
| Market Capitalization | ||
| Market Capitalization | ₹92.64B | ₹87.66B |
| Enterprise Value | ₹33.18B | ₹141.35B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 0.78 | 14.39 |
| Enterprise to EBITDA | N/A | 33.37 |
| Risk & Other Metrics | ||
| Beta | 0.20 | -0.11 |
| Book Value per Share (MRQ) | ₹332.84 | ₹269.68 |
Financial Statements Comparison: Karnataka Bank Ltd. vs India Shelter Finance Corporation Limited
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | KTKBANK (2025) | INDIASHLTR (2025) |
|---|---|---|
| Revenue/Sales | 45.80B | 9.99B |
| Cost of Goods Sold | N/A | 5.52B |
| COGS % of Revenue | 0.0% | 55.2% |
| Gross Profit | N/A | 4.47B |
| Gross Margin | 0.0% | 44.8% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | 3.53B |
| Operating Margin | 0.0% | 35.3% |
| EBITDA | N/A | 4.24B |
| EBITDA Margin | 0.0% | 42.4% |
| Pre-Tax Income | 16.41B | 4.89B |
| Pre-Tax Income % of Revenue | 35.8% | 49.0% |
| Income Tax | 3.68B | 1.11B |
| Income Tax % of Revenue | 8.0% | 11.1% |
| Net Income (Profit) | 12.73B | 3.78B |
| Profit Margin | 27.8% | 37.8% |
Balance Sheet & Liquidity Metrics
| Metric | KTKBANK (2025) | INDIASHLTR (2025) |
|---|---|---|
| Cash & Equivalents | 160.18B | 1.82B |
| Total Current Assets | N/A | 14.34B |
| Total Current Assets % of Revenue | 0.0% | 143.5% |
| Total Current Liabilities | N/A | 11.54B |
| Total Current Liabilities % of Revenue | 0.0% | 115.5% |
| Long-Term Debt | 19.41B | 38.84B |
| Long-Term Debt % of Revenue | 42.4% | 388.6% |
| Total Shareholders Equity | 120.85B | 27.09B |
| Retained Earnings | 1.89B | 8.94B |
| Retained Earnings % of Revenue | 4.1% | 89.5% |
| Property, Plant & Equipment | 16.97B | 300.95M |
Cash Flow Statement Comparison
| Metric | KTKBANK (2025) | INDIASHLTR (2025) |
|---|---|---|
| Operating Cash Flow | 8.44B | -13.04B |
| Operating Cash Flow % of Revenue | 18.4% | -130.5% |
| Capital Expenditures | -1.61B | -86.45M |
| Free Cash Flow | 468.48M | -14.44B |
| FCF Margin | 1.0% | -144.5% |
| Debt Repayment | N/A | -13.57B |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | KTKBANK | INDIASHLTR |
|---|---|---|
| Shares Short | N/A | N/A |
| Short Ratio | N/A | N/A |
| Short % of Float | N/A | N/A |
| Shares Outstanding | 378.18M | 108.78M |
| Float Shares | 335.72M | 44.61M |
| % Held by Insiders | 7.87% | 27.57% |
| % Held by Institutions | 20.63% | 51.75% |
| % Held by Public | 71.50% | 20.68% |
Dividend Analysis & Yield Comparison: Karnataka Bank Ltd. vs India Shelter Finance Corporation Limited
| Metric | KTKBANK | INDIASHLTR |
|---|---|---|
| Last 12-Month Dividend | ₹5.00 | ₹5.00 |
| Last 12-Month Dividend Yield | 2.75% | 0.57% |
| 3-Year Avg Annual Dividend | ₹5.17 | ₹1.67 |
| 3-Year Avg Dividend Yield | 2.49% | 0.57% |
| 3-Year Total Dividends | ₹15.50 | ₹5.00 |
| Ex-Dividend Date | Sep 16, 2025 | Jul 04, 2025 |