Life Insurance [LICI] vs Bajaj Finance [BAJFINANCE] Detailed Stock Comparison

Life Insurance Corporation of India

NSE
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Bajaj Finance Ltd.

NSE
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TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Life Insurance Corporation of India wins in 9 metrics, Bajaj Finance Ltd. wins in 8 metrics, with 1 ties. Life Insurance Corporation of India appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Life Insurance Corporation of India Bajaj Finance Ltd. Better
P/E Ratio (TTM) 9.83 31.69 Life Insurance Corporation of India
Price-to-Book Ratio 4.28 5.53 Life Insurance Corporation of India
Debt-to-Equity Ratio 0.00 310.29 Tie
PEG Ratio 0.15 54.50 Life Insurance Corporation of India
EV/EBITDA 7.68 N/A N/A
Profit Margin (TTM) 5.97% 43.68% Bajaj Finance Ltd.
Operating Margin (TTM) 6.47% 55.55% Bajaj Finance Ltd.
EBITDA Margin (TTM) 6.47% 55.55% Bajaj Finance Ltd.
Return on Equity 37.90% 16.82% Life Insurance Corporation of India
Return on Assets (TTM) 0.85% 3.57% Bajaj Finance Ltd.
Free Cash Flow (TTM) $-99.22B $-692.36B Life Insurance Corporation of India
Dividend Yield 1.31% 10.01% Bajaj Finance Ltd.
1-Year Return -14.85% -1.59% Bajaj Finance Ltd.
Price-to-Sales Ratio (TTM) 0.55 13.83 Life Insurance Corporation of India
Enterprise Value $5,479.82B $8,982.32B Bajaj Finance Ltd.
EV/Revenue Ratio 0.58 21.76 Life Insurance Corporation of India
Revenue per Share (TTM) $1,501 $66 Life Insurance Corporation of India
Earnings per Share (Diluted) $83.80 $28.98 Life Insurance Corporation of India
Beta (Stock Volatility) 0.55 0.31 Bajaj Finance Ltd.

Life Insurance Corporation of India vs Bajaj Finance Ltd. Stock Performance Analysis

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LICI
BAJFINANCE

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Life Insurance Corporation of India1.59%2.58%1.53%4.38%-5.31%-4.85%
Bajaj Finance Ltd.2.61%8.17%3.50%7.31%-6.95%-3.17%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Life Insurance Corporation of India-14.85%32.13%-3.32%-3.32%-3.32%-3.32%
Bajaj Finance Ltd.-1.59%27.49%50.86%1,119.52%16,095.77%32,008.39%

Performance & Financial Health Analysis: Life Insurance Corporation of India vs Bajaj Finance Ltd.

MetricLICIBAJFINANCE
Market Information
Market Cap i₹5.21T₹5.71T
Market Cap CategoryLarge capLarge cap
10 Day Avg. Volume i2,365,6168,128,781
90 Day Avg. Volume i1,740,71511,082,959
Last Close₹405.70₹942.30
52 Week Range₹360.75 - ₹490.00₹787.90 - ₹1,102.50
% from 52W High-17.20%-14.53%
All-Time High₹1,222.00 (Jul 29, 2024)₹9,788.00 (Jun 09, 2025)
% from All-Time High-66.80%-90.37%
Growth Metrics
Quarterly Revenue Growth0.16%0.06%
Quarterly Earnings Growth0.24%-0.06%
Financial Health
Profit Margin (TTM) i0.06%0.44%
Operating Margin (TTM) i0.06%0.56%
Return on Equity (TTM) i0.38%0.17%
Debt to Equity (MRQ) i0.00310.29
Cash & Liquidity
Book Value per Share (MRQ)₹192.55₹166.19
Cash per Share (MRQ)₹76.92₹20.60
Operating Cash Flow (TTM) iN/A₹-147,267,100,000
Levered Free Cash Flow (TTM) i₹483.20B₹166.38B
Dividends
Last 12-Month Dividend Yield i1.31%10.01%
Last 12-Month Dividend i₹12.00₹92.00

Valuation & Enterprise Metrics Analysis: Life Insurance Corporation of India vs Bajaj Finance Ltd.

MetricLICI (Apr 22, 2026)BAJFINANCE (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i9.8331.69
Forward P/E i8.2322.75
PEG Ratio i0.1554.50
Price to Sales (TTM) i0.5513.83
Price to Book (MRQ) i4.285.53
Market Capitalization
Market Capitalization i₹5.21T₹5.71T
Enterprise Value i₹5.48T₹8.98T
Enterprise Value Metrics
Enterprise to Revenue i0.5821.76
Enterprise to EBITDA i7.68N/A
Risk & Other Metrics
Beta i0.550.31
Book Value per Share (MRQ) i₹192.55₹166.19

Financial Statements Comparison: Life Insurance Corporation of India vs Bajaj Finance Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricLICI (2025)BAJFINANCE (2025)
Revenue/Sales i8.91T423.56B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i483.51B220.80B
Pre-Tax Income % of Revenue i5.4%52.1%
Income Tax i302.80M53.00B
Income Tax % of Revenue i0.0%12.5%
Net Income (Profit) i483.20B167.79B
Profit Margin i5.4%39.6%

Balance Sheet & Liquidity Metrics

MetricLICI (2025)BAJFINANCE (2025)
Cash & Equivalents i544.54B107.68B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt iN/A2.75T
Long-Term Debt % of Revenue i0.0%650.1%
Total Shareholders Equity i1.28T989.37B
Retained Earnings i1.20T517.83B
Retained Earnings % of Revenue i13.5%122.3%
Property, Plant & Equipment i41.47B5.52B

Cash Flow Statement Comparison

MetricLICI (2025)BAJFINANCE (2025)
Operating Cash Flow iN/A-147.27B
Operating Cash Flow % of Revenue i0.0%-34.8%
Capital Expenditures i-7.15B-5.48B
Free Cash Flow i-99.22B-692.36B
FCF Margin i-1.1%-163.5%
Debt Repayment i0-390.27B
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricLICIBAJFINANCE
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i6.32B6.22B
Float Shares i256.56M2.65B
% Held by Insiders i96.50%56.26%
% Held by Institutions i1.27%24.14%
% Held by Public i2.23%19.60%

Dividend Analysis & Yield Comparison: Life Insurance Corporation of India vs Bajaj Finance Ltd.

MetricLICIBAJFINANCE
Last 12-Month Dividend i₹12.00₹92.00
Last 12-Month Dividend Yield i1.31%10.01%
3-Year Avg Annual Dividend i₹9.83₹47.33
3-Year Avg Dividend Yield i0.57%1.22%
3-Year Total Dividends i₹29.50₹142.00
Ex-Dividend DateJul 25, 2025May 30, 2025